Report: #95545

Complaint Review: Midland Mortgage - Nationwide

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Ripoff Report is Xcentric Ventures

Submitted: Sat, June 19, 2004
Updated: Thu, September 22, 2005
Reported By: — phx Arizona

Author Not Confirmed

Why?

Midland Mortgage midland morgage.com Nationwide U.S.A.

Phone:
Web:
Category: Mortgage Companies

Midland Mortgage deceptive and misleading information when assuming mortgage loans from other lenders Phoenix Arizona

*UPDATE EX-employee responds: payments

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Company aqiured mortgage from another lender and did not inform me until three months later.By the time I recieved payment book,I had late charges and intrest added on to my acount. After tring to get matter resolved midland stopped excepting payments and tried to foreclose on my house.

Lincoln
phx, Arizona
U.S.A.

This report was posted on Ripoff Report on 06/19/2004 09:05 AM and is a permanent record located here: https://www.ripoffreport.com/reports/midland-mortgage/nationwide/midland-mortgage-deceptive-and-misleading-information-when-assuming-mortgage-loans-from-ot-95545. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 UPDATE EX-employee responds

payments

AUTHOR: H - (U.S.A.)

SUBMITTED: Thursday, September 22, 2005

POSTED: Thursday, September 22, 2005

You know after signing your Mortgage at closing that you have a mortgage payment due each and every month. After an acquisition the old mortgage company forwards your payments to the new company for a period of time if you send it there, usually 3-4 months.

Mortgage loans are amortized. Meaning you do not pay additional interest if paying late. It is a set amount with each payment.

Midland sends out letters about a month prior to the transfer informing you of the switch. The envelope even says "IMPORTANT INFORMATION ABOUT YOUR MORTGAGE LOAN" on it. While I was there I talked to I don't know how many people who said they remembered getting it, but threw it away thinking it was junk mail. That isn't an error on Midland's part.

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