Perennial Care UCA. CHUBB Mulitiplan Sold me a health plan that is not insurance, it's discounts on services Syosset New York

Needed health insurance for my husband. Went online and found a number American Health Advisors. Spoke with an agent about it and he told me all that the plan covered. I permitted a payment of $327.84 to be debited from my checking account. It included a one time only enrollment fee of $89.95. Received the info and ID cards in the mail and discovered this is not medical insurance!! It's a scam !! You must pay for any services and get discounts. I am so disgusted!! Thus is plain robbery if innocent people who need health insurance. I will try to get a refund. If I can't can I get help to get a refund????