palmloanadvances.com Fraudulent Checks, identity theft Internet

I checked my bank account and on 6/20/2012 they was a check written against my account for the amount of $30.00. The payee was Palm Loan Advances, an internet based payday loan company. This resulted in an overdraft charge of $29.00 to my account.

I am not the only victim of this fraud, there are numerous others reporting this activity at another website. (25 to date)

Until 6/21/2012 when I contacted them by email I had never had any contact with the company and did not know they existed. 

My first email demanding re-payment for the overdraft fee and asking how they got my personal and financial information  was totally ignored. When I got more aggressive in the next email threatening legal action I finally got a response. The response is as follows:

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Dear xx:
 
Im responding to the message received on 06/22/12. Please be informed that you were enrolled in a program for 
palmloanadvances online on 06/14/12. When completing the payday loan application you agreed to pay a ONE-TIME processing fee of  $30.00 for your  palmloanadvances.com.This was a onetime charge and you can also receive your benefits by logging into https://palmloanadvances.com/login.
 
For additional questions or concerns please contact us by calling toll free at  (866) 789-3114 .
 
Thank You!
Customer
Support
 
Ideal Advance
(866) 789-3114

support@palmloanadvances.com

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I never applied for an advance with this company. Further emails I have written have been ignored.

I then started some investigation trying to locate the state this con is operating out of. A whois returned the following results for the domain name.

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Registrant [3853957]:
Moniker Privacy Services PALMLOANADVANCES.COM@monikerprivacy.net

Moniker Privacy Services
20 SW 27th Ave.
Suite 201
Pompano Beach
FL
33069
US

Administrative Contact [3853957]:
Moniker Privacy Services PALMLOANADVANCES.COM@monikerprivacy.net

Moniker Privacy Services
20 SW 27th Ave.
Suite 201
Pompano Beach
FL
33069
US
Phone: +1.9549848445
Fax: +1.9549699155

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I believe they feel hiding behind a private registry service will keep them immune.

I am retired on disability and have nothing but free time on my hands. I will pursue the individual(s) responsible until they are prosecuted. It will be well worth the $29.00 lost.

Internet fraud and scams are rampant and this is only one of thousands operating at free will. I will not sit back and be a victim again.