AMERICAN CREDIT SOLUTIONS Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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26, Report #28359
Aug 28 2002
09:36 PM
AMERICAN CREDIT SOLUTIONS ripoff TAMPA Florida
I CALLED TO SEE WHAT THIS IS ABOUT AND THEY ASKED ME ALOT OF QUESTIONS AND I WAS SCEPTICLE THEY WANTED MY SOCIAL SECURITY NUMBER,WORK INFORMATION,ADDRESS BECAUSE HE NEEDED IT TO VERIFY THIS INFORMATION TO SEE IF I WAS THE PERSON I WAS SAYING I WAS. SO I GAVE IT TO HIM.(LIKE A STUPID) THEN I TOLD HIM THAT WHY DID I HAVE TO GIVE ALL THIS INFORMATION WITHOUT KNOWING WHAT THIS WAS ABOUT HE STILL SAID IT WAS FOR VERIFYING WHO I WAS AND THAT THEY HAVE BEEN IN BUISNESS FOR 25YRS AND THAT THE CALL WAS BEING RECORDED FOR QUALITY ASSURANCE AND THAT THEY ARE REALLY RATED GOOD BY THE BETTER BUISNESS BUERUE. WELL THEN HE GAVE ME THE SAME EXPLANATION ABOUT THE $199.95 AND 6% INTEREST AND ABOUT SOME ROAD PLAN WHEN YOU GO OUT OF TOWN. AND I TOLD HIM THAT I DID NOT WANT THAT AND HE SAID IT WAS FREE TO TRY FOR TEN DAYS. WELL THEY ARE SUPPOSED TO TAKE OUT THE MONEY ON SEPT. 6 BECAUSE THAT IS WHEN I TOLD HIM THAT THE MONEY WOULD BE THERE. ALL DAY I WAS FEELING STUPID ABOUT THIS SO I DECIDED TO LOOK FOR THEM ONE THE INTERNET AND I DID NOT FIND THEM I FOUND ANOTHER WEBSITE THEN I SAW YOUR SITE. I GUESS I NEED TO CONTACT THE FBI LIKE THE OTHER WOMEN.HE GAVE ME HIS NAME WHICH IS DANIEL LITT AND A PHONE NUMBER 1-866-411-1092 SANDRA CHAVEZ HENRYETTA, Oklahoma
Entity: TAMPA, Florida
27, Report #29932
Sep 13 2002
01:39 PM
American Credit Solutions ripoff Tampa Florida
I aloso recieved a post card with the toll free #1-888-817-4795.Same address 4618 Hale ave,Ste 102 Tampa Fl. 33614 This is a scam donot give them money or even respond to there card offer. Thad Jonesboro, Arkansas
Entity: Tampa, Florida
28, Report #26308
Aug 07 2002
11:01 AM
American Credit Solutions ripoff Tampa Florida
American credit solutions is a scam. They tricked me into giving them $200 for a gueranteed visa/ mastercard. They sent me a catalogue card instead, and said i have to spend $153 first, and make 3 monthly payments in orded for them to send me a unsecured visa card. i called every day for a month, and they gave me the run around, with no response from the company til now. American credit solution is a rip-off company, and should be put out of business under false advertisement. rachelle salinas, California
Entity: Tampa, Florida
29, Report #40670
Jan 08 2003
05:45 PM
AMERICAN CREDIT SOLUTIONS ripoff Tampa Florida
THEY TAKE US199 DOLARS FOR A UNSECURE PLATINUM CARD USING MY CHECKING ACC. AND SEND A CATALOG WIT ITEMS I HAVE TO BUY AND A CREDIT CARD FOR 4000 DOLARS; I SELETC 3 ITEMS AND SEND $57.41 DEC. 14 AND I STILL WATING, (today is jan. 8). I CALL AT THE CUSTOMER SERVICE NUMBER THEY GIVE ME AND THE ANSWER IS A VOICE SAYING TO SEND A LETTER TO A ADRESSE, ALSO THE TOLL FREE # 1-800 564 2517 IS DISCONET AND THE OTHER # 1-866 411 1092 IS ONLY A AUTOMATIC ANSWER MACHINE; I SUPOSSE TO BUY SOMETHING FOR $100 DOLLARS AND MAKE 3 PAYMENTS FOR 3 CONSECUTIVE MONTS AND THEY SEND ANOTHER CREDIT CARD FOR $7500 DOLLARS, AND ALL I HAVE IS NOTHING AND LOOSE $256.41 DOLLARS. CANT YOU HELP. CARLOS HARRISONBURG, VirginiaU.S.A.
Entity: tampa, Florida
30, Report #41255
Jan 13 2003
01:28 PM
American Credit Solutions ripoff Tampa Florida
I am very upset that they did this to me. i feel very mislead i am a college student who really needed the money to help me with me school fees. i know that two hundred dollars might not seem alot to people but as student that money would be greatly appreciated for my books. i eally hope and pray that they get what they deserve and thaat all of the other people that were hurt in this scam get some type of compensation. i am a very god feaaring person and i believe that everyone involved in this if not judged by us will be have to anwser to god. Shelley houston, TexasU.S.A.
Entity: Tampa, Florida
31, Report #41738
Jan 16 2003
01:50 PM
American Credit Solutions rip-off Tampa Florida
$199.95 was drafted from my checking account on 5/1/02. I received the information, placed an order on 11/2/02 and paid $33.40. This check was cashed but I have still not received the products that I ordered. I called the Customer Service Line 866-411-1092 and was given another number, 800-470-0907. When I called this number I got the following recorded message: to send inquiries to: 2805 N. Armeda Ave.; Tampa, FL 33607. Can you help? Marla Austin, TexasU.S.A.
Entity: Tampa, Florida
32, Report #41760
Jan 16 2003
04:45 PM
AMERICAN CREDIT SOLUTIONS rip-off Tampa Florida
American Credit Solution send me a post card, saying that I been approve for 4,000 credit line. Once I made the phone call and send in 200.00, they then send me a packack. The pack was design so that I order 153.00 of stuffs, and pay 3 monthly payment. After the monthly payment I will recieve my 4k credit card. The packet was delieve on 06/03/2002, and now it is 01/15/2003. It was been 7 months, everything been pay for, and I have not recieve my credit card or stuffs. Their phone number does not work. $353.00!!! Please help me get my money back. Dai CA, CaliforniaU.S.A.
Entity: Tampa, Florida
33, Report #40784
Jan 09 2003
11:57 AM
American credit solutions ripoff Tampa Florida
I was Told that I would recieve a book to order from and they did send everything BUT they forgot to inform me that if you're in current bankruptcy they can't help you. I called them alot and got the run around about having to listen to the recorded tape and of course that took another 5-7 business days. Then they said I do not qualify for a refund because I can wait until my bankruptcy is discharged. Then I also read the fine print and found they want you to send in a percentage of the amount you're ordering, so I thought I had them then Wrong! I told them the lady did not say anything about having to pay ahead of time. They had to review the tape again. Another 5-7 days. I still have not heard anything. So I'm out $199.99 that might not be alot to some but it is when your husband is receiving unemployment. We have 4 children to support and I feel they did tret me very wrong. So if any one reads this do not order from American Credit Solutions they will rip you off. No matter how hard you try to get your refund you will never see it. Julie Mayville, MichiganU.S.A.
Entity: Tampa, Florida
34, Report #40613
Jan 08 2003
12:37 PM
American Credit Solutions rip-off Tampa California
American Credit Solutions took all my vital information promised me a 4000 credit card with 0% debited my bank account for $200 and never got back to me. The recording says they haven't recieved my money and you can get ahold of anyone phisically. Paul Stockton, CaliforniaU.S.A.
Entity: Tampa, California
35, Report #39908
Jan 03 2003
10:18 AM
American Credit Solutions ripoff Tampa Florida
American Credit Solutions told me they would issue me a credit card they withdrawed $200.00 from my account and never issued the card. I just found that they were reported as a scam on the web. And I would like to find out how to recieve my money back and I would be willing to file suit and take any other actions necessary against this company to see that they are prosecuted for their actions. Timothy Phoenix, ArizonaU.S.A.
Entity: Tampa, Florida
36, Report #31477
Sep 30 2002
12:46 PM
American Credit Solutions ripoff tampa Florida
I was on yahoo & saw your rip-off report about this company and wanted to let you know that i recived an identical flyer in the mail -i live in MA i was not taken advantage of due in part to your fabulous website that kept me from getting ripped off. i recieved a flyer in the mail for for a credit card that just happens to be the same one your complaint is about. I live in Masschusetts and belive that fraud over state lines is a federal offense and just wanted to pass along this information and let you know this company is still getting away with murder Stephen walpole, Massachusetts
Entity: Tampa, Florida
37, Report #32318
Oct 11 2002
10:43 AM
American Credit Solutions ripoff Tampa Florida
we got a card threw american credit solution i can not use the card any where uless i give send them 400.00 desposit. i do not understand why i half to send them any more money. i heard they where ripping people off. so can you please help me wih this situation. my wife called about the card and they got rude with her and they hang uped the phone... charles golden bartley, West Virginia
Entity: Tampa, Florida
38, Report #33716
Oct 29 2002
11:26 AM
American Credit Solutions ripoff Tampa Florida
i recevied a yellow post card and just called the 800 number and henery panszy said they would hold a check for 30 days at that time i could, check them out . bonnie charlottesville, Virginia
Entity: Tampa, Florida
39, Report #33980
Nov 01 2002
12:07 PM
American Credit Solutions ripoff Tampa Florida
I recently recieved the notorius yellos card from ACS. I researched the net and found your site - what an eye-opener! Out of curiosity I called them and recieved the spiel that so many people have already described. They readily admitted they wanted me to send them $199.95 as proof of a checking account. I suggested that they call my bank and confirm that I have, not one, but several accounts. They stated that by law they could not do that, that I would have to deposit the money to prove it. Hmmm, everybody else can call the bank to confirm checking accounts - just can't get amounts or numbers, so why can these people not do it? Thanks again for the information, hope it keeps others from falling prey to these scum sucking bottom feeders! Larry Ogallala, Nebraska
Entity: Tampa, Florida
40, Report #31656
Oct 02 2002
09:17 AM
AMERICAN CREDIT SOLUTIONS ripoff TAMPA Florida
I RECIEVED A POST CARD IN THE MAIL STATING THAT I WAS APPROVED FOR A CREDIT CARD, A PLATINUM VISA UNSECURED CARD WITH THE CREDIT LIMIT OF $4000.00. I WAS ALSO GIVEN A CONFIRMATION NUMBER,WHICH I CALLED A GAVE. AMERICAN CREDIT SOLUTIONS TOOK MY CHECKING ACCOUNT INFORMATION AND MY ACCOUNT WAS DEBITED FOR $200.00. I DID NOT RECIEVE A CARD OR ANY PACKAGE IN THE MAIL YET, AND THERE IS NO WAY THAT MY FINANCIAL INSTITUTION CAN REVERSE THIS DEBIT FROM MY ACCOUNT. I TRULY HOPE THAT THIS COMPANY WILL FALL ON THEIR ASS FOR RIPPING INNOCENT PEOPLE OFF. I TRULY HOPE THAT THIS COMPANY WILL BE PROSECUTED FOR FRAUD. WANEA BROOKLYN, New York
Entity: TAMPA, Florida
41, Report #31766
Oct 03 2002
03:36 PM
AMERICAN CREDIT SOLUTIONS ripoff Tampa Florida
CALL AND PROMISSED CREDIT APPROVAL OF 4000.00 DOLLARS SENT IN CHECK ELECTRONICLLY TO THEM OF JUST LESS TAN 200.00. THEY SAID IT WOULD TAKE 10 WORKING DAYS TO GET HERE AND IS NOT HERE YET .IT HAS BEEN SINCE SEPT 19 TH DON LOOKEBA, Oklahoma
Entity: Tampa, Florida
42, Report #31898
Oct 06 2002
06:50 AM
American Credit Solutions ripoff Lakeland Florida
I tried to cancel my entry with American Credit Solutions and the told me that my information would be cancelled. However, it wasn't until money was taken out of my bank account that I noticed they did not cancel my account. I kept calling the company over and over and all I got was a different number for customer service and no one would give me their name. Now, I'm out of $200. Kequa Arlington, Massachusetts
Entity: Lakeland, Florida
43, Report #25173
Jul 23 2002
09:51 AM
American Credit Solutions ripoff tampa Florida
If it wasn't for this website I might have been out of money. On July 22nd I received a post card from this company saying that My husband and I have been approved for a limit of $4,000 and to please call to activate. The card also stated that this was our final notice. This card gave me a feeling that something wasn't right so thank you for this web-site. Kimberly Hopewell, Virginia
Entity: tampa, Florida
44, Report #30993
Sep 24 2002
06:10 PM
American Credit Solutions RIPOFF PREVENTED Tampa Florida
Thanks to all that have complained, American Credit Solutions did not get my money. I too received the yellow postcard stating that I was approved a credit limit of $4,000. I thought this was too good to be true so I checked the Internet. Thank God for the Internet and this web site. I hope some one can stop these people so it will be their FINAL NOTICE so no one else gets caught up in their dirty work. Thanks again. Dorothy Republic, Washington
Entity: Tampa, Florida
45, Report #30044
Sep 15 2002
01:29 AM
AMERICAN CREDIT SOLUTIONS RIPOFF TAMPA FLORIDA
I just called last week in regards to an approved credit card from American Credit Solutions about a week ago.I called and spoke to the representative and she told me the same scenario as the other victims in this ad. Before having read these ripoffs, I called the same phone# back which initially started this scam to cancel everything because I knew I wasnt going to have the $199.99 by the date it would be deducted. The representative had told me that if the money wasnt in there by the specified date that my bank account would be charged a $25.95 fee. I didnt want that to happen; that's like throwing 26.00 out the window. When I called back the 800# that was called in the first place, another representative told me that she couldnt cancel it, that it wasnt their department that I would have to call a customer service # which is conveniently only open M-F 9-5 and this was Saturday. Needless to say, I became very angry, I told her that I called there and was talked into setting this up and there is where I wanted to cancel at. They then said that my information was not there; that it had been sent to this customer serv.# and that they couldnt cancel because it had been sent to the other facility for security (hAAAA) purposes. I was absolutely livid at this point,and after MUCH arguement, the representative then asked Why did I want to cancel? I told them, even before I knew, that this is a scam and I wanted out!! They then started going thru the entire thing again of how it was beneficial and still angry I finished most of the representatives statements before they could spit them out. They then commented that I wasnt listening to them, so for about 5 minutes I let them talk freely. I then said, Could you do me a favor?? (very politely,eventhough I was boiling) They said yes. I said Do you have a dictionary handy?? They said no. Without skipping a beat I said Thats a shame because you need to look up the word NO in the dictionary because apparently you dont know what it means. I then said I would call that customer service # Monday and would get this cancelled and hung up on this person after they were in fact smart back to me after I made MY little comment. Please do NOT sign up for this, even if youre desperate because these people are desperate to rip you off no matter what!!!Someone needs to please shut them down!!!!!!God bless everyone who already wrote in and informed me, wish ME luck on Monday!!!! SHARLA COTTAGEVILLE, West Virginia
Entity: cottageville, West Virginia
46, Report #30415
Sep 18 2002
03:12 PM
American Credit Solutions ripoff corruption Tampa Florida
I first received a card stating that I could receive a credit card. I can't remember the exact details of the card, so I called and spoke to a representative and was explained about the program. I have to admit it sounded good, but I was hesitant so she convinced me to reserve my card for one month and they would automatically deduct the $199.95 from my account in 30 days. They deducted my account, which was my fault for not keeping better tabs of the days. I called a few days after they deducted my account and stated that I did not want to participate in the program but was told that they would only refund my money if I was misinformed, which I was not. I became furious and demanded to speak to the manager, which I did and she even sound as scripted as the representative. She stated that if I was misinformed only then would I get my money back. I stated that I had not even received my package and wanted my money back. I went as far to say that it is my money and I can demand my money back if I choose and also if I had not used the product. It was just 20 minutes worth of arguing that was futile. It was Memorial Day weekend so I was told to call back then after my account debit had been cleared to determine what they could do. Still the same argument. I just became frustrated and decided that I was stuck with the product. When I received it, some of the information was informative but in order to get the card you have to buy from this catalog which has nothing but a bunch of junk in it. My inital application was processed 5/16/02 and it is now 9/17/02 and I have still have the packet sitting on my table untouched. I have tried several times to call to still get a refund but for some reason it is always after hours. I am so upset...I want my $199.95 back!!! Angela Houston, Texas
Entity: Tampa, Florida
47, Report #30441
Sep 18 2002
07:02 PM
american credit solutions deceptive company tampa Florida
i got a yellow postcard in the mail, which stated i have been approved for a credit card with a 4000.00 dollar limit, i called the 1-800 number,he told me that i was approved but i needed to send him 199.00 within 30 days, and after 90 days my limit will go up to 7000.00, he said after 3 timely payments they will contact equifax and reestablish my credit, he told me to get a pen,told me to write his name down, his name was william seals, as i was writing his name down i decided to look up the company an the internet, i think he caught on by then, i asked him if i could call back and he said all of my info will be deleted, so if i called back there wouldnt be any record of the call then he hung up, i'm glad my computer was on so i could check on this fraudulant co. and i'm glad i didn't fall for this scam cheryl tacoma, Washington
Entity: tampa, Florida
48, Report #23954
Jul 03 2002
02:56 PM
American Credit Solutions ripoff Tampa Florida
Before I checked online, I was taken for the long draw out process. This company has taken me for grated, and now I want revenge. Please help me in this matter. David Oceanside, California Click here to read other Rip Off Reports on American Credit Solutions
Entity: Tampa, Florida
49, Report #49554
Mar 17 2003
03:43 PM
American Credit Solutions rip-off Tampa florida
I tried this company to rebuild my credit when that obtained $200 dollars from my account and now I cant even reach anyone.This is a rip off and I want something done about it. Thomas galveston, TexasU.S.A.
Entity: Nationwide
50, Report #28719
Sep 01 2002
11:42 PM
American Credit Solutions ripoff Tampa Florida
I was solicited by this company by postcard. They promised a visa card. Their was no mention of merchandise credit but this was a regular credit for cash or credit. The representative was rapid on reading script. When asking for a refund we have a long list of people. Sarah Jane Hudson Falls, New York
Entity: Tampa, Florida

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