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Report: #15318

Complaint Review: KEMPER INSURANCE - SACRAMENTO California

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  • KEMPER INSURANCE SACRAMENTO, California U.S.A.

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I was hit by a gas truck in my 1971 Chevy Nove (restored an beautiful). The gas comapny who was insured by Kemper Insurace admitted liability. Kemper insurace offered us $1400 for our restored Nova. We gave them recipets for over $7000 in work we had done within the past 2 years (plus we bought the car for 3 grand). Still they said-nope its totaled and only worth $2500. We got an independant estimate saying the damages would cost $5000 to fix.

They said No. And sent us a check for $2500 and told us to get lost. We had to hire a certified appraiser (with our own money) to prove that the car was worth more than $2500. The appraiser appraised the cars value at $9000. Kemper Insurance ignored us. We took them to court and got the 5 grand to fix the car, the cost of the adjuster refunded to us, time for missed work and punitive damages.

Dont do business with this company- they try to take advantage of people.

Faun


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This report was posted on Ripoff Report on 02/27/2002 12:00 AM and is a permanent record located here: https://www.ripoffreport.com/reports/kemper-insurance/sacramento-california/kemper-insurance-tried-to-snowball-me-15318. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

IF YOU ONLY KNEW................!

AUTHOR: Howard - (U.S.A.)

POSTED: Monday, January 16, 2006

if you only knew that kemper doesnt specialize in classic cars. all the major insurance companies will only insure a car even if classic at blue book value which is basically nothing.....

what you needed to do was insure your car with a co. that specializes in classic cars so you can insure your car for stated value not blue book.

it was also your fault in the first place for signing paperwork for a policy and not knowing what your policy actual covered. I mean if i had a valuable classic car that i needed insured, i would have made sure before i left that my car was covered for a specific amount.

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