Report: #146554

Complaint Review: Majestic Benefits - Champlain New York

  • Submitted:
  • Updated:
  • Reported By: Hollywood California
  • Majestic Benefits Champlain, New York U.S.A.

Majestic Benefits SCAMMed By Judy Sonders with so called Majestic Benefits Ripoff Champlain New York *EDitor's Suggestions on how to get your money back into your bank account!

*Consumer Suggestion: Contact your Attoney General

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I was contacted by a lady named Judy Sonders and she told me i could get a mastercard with a credit line of up to 5000. It sounded too good to be true from the beginning. I was extremely skeptical so i asked her a bunch of questions just to try and screen her to see if she was an honest person or if this whole thing was a scam. She sounded sincere and kinda old so i believed her. After about 2 weeks of avoiding her and telling her i have to think about she kept trying to call so i finally answered on Friday, June 17,2005 @9:13am.... d**n Early on my day off. I listened to what she had to say about the card so finally my gullable butt decided to go ahead with it because it sounded really good and im wanted to rebuild my credit.

Right after i wrote down some information from her about where her offices were located and what her so called security number was and so on. I decided to research the company online. Wouln't you know it this d**n company was all over rip-off report. So i quickly called my bank and told them to stop payment and change my account number before this stupid freakin company could go F*&^ themselves. All in all im lucky to have decided to research and for everyone who got scammed by them REPORT THEM! i learned a hard lesson from all this RESEARCH EVERYTHING! If it sounds to good to be true its a freakin SCAM man. Good luck to everyone who got scammed by this moronic company who ruins peoples lives. Karma will catch up to these scandalous people.

Hollywood, California

EDitor's Suggestions on how to get your money back!


Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.

According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.

If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.

Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent!


Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form.


If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.

Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.

And good luck Let us know how you do!

ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com

Don't let them get away with it.
Make sure they make the Rip-off Report!

We are not lawyers.
We are not a collection agency.

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We are a Worldwide Consumer Reporting News Agency
...by consumers, for consumers

CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information.

This report was posted on Ripoff Report on 06/17/2005 10:50 AM and is a permanent record located here: https://www.ripoffreport.com/reports/majestic-benefits/champlain-new-york/majestic-benefits-scammed-by-judy-sonders-with-so-called-majestic-benefits-ripoff-champlai-146554. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Contact your Attoney General

AUTHOR: Charles - (U.S.A.)

POSTED: Saturday, June 18, 2005

My girlfriend and I also was taken by this scam. We contacted our bank, and also the State's Attorney General for our home state and for New York which is where this company is said to be from. Plus we contacted the FTC and BBB if enough people report them to those people maybe they will finally be sued or at least brough up to answer for what they are doing to people.

http://www.bbb.org and http://www.ftc.gov if you all want to do the same. As far as the State Attorney General's you will have to find out where your local one is but here is NY's - http://www.oag.state.ny.us/

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