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Report: #23855

Complaint Review: MBNA America - Wilmington Delaware

  • Submitted:
  • Updated:
  • Reported By: Sarasota FL
  • MBNA America P.O. Box 15026 Wilmington, Delaware U.S.A.

MBNA America ripoff the business that doesn't give a dam Wilmington Delaware

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Like the previous writer, I too decided to consolate my credit card bills and have MBNA pay them off with their "descending" loan. In over two years of paying a monthly bill of over $600, I was finding my balance was still close to the orginal amount of the loan. The interest payment was way too high! I took out a second mortgage at a low interest rate to pay off this bill. When the bill came in April with a May due date, I paid the total amount due BEFORE the due date.

In May I received a bill for $227.77 for interest due. When I wrote them to say that I paid the bill off in plenty of time, they responded that interest accrues daily and the amount due on the bill was NOT the payoff figure!!! I sent two letters and made one very long phone call, each time stating that I had been a valued customer for over 12 years and had paid thousands of dollars in interest (what a fool I am!) and this is how they treat me! Their pat answer was if I don't pay it my credit will be ruined. Sounds like a threat from a loanshark!!

Irene
Sarasota, Florida

This report was posted on Ripoff Report on 07/02/2002 08:47 AM and is a permanent record located here: https://www.ripoffreport.com/reports/mbna-america/wilmington-delaware-19886-5019/mbna-america-ripoff-the-business-that-doesnt-give-a-dam-wilmington-delaware-23855. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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