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Report: #56151

Complaint Review: Mitsubishi Motors Of America - Cypress California

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  • Reported By: Dry Run Pennsylvania
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  • Mitsubishi Motors Of America No Idea Cypress, California U.S.A.

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My daughter went to AutoHaus Mitsubishi in Harrisburg,PA to purchase a car. When she was informed she needed a co-signer I agreed to co-sign. After the loan was approved, I find I am not a co-signer but the registered owner of the 2002 Mitsubishi Galant that was purchased. The loan was held by Mitsubishi Motors of America in Cypress, CA.

My daughter became deliquent in her payments and rather than sending information that the car would be repossessed I was sent a letter that the loan was "seriously" past due in February 2003. After contacting Mitsubishi Motors of America in CA, I was informed that I needed to contact Systems & Services Technologies, Inc. out of St. Joseph, MO because they were now handling my loan.

Upon contacting SST I was told to wire via "quick collect" over $1500. After doing exactly as I was instructed to do and wiring the money promtly, I recieved a phone call from a person asking me if we wanted to do this the nice way or if he had to track the car down. I was totally dumbfounded!! I asked what he was talking about and he informed me that he had a repossession order for the car. I told him he must be mistaken that I had made the payments and done exactly as I had been told so that the car would not be repossessed.

I again attempted to contact MMCA only to be told that they had "washed" their hands of my account and it was now being handled by SST. Upon contacting SST I was told that Mitsubishi now wanted my car or $19,000. I told them that I didn't have that kind of money and they said that was the only thing that could be done to keep my car. I told them I would get the money somehow and pay the car off.

Two days later my car was "repossessed" while my daughter was at work even though I was at that time current on all payments. Once again I attempted to contact MMCA and once again they refused to give me any information except to contact SST. When I contacted SST they informed me that I was to send $19,772.79 to get the car back in my possession.

I applied for & recieved a loan at my local bank and the loan officer attempted to contact SST for the "payoff" amount. The loan officer was informed that she would have to contact them back in 3 hours because they only got "payoffs" at a certain time each day. I went to the bank on a Friday to get the loan to pay the car off and the loan officer contacted SST to double check the amount to send. SST informed the bank that they would have to call back "first thing" Monday to get the "actual" payoff since they couldn't get a payoff amount except once a day from Mitsubishi.

After spending a nerve racking weekend wondering what was happening with my car, I once again go back to my bank on Monday. Once again the bank contacted SST and was informed that we would have to call back in 3 hours because they couldn't get the payoff until then. I returned home, contacted MMCA and was informed that SST could request a payoff at anytime not just at a "given" time.

Once again I return to my bank, once again the loan officer contacted SST to be informed that the payoff amount was the exact amount they had quoted us on Friday right down to the penny. We were instructed to make a copy of the cashiers check and the tracking number from the overnight delivery, fax it to SST and the car would be released.

We done just as we were instructed and the bank faxed all the information to SST. Problem solved correct? WRONG. I contacted SST when I returned home to ask how long it would take for them to get in contact with the people who had my car so I could pick it up and was informed that I had to wait until they recieved my payment before they would "release" my car.

The next morning I tracked the overnight delivery to find it had been delivered at 2 that morning. Once again I called SST to see when my car would be released, I was told that I needed to send another $600 to finish paying off the car. I informed them that not only I but my bank person had contacted them before the cashier's check was sent to make sure that we were sending the right amount.

My wife, who was listening in on the conversation, was livid. She told me just to hang up the phone that being a government employee I had "other options" and didn't have to put up with sort of "ripoff" scam. The lady from SST, after hearing my wife said hold on I'll check with my supervisor. After coming back on the line the lady said she would fax the release papers immediately so I could have my car returned.

I contacted the Manheim Auto Auction in Manheim, PA that had the car and was told it would be a couple of days before I could actually pick my car up because they would have to "locate" my car and get it ready to be picked up. Finally after 3 weeks of pure torture from everyone involved in this ordeal I am called and told I can pick up my car.

Upon arriving at the Auto Auction to pick up my car, I find it now has damage to the rear bumper and the battery has been stolen. I asked why the battery was taken and was told that I must be mistaken that's the battery that was in the car. I said I don't think so when this is a 2002 car and the battery is plainly marked with punch out date of 1998. In the back seat was my battery cover and in the front floor board was the part that secures the battery in the car. They had placed a battery that was twice the size of mine in the car and it didn't even fit in the battery holder. Of course the car didn't start because the battery was dead.

NEVER AGAIN WILL I EVEN THINK OF PURCHASING ANYTHING THAT MITSUBISHI SELLS!!! Infact my wife is going to start an ANTI-MITSUBISHI campaign so that no one else will ever have to go through the hell we have gone through.

Warren
Dry Run, Pennsylvania
U.S.A.

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This report was posted on Ripoff Report on 05/08/2003 03:45 AM and is a permanent record located here: https://www.ripoffreport.com/reports/mitsubishi-motors-of-america/cypress-california/mitsubishi-motors-of-america-ripoff-the-business-that-doesnt-give-a-dam-abused-mistreate-56151. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#3 Consumer Suggestion

The purchaser/buyer receives the title or lien record and upon receipt

AUTHOR: EX MITSU - (U.S.A.)

POSTED: Monday, July 14, 2003

All Mitsubishi itles will list MMCA or Mitsubishi Motors Credit of America, Inc. as lien holder. The purchaser/buyer receives the title or lien record and upon receipt it is the buyers responsibility to re-title the vehicle. When you receive the title, sign it as BUYER and surrender it to your bank so they can fill in the new lien holder information.

The newly assigned title will then need to be surrendered to the titling state along with that states required registration/title application (if any).

I would strongly recommend you complete this transaction via a AAA office or have your banks title department submit all the paperwork to the department of motor vehicles.

As far as your rip-off, I recommend you make contact to express your issue with the "head" of MMCA, Pierre Gagnon and then see if someone gives you a call back with an explanation. Mitsu employees don't respond well to simple requests unless they are feeling threatened by the questioning of their work ethic, ot better yet, "work flow" by a head honcho..another try would be: Dan Merrill (Title department manager)

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#2 Author of original report

recieved yet another low blow from Mitsubishi Motors!!!

AUTHOR: Warren - (U.S.A.)

POSTED: Thursday, June 19, 2003

Upon checking my mail today I recieved yet another low blow from Mitsubishi Motors!!! I have been waiting for the title to my car which I was under the impression that I had paid off from Mitsubishi, I got the title today. Along with the title was a letter from Systems & Services Technologies,Inc. informing me that Mitsubishi Motor Credit of America was to be a lien holder on the title! So far I have been unable to find anyone at SST that can explain to me why Mitsubishi is to be the lien holder when my local bank loaned me the money to pay off the car after the repossession. What a bunch of low down dirty rotten sons of guns this company has working for them. My local bank had made numerous calls to SST before the check was sent to make sure the "pay-off" amount was correct. We done everything we were instructed to do & yet now they still won't release the title of the car to my bank without Mitsubishi being listed as lien holder.

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#1 Consumer Suggestion

Dealership co-sign scam

AUTHOR: Luke - (U.S.A.)

POSTED: Thursday, May 08, 2003

Sorry to hear about your plight. A word to people who have been told by dealerships they need a cosigner. When cosigning make sure of what you are signing. Is it actually a co-sign? Dishonest dealerships will tell you that this is a cosign, then have the two parties sign different forms and you find out later that the loan is actually in the cosigners name. Clever trick huh. If you are cosigning, both names should appear on one application. Read all forms thoroughly, the back as well, and read the fine print. Don't let them rush you along. If they do and are trying to trick you they don't deserve your business and you should leave.

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