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Report: #191126

Complaint Review: Merchants' Credit Guide, CFB Financial III - Hauppauge New York

  • Submitted:
  • Updated:
  • Reported By: Folsom Pennsylvania
  • Author Confirmed What's this?
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  • Merchants' Credit Guide, CFB Financial III Hauppauge, New York U.S.A.

Merchants' Credit Guide Company, CFB Financial III, Bogus Debt Collection, Obvious scam rip-off, Only a fool believes this Hauppauge, New York

*Consumer Suggestion: Jill, read the other 100 complaints on them here!

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I collect my mail from the mailbox and this letter just sticks out like a sore thumb! The mail stamp is obviously fake looking "mailed from zip code 11787" presort.

Then I open it and the letterhead is even more bogus! The date is January 6, 2006 and the letter is dated 12/29/05. They are trying to collect a $3,471.72 debt that I recognize right away, as an old debt from the 1980's that was written off by Citibank.

As I read down they list 3 options for payment: (1) a one-time payment of 50% of debt, paid in full, or (2) three equal payments equivalent to 70% of the debt (within 90 days), or (3)
monthly payments of any amount you choose, could be 1 cent or $20.00, whatever, for the rest of your life basically.

O.K. What's wrong with this picture? I'm no rocket scientist but this just brags of incompetent, street dumb , punk *&*&, con-artists.

Then the privacy notice is so blatantly illegal I begin to laugh my butt off. Out loud laughing, tears in my eyes, hysterical.

Now, I realize this is a scam, but if my mother were to be mailed this notice, she would automatically pay it without researching it. Mind you, she doesn't have a pot to pee in.

How many other elderly people have been taken in by these &*&*? I'm sending this letter to the Attorney General of PA, my congressmen, the FTC, the FBI, United States Post Office General, the AG, and any other office I come up with to stop these guys.

I just called the number on the letter and let them have a piece of my mind, and the black man just kept laughing. He knew I was onto him and he also knows that nothing can stop him.

It sounds as if the government hasn't acted fast enough to put these guys in jail. I don't know when this TV bit was done, and I'd like to find out, If someone responds to this, but this is no laughing matter. This is serious and a law needs to be created to stop cretins like this. There must be others doing the same kind of crap.

Somebody please give me the low down on these guys. What action has been taken so far. And how can I help! I have a great lawyer!

These punks gotta pay.

Jill
Folsom, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 05/11/2006 06:30 PM and is a permanent record located here: https://www.ripoffreport.com/reports/merchants-credit-guide-cfb-financial-iii/hauppauge-new-york-11788-8853/merchants-credit-guide-company-cfb-financial-iii-bogus-debt-collection-obvious-scam-ri-191126. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Suggestion

Jill, read the other 100 complaints on them here!

AUTHOR: Steve - (U.S.A.)

POSTED: Friday, May 12, 2006

Jill,

I have exposed every aspect of these scammers' operation and how to deal with them.

Do a search here or just go to the Finance>Collection agency tab to see the reports.

These jerks came after my 86 year old Grandmother with a threatening letter of a tiny debt almost 20 years old.

I ruined their day!

Read the posts, and come back here and let me know. I will help if you need it.

Have fun!

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