CAPITAL CHOICE CONSUMER CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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26, Report #14639
Feb 20 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
Capital Choice Consumer Credit ripped me off also. I sent in my $43 for a rush delivery. Well, I read all about it and read what you can do. They debited my account instead of cashing the check, so I called the bank to tell them that I did not authorize that debit, and which I didn't. Debiting an account is illegal if you do not have that persons' approval. So, they told me in a couple of days, my money WILL be back in my account. I called a number I got off this site for CCCC, 1-800-874-9164, and the name of that company was National Credit Service. The guy that I spoke with said that they ARE the same company as CCCC, but CCCC sends out there own letters out. National Credit Service also told me that they are a real credit card company and that they do not know what CCCC had sent. But, he did give me a number for CCCC and it's 1-800-874-9164 but the hours to call are from 9am - 5pm ET. I'm in California so I guess those hours are 6am - 2pm PST. If you can, close your account and open up a new one, OR, if you have a real good bank, just have them stop them from debiting your account PERIOD.... Hope this helps everyone or someone out. JUST MEEH IN CALIFORNIA *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions http://www.badbusinessbureau.com/results.asp?submit22=Search+All+The+Latest+Rip-Off+Reports+Now%21&q1=ALL&q2=&q3=&q4=&q5=hms&q6=&q7=
Entity: Miami, Florida
27, Report #14246
Feb 16 2002
12:00 AM
Capital Choice Consumer Credit ripoff
The above mention company has changed address, the new address is :CAPITAL CHOICE CONSUMER CREDIT 9590 NW 25 STREET MIAMI,FL. 33172 DO NOT SEND THESE PEOPLE YOUR MONEY !!!! Keith Bronx, New York
Entity: MIAMI, FL .
28, Report #14265
Feb 16 2002
12:00 AM
CAPITAL CHOICE CONSUMER CREDIT
AI THOUGHT THAT HAVING CANCER WAS BAD,IT JUST GOT WORSE... I RECIEVED A LETTER BEING APPROVED FOR A CREDIT CARD, WITH A LIMIT OF $5,000...AND THOUGHT THIS WAS THE ANSWER TO MY DEPT PRAYERS...FOR THE TIME BEING. I WAS SO EXCITED ABOUT THIS APPROVAL,THAT I ALMOST MADE THE MISTAKE OF SENDING THE RUSH DELIVERY FEE BY OVER-NIGHT EXSPRESS. BECAUSE MY BILLS WERE ADDING UP AT A RAPID SPEED,THAT I HAVE BEEN AFFRAID TO CHECK MY MAIL BOX AT TIMES...BECAUSE OF THE DEPT IM IN DUE TO MY ILLNESS AND THE FACT THAT SSD, JUST ISN'T ENOUGH! HOWEVER,SOMETHING TOLD ME TO LOOK THIS COMPANY UP AFTER I READ THE FINE PRINT.0% APR RATE FOR THE FIRST YEAR AND 6% AFTER THAT. THAT'S JUST UNREAL... WHEN I SEARCHED FOR CAPITAL CHOICE CONSUMER CREDIT I FOUND NO MATCHES...BUT WHEN I SEARCHED FOR RIP-OFFS,I FOUND SEVERAL REPORTS ABOUT THEM... I'M HIGHLY UPSET THAT OTHERS AS MYSELF HAVE ALMOST BEEN TAKEN AVANTAGE OF,BUT FELL FOR THOSE THAT DID GET TAKEN BECAUSE THEY DIDN'T HAVE THE INFORMATION THOSE HAVE PASSED ON BEFORE HAND... A VERY SPECIAL THANK YOU TO THE PEOPLE WHO SPOKE OUT AND HELPED PASS THIS IMPORTANT INFORMATION ON, BEFORE I BECAME A VICTIM... AND NOT A VICTOR IN THIS CREDIT CARD RIP-OFF! Charles Orrville, Ohio
Entity: MIAMI, Florida
29, Report #13432
Feb 06 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
This company is the biggest ripoff of all time. I found all these numbers that were affiliated with them and called all of them and talked to a couple customer service people. They all hang up when you get angry with them. I am out $43 dollars. Also don't let them sign you up for the Hartford Auto Club or the 1000 minute Mega saver. They call you up after and give you a free trial that you have to cancel before the first month is up. It is the same type of scam none of the numbers work. Just watch out. I report later because i am going to get these guys if its the last thing I do. *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
30, Report #13950
Feb 12 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
I had the understanding that I would receive a Visa Card at 0% interest for one year with a credit limit of $5000.00, with a one time fee of $39.00. Shortly after sending in the money, I received a free 30 day free long distance trial, then after the 30 days they would apply it to my credit card. I became very upset because the customer service number they provided was alway busy until after closing hours (of course). I finally received a package with a card and some books, when I opened this package I was sick. To find out that what I purchased was a MERCHANDISE credit card, so I made several attempts throughout the entire day to contact this company, and the number I called was busy until 5:00pm, then the phone rang and a recording come on stating they were closed. Earlier in the day I called the bank and found out that this company withdrew from my account through an ACH. And, my check has not cleared with the bank. So, the bank refunded my account and they are going after this company for the money. I have placed a block on that check so they are not able to cash this as well. The only thing they got from me is there package back into their laps where it belongs. I pray this company folds quickly before someone else becomes another victom. I am going to be out of money because of the stopped check, but they will not have the opportunity to see that money. Debra *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
31, Report #14170
Feb 15 2002
12:00 AM
Capital Choice Consumer Credit Ripoff
I just received this Capital Choice Consumer Credit application in the mail and thought it didn't look quite right. I then looked online for this company and only found fraud information about it. If anyone needs a copy of what I received for reference to catch these people let me know! Thanks *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
32, Report #14079
Feb 14 2002
12:00 AM
Capital Choice Consumer Credit Scam
Thank God!!!! I am a freshman student in college, and I thought that a credit card for emergency would be helpful. So when Capital Choice sent me a mail, saying that I am guaranteed to a $5,00 credit limit and no 0% A.P.R. I thought that this was an awesome deal. So I wrote my check and filled out the form. I was ready to send it the next day; I even already put it in the mailbox. But it didn't state what kind of credit card it was going to be, either Visa or Mastercard. So I turned to the net to maybe find their site, and find out. When I typed their name on the search engine, I stumbled upon these reports. I am so happy that I did, I immediately took the letter from the mailbox and ripped it. I am just sorry for those who didn't find out sooner and got ripped off. I hope that whoever is behind this consumer scam, is going to be repremanded; also, they should make them all of the money that they scammed from people.
Entity: Miami, Florida
33, Report #13645
Feb 08 2002
12:00 AM
Fraud from capital choice consumer credit
Yes i to have fallen victim to these terrible people, and my credit is actually pretty good,i already have a platnium card but i thought what the hey 0 interest for a year sounds good, i guess i didn't read it to clearly because i thought it was capital one,i went to my bank and found out they did an automatic withdraw,so the bank had me fill out the form that said i did not approve that and stoped payment on any check that might come through from that company,it just absolutly amazes me that crooks can continue to do this!!! I am going to the post office tomarrow to report this also with the city attorney, i tell you if i lived in florida this company would be sorry! *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: miami, florida
34, Report #13674
Feb 09 2002
12:00 AM
Ripped off by Capital Choice Consumer Credit
I received a phone call saying that I applied for a credit card within the past 12 months and was I still interested in the card. Well to be exact it was January 22, 2002 that I submitted my application. I told him that I was and he then proceeded to ask me questions about my income and also other things. It was almost like he did not know anything about me Before I could get out that I already did these things and why he was calling me, he hung up on me. No return call what so ever. So, I then tried looking at the approval notice to try to give them a call back. Unfortunately there wasn't one. So I called Information to get he number for them and they told me that they were not listed. So I then looked the information up on the net to see what was going on and this is what I received. A RIP-Off report. Even though I only sent them $39 I am still mad at the fact that I was cheated out of $39. This company is absolutely making a killing off of people who fell to look at all of the information on the approval notice. I do not know what we can do to take this company down, but they can not keep doing this to people. Shayla *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
35, Report #14054
Feb 13 2002
12:00 AM
Capital choice consumer credit
I also sent 43.00 for rush delivery and have not recieved anything but a calling card, which I'm not to sure if it works cause i have not tried it, I am not going to either, to afraid. I need to know if there is any way to cancel any further, stuff, from these C.C.C.C. for this card. I know that iI have lost my 43.00, but I do not want them to be billing me for anything else, like this calling card ect..... If you have any info please call. Anthony Denver, Colorado
Entity: Miami, Florida
36, Report #16841
Mar 15 2002
12:00 AM
Capital Choice Consumer Credit ripoff Miami Florida
I am fortunate to have checked this out on the internet first. I am thankful for all of the comments here. I am adding the following link to information from the Better Buisness Bureau specifically about this company. I hope to help someone else avoid this rip off. Copy and paste this into your browser address field. http://www.bbbsoutheastflorida.org/nis/newsearch2.asp?ID=1&strBCode=06330000&ComID=0633000005002183 Christy n, Georgia
Entity: Miami, Florida
37, Report #9850
Dec 22 2001
12:00 AM
Capital Choice Consumer Credit ripoff
We'll once again they got someone elese. My husband and i recieved a leter in the mail that we were approved for a credit card with a $5,000 dollar limit. We'll we sent them a check for $43.00(express mail).Needless to say we have not heard anything.Every time i have tried to call it is the same old bullsh*t over and over.(u are not in our data base,they may tell you to hold someone will be with you:we'll that is a crock of sh*t!) These people need to be taken care of. It is so sad that people would do a thing like this.My husband and i were so happy when we recieved this letter. We had been going through a rough time. He had just came home from the hospital(ICU)from being in a accident at work.He was having seizers so he was put out of work for 6 months. We thought this card was somethig sent to us for some good luck!Bryan and i were counting on this card to buy christmas for our two little girls. We'll how in the hell do you explain that to a 7 year old and 8 year old. These people will get what they deserve! we will be two people that make damn sure they do.
Entity: Miami, Flordia
38, Report #8428
Nov 30 2001
12:00 AM
Capital Choice Consumer Credit rip-off
I am also a victim of the Capital Choice Consumer Credit card rip off. I sent them a check for $43 for a credit card with a $5000 limit as well. Please help me with recovering my money. I am not sure if I gave them my social security number either. I am now fearful that maybe I did and they will use my number for other things that could be much worse than losing $43. PLEASE HELP!!!!
Entity: Miami, Florida
39, Report #9142
Dec 12 2001
12:00 AM
Capital Choice Consumer Credit!!! - THANK YOU!!!
Thank you so much for telling your stories. I got my letter in the mail today and luckily decided to check it out online first. If you all hadn't taken the time to tell your stories, I'd have been out some of my Christmas shopping cash. Thank you. By the way, I live in Austin, TX and I received this letter today - December 13, 2001. Good luck to those who are trying to track these rat bastards down! Credit aka E-Credit Solutions Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions Ripoff Reports filed and they said thank you to badbusinessbureau.com
Entity: Miami, Florida
40, Report #8167
Nov 26 2001
12:00 AM
Capital Choice Consumer Credit ripoff
I received something in the mail for a pre-approved credit card from Capital Choice. Now I realize that I've been ripped off.
Entity: Miami, Florida
41, Report #8874
Dec 08 2001
12:00 AM
capital choice consumer credit SCAM
I sent in the 43.00 dollar fee three months ago and have not received my card yet. This is a total SCAM. When you finally get a number for them it is an automated run around system. What can I do to get my money back.
Entity: Miami, Florida
42, Report #9531
Dec 18 2001
12:00 AM
Capital Choice Consumer Credit
I received an approval certificate from Capital Choice Consumer Credit with a different address than what I have located on this site. The approval letter said I was approved with an intitial credit line of $5,000.00, signed and enclose a processing fee of 39.00 which I have received nothing back from this company. The letter I received had no phone number to contact them. However, I did find a number listed on this site but because I'm not a holder of a card an operator can not assist me. This is a major fraud and I was one of those fools that thought I'd been pre-approved and just send the check. I should of known that this was to good to be true. If you or anyone you know receives this by mail advise them that this company dosn't even exists. I have tried to locate a phone number through operator assistance in Maimi Flordia and their is not listing in any way you choose to try the name. Beware of this company not existing. AMF Michigan Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Flordia
43, Report #13515
Feb 07 2002
12:00 AM
Capital Choice Consumer Credit FRAUD
I just would like to thank all the people that posted a report about this company, because I recently received a Guaranteed Approval for a Credit Line of $5,000. I was on my way to the bank, so I could forward the money ($43.00 express delivery). However, I notice there was no phone number and decided to look them up on the internet (THANK GOD). So, I just want to thank you all for the needed information. Good Luck! Letitia Baltimore, Maryland
Entity: Miami, Florida
44, Report #13245
Feb 04 2002
12:00 AM
capital choice consumer ripoff
last week, i recieved a 5000 credit limit offer from this company in florida. and as many of you have done, i set money to activate this. to my surprise, after not hearinf from them in days, i looked it up on this site and found many complaints. i, on the other hand, sent a money order instead of a check. i had a feeling that this was a scam. but now, i havent got a clue how to retrieve my 4300. if someone can help, i would surely appreciate it. and in response to the writer of the mail that called all credit challenged people societys losers, thats rubbish. all situations are different. its easy to fall victum to bad credit. if you can help, please email me at onechiefsfan@juno.com. thank you Ben Topeka, Kansas
Entity: miami, florida
45, Report #11253
Jan 11 2002
12:00 AM
Capital choice consumer credit ..victimized
Another victim of the 39$ scam.... I really was surprised ...I'd expect employment verification when they bypass the need to ask for your SSN. Wish I'd been more careful. Shivkumar Bryan, TX
Entity: Miami, Florida
46, Report #15871
Mar 05 2002
12:00 AM
NO GOOD, CAPITAL CHOICE CONSUMER CREDIT!
WELL AFTER I RECIEVE IT IN THE MAIL SAYING THAT I WAS ALREADY APPROVED FOR $5,000, IT JUST MADE MY DAY. SO I TRIED TO FIND OUT MORE INFO. SO I LOOKED FOR A PHONE NUMBER AND THERE WAS NOT ONE. SO I DECIDED TO LOOK IT UP ON THE INTERNET. WHEN I DID ALL THIS STUFF ABOUT THEM BEING A RIP OFF COMPANY MAD ME UPSET. SO THIS ONE LADY GAVE A NUMBER TO CALL CUSTOMER SERVICE AND I DID. THEY SAID EVERY TIME I WOULD USE THE CARD I WOULD HAVE TO PAY 35% ON EVERYTHING I PURCHASE. THEY REALLY DID MAKE ME MAD. SO I DECIDED TO RIP MY PAPERS UP AND SAVE MY $43. SO EVEYONE THAT HAS ONE, JUST THROW IT AWAY BECAUSE IT IS NO GOOD AT ALL! *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read more Rip-off Reports on Capital Choice Consumer Credit aka E-Credit Solutions
Entity: Miami, Florida
47, Report #8890
Dec 08 2001
12:00 AM
Capital Choice Consumer Credit
To all of you who have sent in your complaints on this company, I thank you from the bottom of my heart. I received their offer today and thought it was the answer to my prayers for a better Christmas for my 3 girl's and thanks to common sense I chose to check them out first. You all have saved me the $43.00 and a lot of stressful misery and dissapointment. Once again, thank you all so much and remember, what goes around comes around, they'll get theirs one day....Godbless.
Entity: Miami, Florida
48, Report #8642
Dec 04 2001
12:00 AM
CAPITAL CHOICE CONSUMER CREDIT RIPOFF
THEY OFFERED ME A 5,000 DOLLAR CREDIT LIMIT i SHOULD HAVE KNOWN BETTER.
Entity: FLORIDA
49, Report #9667
Dec 19 2001
12:00 AM
Capital Choice Consumer Credit Ripoff
Just checked my mail a few minutes ago, and lo and behold, found the approval letter from some sleaze bags calling themselves Capital Choice Consumer Credit. Well I was so impressed with their $5,000.00 platinum card offer that I just had to check them out on the web, and thankfully I found your site!!! More than anything else these dirt-bags need to be thrown in jail for LIFE---and perhaps if we applied the death penalty to these people, perhaps we could put an end to the rip-offs that seem to prevail all over this country. Thanks again for being there to at least assist consumers in their decision making.
Entity: Miami, Florida
50, Report #10075
Dec 27 2001
12:00 AM
capital choice consumer credit ripoff
I have a letter in the mail for $5,000.00 credit line and thought that I will get that credit line with no deposit. So I went a head and send it $43.00 for rush and still didn't get anything it the mail. So I wrote letters comfirming about it I don't know want to do next so I go ahead and go and see if I can get a refund on my money order. Please write back to me what I should do next. I would never make another credit card again.
Entity: Miami, Florida

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