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Report: #435289

Complaint Review: New Hope Properties - New Hope Modifications - Bellmwr New Jersey

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  • Reported By: Gilmanton Iron Works New Hampshire
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  • New Hope Properties - New Hope Modifications 440 Benigno Blvd Bellmwr, New Jersey U.S.A.

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After getting ripped off by this company, I have decided to fight back. I have spent many hours trying to find out who actually owns the company and verification of the corporate Status report in the state of New Jersey indicated that the License to do business in NJ has been revoked. The actual registered agents name that was registered with the state is Galdys S Polanco; through a number of emails there is a B. Manoccio Sr. that has been identified as the Owner. This is a shell game and the addresses change, the website is down for updating- they don't even answer the phone with the company name- you need to leave a message and they will call you back.
If you have been ripped off please let me know- I am trying to get the names of the people that you have dealt with at this company and the name of the actual owner if you have that information PLEASE let me know. It can only help all of us

Gilmanton Iron Works, New Hampshire

This report was posted on Ripoff Report on 03/18/2009 08:01 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#6 Consumer Comment

I Have Been Scamed By This Company Also

AUTHOR: Alisha - (U.S.A.)

POSTED: Tuesday, April 07, 2009

I am trying to fight back as well. I have a different address than you do for the company and have five different numbers for thier business. They have taken money from me and I would like to get it back. I was also sexually harrassed by one of the consultants. If you have any iformation that you think might help me I would greatly appreciate it and would love to know if some of the information I have could maybe help you. I have left many messages with the company phone numbers but no one will call me back. Let me know if you think we can help each other. Thank you and good luck.

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#5 Consumer Comment

I'm A Victim

AUTHOR: Anonymous - (U.S.A.)

POSTED: Wednesday, April 01, 2009

This Statement of Complaint against Brian Mammoccio/New Hope Properties, LLC/New Hope Modifications, LLC has been forwarded to the Attorney General's Office, I suggest that anyone that has been scammed by this company do the same.

Around Sept/Oct 07 timeframe I got a brochure in the mail from New Hope Properties.

Prior to that, I was behind on my mortgage payments I was trying to refinance an ARM and my credit prevented me doing so. I received a brochure in the mail from New Hope Properties, LLC and contacted them.

When I contacted New Hope Properties I spoke to Brian Mammoccio (owner of the company) he told me at that point in time since I was so far behind, my ONLY option was this Lease/Buyout program.

Around the end of November 2007 Brian Mammoccio came to the house to go over the program and with the papers to speak to Howard and I and went over everything. He told us about Debra Lind and said she is the person with A+ credit that was going to put my mortgage in her name for a year and at the end of the year I would be able to buy my house back.

He told me my monthly payment would be 1200.00 per month when I asked him why I was going to have payments that high since the brochure stated no payments for 12 months he told me my house would have to appraise above 300,000. It appraised at 285,000 and that was the reason I had to make the payments and he needed to make money off of the deal.

At that time he stated that my payments would be reported to the credit agencies I asked him several times during his visit and every time he said my payment would be reported and that he was the one that did that I got a copy of my credit reports around July/August and none of the payments I made showed up. I have been making the payments since 1 January 2008.

He also said at the end of the year I would have no problem buying back my house he said his wife owned a mortgage company, American Home Lending and they work hand in hand and we could go through her when it came time to do the mortgage. He also said if we chose to, that we could go with a different mortgage company. The whole point, however, was that if we went with his wife, getting a mortgage would be easier since they would be able to put it through.

When I was reading through the paperwork there were things that I questioned for instance, in the Lease Term paragraph, Tenant will pay 2500 (rent) per monthTenant is also required to make monthly lease installments for the amount of 1200. I thought after reading that, I had to pay 2500 plus the 1200 and he said no, no that's just so the paperwork looked legal. I asked about the 42,000 in the paperwork and he said there would be an escrow account that would pay the mortgage on the property and for the down payment for when I would buy the house back.

I did a Google search on New Hope Properties around February 2009 and found complaints against the company on Consumer Affairs and Better Business Bureau and found out the company's name was now New Hope Modifications.

I went on their website, there is a list of options for people facing foreclosure, and the Lease/Buyout option isn't one of them.

Brian Mammoccio told the investor that has my property in her name that he never received payments from me. On February 2, 2009 I sent a $3600.00 Cashier's Check to the attention of Brian Mammoccio via Express Mail, he told her that he never received it. I will be able to prove all my payments including the $3600.00 Cashier's Check which I have a receipt for.

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#4 UPDATE EX-employee responds

Some information that never posted on the consumer reports website

AUTHOR: Disgruntle Employee - (U.S.A.)

POSTED: Thursday, March 26, 2009

First of all I'd like to let everyone know that I was a formal employee of New Hope Modifications,therefore I can tell you first hand that this company is a scam. They lured me to thier company with promises of a better future for me and for my family.Little did I know I would be working for poeple with very little disregard for anyone or anything.When I was intervued, I was told they were there to help people,which was not the case.After a short time I realized I had made a bad decision but it was too late,I needed to feed my family so I stuck around hoping to find employment elsewhere.There were so many times a few of us just wanted to walk out of there(yes, believe it or not there were a handful of employees that had morals)they hired a vp by the name of Mike Martone who even suggested we make up income for borrowers! The nerve!And to add to all this,I found out they would overcharge clients so they could pay employees.We all knew some wierd things were going onbut we knew for sure when our Manager Melissa Fisher left on "vacation" 2 days before we moved to another office and were supposedly changing our name.They had us help them pack everything for them, then, at the end of the day they handed us our checks and told us they did not need us anymore.That day 7 people were left without a job.No,John Velez or the rest of thier mitigation staff did not get fired for not doing thier job like someone tried to make people think.We got let go so they could keep the "unethical" employees.Please do not be fooled by these people.If you are behind in your mortgage or in foreclosure,please contact your mortgage company..they want to help you and they do not charge for thier services!And most importantly,if you have been scammed by this or any other company,please file a complaint with the attorney general.It will be the only way to stop these scum from stealing peoples money.

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#3 UPDATE EX-employee responds

Former Employee

AUTHOR: Former Employee - (U.S.A.)

POSTED: Wednesday, March 25, 2009

I used to work for this company in the mitigation department and I regret ever setting foot in their office. I worked for a bank prior to accepting a position here. I was contacted by them since my resume was posted on I interviewed with the owner, Brian Mammocio Sr, his step daughter Melissa Fisher and Ben Stucker. They misrepresented themselves with stories of wanting to help people who needed to save their homes. They stated they were a brand new company and were there to work for the people. They stated they charged an upfront fee but if they could not obtain a modification then they would refund the people's money. I decided to take a chance with this company being sold on the idea that they were really trying to help everyone. Well, little did I know that the only ones they were interested in helping were themselves. The first week I was there I started to question whether or not I made a wise choice. Their supposed loan officers were nothing but sales people and had no loss mitigation experience. They were deceitful and falsified income and expenses given to them from customers. If a person had negative income they would draw up fake rental agreements and forge signatures so that it would seem that the people had more income than they did. After my second week there, the person who had sold me on the company, Ben Stucker, left for unknown reasons. I then realized I had truly made a mistake. I tried to go back to my old job but it was too late, they had already filled my position so I was stuck at New Hope Modification until I found something else.
This is the worst place I have ever worked for. I want you to know that there were two class of people working in the mitigation department. First were the people that used to work for the banks or lenders and knew how to do things right and never deviated from what they knew. Even though we were told to not verify or question what the shady loan officers supplied us with, those who knew better verified and recalculated everything to show true income and true expenses. This is what the banks and lenders would do anyway.
The second class of people in mitigation where the deceitful clan, all related or good friends with the owners and their families. They would falsify income and expenses and forge documents to get people approved. They did not believe in refunds and very few were given. If for some reason a file was denied and the customer was requesting a refund, they reassigned the file to someone else and when that failed they would say that since the file was worked on then they were not entitled to refund any money to the customer.
The people that worked for the banks and lenders tried to make them change their ways but ALL suggestions and ideas were shut down and NEVER taken into consideration. They were only interested in getting that up front fee/payment after that they did not care what happened with the file.
The names of the people you need to go after are as follows:

Brian Mammochio Sr., CEO-Owner
Donna Fisher., CEO-Owner and the girlfriend of Brian Mammochio Sr.
Melissa Fisher., Mitigation Manager and daughter of Donna Fisher.
Kelly Fisher, Executive Services and sister in law of Donna Fisher.
Joe Fisher., Sales Manager and brother of Donna Fisher.
Mike Martone., VP and Sales Manager.
Terry Collins., Operations Manager.

These are the people that ran the show everyone else was just employed by them and doing as they were told or face being unemployed. I should mention that at the end of Feb/2009 they laid off all the mitigators that were there trying to do the right thing and they kept all the scumbags. Three weeks after that the attorney general got involved and a week after that they laid off everyone else. They are currently shut down and hopefully for good. We can only hope that the owners will do some serious jail time and learn a lesson from all this. All they were doing was preying on people who needed help and were not educated on the fact that they could have done their own workout for free. I hope this information helps.

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#2 Consumer Comment

we got scammed, here is who we worked with

AUTHOR: Anonymous - (U.S.A.)

POSTED: Monday, March 23, 2009

Hi we are one of the who knows how many that got scammed out of $1500. We started out working with Marty Scarduzio, after we gave them money never heard from him again. Then I got James Wilson who said a mitigation officer would call me. Finally some lady emailed us but she was laid off a couple days later. Finally Erica Rivera contacted us. We originally asked for refund from her and we got a call from I think a Kelly who said there was no way to insure a refund and assured us that Erica was the best. We continued to work with Erica, got her what she needed then nothing. Now low and behold the company appears to be non existent. I just can't believe these people would do this. I can't believe I was stupid enough to fall for it!

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#1 UPDATE EX-employee responds

Requested Information

AUTHOR: Disgruntle Employee - (U.S.A.)

POSTED: Sunday, March 22, 2009

Hello,I was a formal employee,from what I know, the supposed owner's name is Brian Mammochio.His live in girlfriend was manager, her name was Donna Fisher. They had a Kelly Fisher working in the refund department. Most of them were related in some way. They were supposedly also opening under a new name(a investor came and registered the company under his name) The name of the new name is American Modification Group.The have had several companies under different names...Oh the manager in the mitigation department was Donna Fishers daughter, her name was Melissa Fisher.

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