Report: #427075

Complaint Review: Providian Credit Card

  • Submitted: Sun, February 22, 2009
  • Updated: Thu, December 09, 2010
  • Reported By: Florien Louisiana
  • Providian Credit Card
    www.providian.com
    Nationwide
    U.S.A.

Providian Credit Card yearly membership fee charged twice upon obtaining and 2 months after reporting unauthorized charges Wilkes Barre Pennsylvania

*REBUTTAL Individual responds: What's wrong with this Picture?

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I opened my account and paid the yearly membership fees. I never received the card so I called the company. I received a card in September. In December, I called as their were a couple unauthorized purchases on the statement. I told them I wanted to pay off the balance I owed of 100.00 but was not going to pay for unauthorized purchases that were on my card.
It would be reported and they would investigate to see where the charges were coming from.
I waited and when I got a statement in January, not only were the unauthorized charges still there, so were late fees and another charge for the annual membership fee.
I called year after year and talked to all their collection agencies that they have turned it in to and sent them all the information and now a 200 dollar bill is up to over 2000. They tell me now that I should have reported it then. I did but there is no record of it.
They offer a settlement of 200 which is not going to be paid by me because the unauthorized charges and the membership fee were never removed. The last charge I placed on the account was to JCPenny, I only had the card 4months but a year is 12 months.
So, collection attempts might as well talk to the, providian company, you might as well talk to the wall also, they will not help you as the only concern they have is to line their pockets not do the right thing.

Mary
Florien, Louisiana
U.S.A.

This report was posted on Ripoff Report on 02/22/2009 06:59 AM and is a permanent record located here: https://www.ripoffreport.com/reports/providian-credit-card/nationwide/providian-credit-card-yearly-membership-fee-charged-twice-upon-obtaining-and-2-months-afte-427075. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 REBUTTAL Individual responds

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AUTHOR: UNHAPPY ONCE CARDHOLDER - (United States of America)

 Hello My names is Scott Denike.This is my story. I use to be a card holder of providian.I owed at one time over, $3000.00.So i decided to refinance my home to catch up on other bills.and other credit cards,So I had the finance company call all my crediters,and paid them off.Well would you know sometime later they send me a bill for $200.00,so i call them up and ask whats up with this bill.Mind you i cut up all credit cards when i refinanced.They would not listen too what i said,and just want their $200.00.Well i wasnt going to pay for something that i didnt owe,so i forgot about it,Now 10 years or so.I get a bill in the mail for over $2000.00.The bill came from a debit collector.
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