FIRST PREMIER BANK Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #8240
Nov 27 2001
12:00 AM
first premier bank harassment
as others have done, first premier issued me a card after they had sent mail to me for proof of wages, i didnt send anything back to them but they issued me a card anyway for $350 and i spent $150 on it, it was no good after that. now they are charging me over limit fees. i told them to take an autodraw from my bank. i have been recieving calls from them virtually every day that they state i am over limit and i owe them. i signed a letter stating that they are to draw from my checking account but 1 month later, i still get calls it seems to me that first premier has a left hand that doesnt tell the right hand what it is doing..
Entity: souix falls, South Dakota
2, Report #124993
Dec 29 2004
10:52 PM
First Premier Bank ripoff Sioux Falls Internet
I have obtain 3 credit cards with this company with all these extra fees and they have report me to all of the major credit report companies, because I refuse to pay them right now today I owe them they say $1400. I hope you can help look into this matter, because it is causing me lost of harm and preventing me from purchasing a home. I look forward to hearing from you soon. Trina Virginia Beach, VirginiaU.S.A.
Entity: Internet
3, Report #327240
Apr 19 2008
08:27 AM
First Premier Bank Cancellation First Premier Bank Sioux Falls South Dakota
I recieved in the mail two letters to apply for preapproved credit cards one of which of was First Premier Bank member of FDIC. in the beginning I was very skepticle in the first place because your Fica score is hit every time a company looks into your credit history. In wanting to re-establish my credit historyI opened up the envelope looked through it and then went online to apply. I did recieve a confirmation online or in the mail for some time so I assumed I wasdn't going to get the card. On April 21, 2008 I recieved two letters in the mail, It was First Premier Bank with the credit card and the credit protection plan. This is what I got! Congratulations! 0. Credit card affixed to paper. 1. Account number 2. Expires: 4/10 3. Credit Limit: $250.00 4. Initial Fees: $179.00 5. Available Credit: $71.00 6. First Payment: $25.00 On April 16, 2008 I recieved this Bank Statement. Account Activity Statement Closing Date: 04/10/08 Days in Billing Cycle: 30 Previuos Balance: $0.00 Payments: $0.00 Credits: $0.00 Purchase & Other Charges: $131.00 Debits: $49.59 Cash Advances: $0.00 New Balance: $180.59 Account Summary Account Number: Credit Limit: $250.00 Available Credit as of 04/10/08: $69.00 New Balance: $180.59 Payment Due Date: 05/05/08 Amount Due this Period: + $25.00 Past Due Amount: + $0.00 Amount Over Limit Due: + 0.00 Total Minimum Amount Due: = $25.00 Tranactions Tran Date Post Date Description of Transaction or Credit Amount 04/08 04/08 Program Fee *Finance Charge* $95.00 04/08 04/08 Account Setup Fee *Finance Charge* $29.00 04/09 04/09 Monthly Servicing Fee $Fin CHG $7.00 04/10 04/10 Annual Fee 05/08 through 04/09 $48.00 04/10 04/10 Premier Credit card Protection $1.59 I did this to share with the public to see first hand what they are getting. Today is Saturday April 19, 2008 and I called First Premier Bank right away to cancel this account. I called 1-800-987-5521 and while I had them on the phone. I was online @ the website and I didn't like what I was seeing including the bank statement they had sent me. They tried to keep me as a customer but I did not budge, I refused so they told me to cut up the credit card. Instead I am going to make copies@ Kinko's to retain for myself and send everything back to them in a brown business envelope. First do not use the card @ all.If you do not like what you see you must call them before 30 days to cancel the account. However it would be advisable to do this within the first week of recieving the card. This will keep you clear of any fees. First Premier Bank canceled my account and they said I have a zero balance oweing them nothing case closed. James Hartford, ConnecticutU.S.A.
Entity: Sioux Falls, South Dakota
4, Report #54431
Apr 25 2003
10:44 AM
First Premier Bank First Premier Bank is a fraud business Sioux Falls, SD
First Premier Bank has a credit card that they extend to people to help rebuild their credit. However, every year they charge a humungous membership fee. Recently, I have asked them--over the internet--to explain why each statement contains a participation fee. They have refused to say anything except they want ME to CALL THEM so they can explain. What is so difficult with the explanation that it can't be given on line? I, too, have made a large payment and they held it for 15 business days. I fail to see how they can get away with that when it is against the law now for banks to hold a check any longer than 5 business days. Furthermore, like others, what constitutes them holding your money for 15 days before crediting? Are they placing them in a savings account somewhere to collect a certain amount of interest? What about their membership fee? They take up over half of your balance just to have a card. Next renewal time, I believe I will cancel it. They are charging almost $200 a year to use a card that has a little limit on it. I am considering writing my Department of Banking and Finance in my state to see if anything can be done about what they are charging people. If you don't need them, close your account. Agnes Detroit, Michigan U.S.A. Click here to read other Rip Off Reports on First Premier Bank CLICK HERE ... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: Nationwide
5, Report #40171
Jan 05 2003
02:21 PM
First Premier Bank First Premier ripoff Fees Sioux Falls Nationwide
About a year ago I applied for aFirst Premier Card not knowing all the fees assciated with it. In the near future I was sent two First Premier cards.(note I only applied for one). Shortly after receiving them I noticed that the limits on bothcards was 250 dollars which is shallow in the first place. But they had put 200 dollars worth of fees on both accounts. I didnt think it was fair but was willing to work with them. I started to pay off the fees making a 25 dollar a month payment on both cards. Every month 12 dollars was going to a monthly fee and 25 dollars a mont was going to a late payment fees only being one or two days late. Therefore not only was my payments not going anywhere but they were actually adding to my balance every month and that doesnt even include purchases I put on the card. I called them to cancel the card and they said they were willing to credit both accounts 82.00 each to offset the yearly fees. But I would have still had the monthly fees which equal 82 dollars a year per card which is a yearly fee on its own. So I went ahead and closed the accounts. I am used to paying the majority of my bills either by phone or on the net I went on the net t pay one of mybills but found out that to make a payment online they had a 8 dollar fee for that. I called them to make a payment and found out that there was a 6 dollar fee to make a payment on th phone. After I closed the accounts I had over the limit fees because of the late payments fees and monthly fees. There are so many fees associated with this card it is pathetic. Since I have closed the account about 3 months ago have made 50 dollar payments on both accounts every month and still have 400 on each card to go. It seems that each time I make a payment They just tack it on with new fees. Its anever ending battle unless you take out the cards with one payment. Not to mention the 22% interest. Biggest rip off in credit card history to me..... Jason Shreveport, LouisianaU.S.A.
Entity: Sioux Fals, Nationwide
6, Report #903140
Jun 26 2012
01:18 PM
first premier bank First Premier Mastercard Outrageus practices and poor customer service sioux falls , Internet
As with many on here we have damaged credit from past relationships, not making excuses just stating fact. First Premier is often a last ditch effort for many to try to rebuild their credit i like many were willing to absorb the high fees attached to this offer to have a shot at a regular credit card since many companies will not accept prepaid debit cards for monthly billing etc. I sent a payment a week ago which is being held up on first premiers end which means that i cannot access the funds from my bank either i submitted inquiries to their customer service asking again when this amount will be released to freee up my credit line now I am getting emails back saying I have to call customer service , which comes with a fee . This company is a ridiclous trap that you cannot get out of once in it. I should have been more diligent in researching this and could have possibly worked out something with a local bank to open a secured credit card account because in essence that is what all of the bullshit fees attached to first premier amount to , My best advice to anyone considering opening an account with this bank, Do Not Do It contact capital one they offer a secured mastercard that can be opened with less money than the opening fees at first premier and the 1st month payments come to. Be patient and save yourselves the headache of a battle with these fee hungry people and go to a local branch bank at cap one they will help you. No I do not work for capital one , I have just learned the hard way am out now $236.47 to pay for what I did use. I can easily see this company does not like having customers who go ahead and pay in full, from what i have seen most everyone having issues are like me wanting to pay in full
Entity: sioux falls, Internet
7, Report #143382
May 19 2005
03:41 PM
First Premier Credit Card, first Premier Bank ripoff dishonest taking money from accounts Ripoff Souix Falls South Dakota
was suppose to help me establish credit by giving me a credit card for a small processing fee, but when i got the card i ended up owing more than they said my credit limit would be to start with. when i canceled the card they have steadily harrased me and my family by phone for three years trying to get money from me. Lloyd marion, ArkansasU.S.A.
Entity: Souix Falls, South Dakota
8, Report #995293
Jan 11 2013
02:42 PM
First Premier Bank Premier Bank Do Not Apply For First Premier Card Internet
As of this writing I just cancelled my First Premier Card - actually, I rejected the card before paying their exorbitant first annual fee of $175. The subsequent annual fees are $49 PLUS approx $15/mo maintenance fee. Had I known this fee and the ensuing maintenance fees were so high, I would not have applied. I had no idea this card was structured to rebuild build credit. The specialist I spoke with to cancel attempted to bully me into keeping it by warning me that now the account is open (even though their mailing said I could reject the offer) and that the credit bureau will be told the account was closed immediately. I still declined and she said she'd close the account today - 1/11/2012. Please pass this on to anyone who actually may be struggling and need a card. Perhaps, there are other less expensive deposit type options they can use.
Entity: , Internet
9, Report #1114713
Jan 11 2014
06:27 AM
First Premier Bank Need a Credit Card - DO NOT USE THIS BANK Sioux Falls, So
Need a credit card? Don't use First Premier Bank, they have fee's on top of fee's. The bank preys on people with less then the best credit, you will be charged annual fee's, and monthly fee's with interest rates higher then most. If you try to close the account they will waive the annual fee, then tell you how closing your account will affect your credit, my advice close the account and take the hit on your credit report, it is much better then working with a banks that legally steals your hard earned money.
Entity: Select State/Province
10, Report #100450
Jul 25 2004
11:06 AM
First Premier Bank First Rip-off! Sioux Falls, South Dakota
I've been with First Premier for a little over 2 years now. When they initially sent my card(S), I didn't really care for the (roughly) $200 in charges already applied to each account. So, I personally called and spoke with a representative. Wow! That guy was extremely nice. I told him I couldn't afford all 3 cards. He asked me if I could afford all 3 with $100 taken off of each. I very hesitantly replied, Maybe for just a little while. If I knew then what I know now, all 3 cards would have been cancelled right then. That was the first phone call I had ever made to them and apparently it was the LAST NICE phone call I would ever have with them. I appreciated someone finally giving me a chance by providing me the opportunity to build some kind of credit in light of my prior credit history (mainly hospital bills). Now, I (a starving college student) decided it might be in my best interest to keep all 3 cards and possibly establish myself as being more responsible in hopes of building better a better credit record. I did very well for about a year. I couldn't afford $60 a month in minimum payments, and I knew that but, still I tried. The first whammy was at the end of the first year. My cards were all 3 (still) nearly at the $250 limit. When the annual fees popped up in January it cost me a fortune in fees. Having forgot about the annual fees, I called them to ask what had happened. As if I didn't already feel stupid enough for forgetting about the annual fees, they talked to me like I was some sort of degenerate, bum, or trash. Having realized that indeed it was my fault and it was clearly stated on the contracts etc. I paid and paid and paid and got back within my credit limit. I wasn't mad at First Premier because it was truly my fault; however, they didn't have to talk to me like I was some sort of Dead-Beat-Dad. Ok so, that's over and I'm ready to move on and get the cards paid down a little. A couple of months after that, more mysterious charges appeared on one card. Again, I called them only to be talked to like an unworthy bum. Apparently, when I was entering the numbers for my checking account, to make a payment, SOMEHOW the last number was omitted from my routing number (DUH! It's the same 9 digit number I entered on the other 2 accounts....why would they even accept an 8 digit routing number and give me confirmation?) Needless to say, I closed one of the 3 accounts that day out of aggravation. Just think about this people, I was paying $21 a month just to make my payments ($7x3) and they wouldn't even lift a finger to help me out or fix this glitch. Was I griping about that? NO... I wasn't. I realize that all those extra services (online and phone pay) cost them money (In reality it should have cost them less money than processing a check sent in the mail but... I'm still not griping). Ok, now I'm griping. I was trying to get in a groove to where I could just send my payments in and save $252 a year in PAYMENT charges but there was just one problem. My bills stopped coming in the mail. Here we go again, 3 cards heavily taxed with late charges and over the limit fees. I figured, Ok, so they've made a mistake (it happens). I called them to get it straightened out. For some reason, they felt the need to CONVINCE me that I had called and changed my address to an address that I haven't lived at for more than 2 years! I hadn't even heard of First Premier when I lived there....I DIDN'T EVEN HAVE A CREDIT CARD WHEN I LIVED THERE! So, seeing it was clearly a mistake on their behalf, I asked them to do something about it. They did something alright. They waved the charges to one of the cards and still billed me for the other two! That was the best I could get them to do for me. I immediately (same phone call) closed the high interest account that they removed the charges from and eventually paid it off with no problems. Ok, now I sit here with God only knows how much in charges and fees because I've been out of town for going on 3 months. I had everything taken care of, I had someone caring for my plants and someone retrieving my mail and paying my bills. I got home the other day and my answering machine was full. 98% of the calls were from First Premier with an URGENT message. Well, it seems that this one and only bill was the only one that hadn't been paid in 3 months. I nearly lost a friend with my frustration of figuring out just why in the world she hadn't been paying this bill. Well.....It's really hard to pay a bill when it isn't there. How in the world was my friend suppose to know to pay a bill that never came in? I, on the other hand, would have known something was wrong because I KNOW THAT BILL IS SUPPOSE TO BE HERE AND IS DUE BY THE 2ND OF THE MONTH. Looking back, I guess I should have just let the plants die and I should have hired someone to babysit my creditor as to insure they weren't making any CONVENIENT mistakes that will cost me for the rest of the year. I'm so angry, mad, and fed up that I could spit bloody nails. OH and how I so look forward to calling them only to be treated like a liar and a bum again and for what? Absolutely nothing, because I already know there is nothing they are going to do about it except treat me rudely, call me a liar, and charge me regardless. I know there has got to be something I can do about this. So, instead of paying them (for another one of their mistakes), I'm going to pay a lawyer and do whatever it takes to expose these tactics that seem to keep appearing. I know that in all fairness, I shouldn't call these mistakes tactics but what else should I believe? Should I believe what they want me to believe? Should I believe I am a piece of trash and a dead-beat that doesn't pay his bills? Oh and don't forget about how they'll call me a liar and try to say that I changed my address AGAIN! All I can say is... It's a good thing that card is maxed out and over the limit because who knows who they have been sending my account information to? If you ask me....this type of crap is a major security risk....But oh well, It isn't their problem right? Well, not yet anyway. I'm telling everyone I know about this. I have several friends that have already closed their accounts just since I got back into town... you should hear some of their stories. Apparently it's not just me. A word of advice: Don't think that by doing business with these people that you are rebuilding your credit, because it's not going to happen. It seems that they will go out of their way to make it worse than it already is. I wouldn't have posted anything if I hadn't heard and read stories similar to mine. Kirk Cape Girardeau, MissouriU.S.A. Click here to read other Rip Off Reports on First Premier Bank CLICK HERE ... find out how to get your money back. *Rip-off Report Investigation provides valuable information.
Entity: Sioux Falls, South Dakota
11, Report #73485
Nov 30 2003
11:26 AM
First Premier Bank ripoff SIoux Falls South Dakota
Entity: SIoux Falls, South Dakota
12, Report #157532
Sep 18 2005
06:12 PM
FIrst Premier Bank Former Employee ripoff Sioux Falls South Dakota
I was employeed by First Premier Bankcard for about 9 months. They employ mostly college age kids that are encouraged to get results and keep their collection numbers up. The means and manner they use are losely regulated even though most do manage to pass the FDCPA (Fair Debt Collection Practices Act). I was ashamed to work for this company which practices legally predatory lending. DO NOT have any business dealings with this company! They target consumers with lower FICA scores and reap the benefits of exorbitant user fees. The entire company is setup around the excessive user fees. Robert Sioux Falls, South DakotaU.S.A.
Entity: Sioux Falls, South Dakota
13, Report #131593
Feb 16 2005
12:31 PM
First Premier Bank ripoff! Sioux Falls South Dakota
first premier bank charges outrages fees Craig saginaw, MichiganU.S.A.
Entity: Sioux Falls, South Dakota
14, Report #125935
Jan 05 2005
01:02 PM
First Premier Bank ripoff Sioux Falls South Dakota
The same thing happened with me as it did with everyone else, only 4 years agao. It still haunts me. I just received it in the mail, I did not even apply for it. It could not have come at a better time. I made a $20.00 charge on it. I received the bill and to my surprise, it had a balance of $293.00 out of a $300.00 credit limit. I only glimpsed through the terms, but I used to just getting cards mailed to me when I had great credit. They never ripped me off, so I figured this one would not either. Our home burned down, and with mortgage payments, and rent (insurance company took 3 months or more to reimburse.), which was more than my mortgage, I let my credit cards slip. No brainer when it comes to feeding and keeping a shelter over your childrens heads. I did not know how bad my credit had become. I called this company to question the bill. They told me I should have read the agreement. I did, I did not see this hidden fee anywhere. I told them I would pay the $20.00 I charged, but no more. I waited to hear from them again. I did not. I had gone to refinance, and they said that the card was a P&L write off, I should not even worry about it, so I did not. A mortgage that was being reported delinquent for 2 years after it was paid off was (a whole nother story). A company called me and told me that they were trying to collect the debt of $847.00 for First Premier Bank. I told her that I was told that it had been written off. She went on saying that I still owed and I should have read the terms before using the card. Well, I got the bill for $298.00 was a day after I made my 1st charge. I told her that since I had not heard from anyone since I was told it was written off that I should not have to pay that. She was going to call me back with a settlement. She did not. I refinanced again, after bringing my credit up (again, another story, some mortgage brokers are scams), they said not to even worry about the P&L write off. Now I have another company calling to collect on the money. He mailed me a settlement amount slightly less then what they said I owed. The letter was dated Dec. 27, 2004, bal due by Dec. 30, 2004. This letter came from Out of State, like I was supposed to be able to pay that by then. They wanted Credit Card payments. I got the letter January 5, 2005. When I take a profit and loss write in my business, I eat it. I don't keep trying to collect. How can I stop this? Laura Neshkoro, WisconsinU.S.A.
Entity: Sioux Falls, South Dakota
15, Report #148251
Jul 01 2005
07:34 PM
First Premier Bank ripoff predatory lender Sioux Falls South Dakota
These low lifes offer pre-approved credit cards, usually with a $300 initial limit. What they DON'T tell you is that they charge $221 in total fees to setup the account, leaving you a usable credit balance of $79. They then charge you a minimum of 9.9% interest on the $221 fees they've just charged you with! If you ever receive mail from these thieves, throw it away unopened!! These creeps give the other predatory lenders a bad name... Gerry Arizona city, ArizonaU.S.A.
Entity: Sioux Falls, South Dakota
16, Report #159589
Oct 05 2005
12:05 PM
First Premier Bank ripoff Sioux Falls South Dakota
My First Premier Bank Mastercard expired in January of 2005, and I was not mailed a new card. I have called the bank several times and have been informed that a new card had been mailed. I personally check my mail on a daily basis. No new charges have been made on the card, other than monthly participation fees. I think the company is misinforming me about mailing a new card. I always receive their billing statements in a timely manner. I have now made some $6.00 monthly payments on an account I cannot use. My balance is 0, except for their monthly charges. Samuel whitesburg, KentuckyU.S.A.
Entity: Sioux Falls, South Dakota
17, Report #158726
Sep 28 2005
04:11 PM
First Premier Bank ripoff dishonest billing Sioux Falls South Dakota
I contacted customers service to inquire payment types that would help me save money and not be billed 7.00 each time to pay by phone or internet. I was then instructed to send a post dated check. I was not told that all checks are electronically processed so even if you write a letter stating not to process until due date the credit company will process it anyway. By first premier bank doing this it caused my checking account to be in the negative. So I had to pay a much larger amount of money because of a negligent customer service rep. The amount of fees I had to pay is more than my credit limit. I paid off my account and had a credit of 24.00 and was told by a rep that I would get refunded because I over paid them. Guess again I then received a letter two weeks later saying that my account has a balance of 20.30. Therefore my account can't be closed until payment is made. They hit me with a returned check fee and some other charges. Then I had several reps argue with me to keep the card because it's great. HaHa! what's so great about a card that causes you so much grief by having people lie and practically stealing money using the excuse of fees. I have several other credit cards and they are what I would call great. First Premier Bank is what I would call a JoKE!!!! Giving customers a credit limit of 200.00 dollars and then charging them with fees over 200.00. this is not something great. If they had only refunded me with my over draft fees maybe I would have a different outlook. This is not a company that anyone should want to deal with. If you get offers from them trow it away cause that's where they belong in the rubbish. Nancy kapaa, HawaiiU.S.A.
Entity: Sioux Falls, South Dakota
18, Report #107054
Sep 05 2004
12:51 PM
First Premier Bank ripoff Sioux Falls South Dakota
My complaint is that no matter how much I pay on my account, the balance does not seem to go down. If anything it goes up. They charge me $7.00 everytime I pay my account online, or by phone. This card is a rip off and the only reason I got it was to increase my credit rating. It has not, it has only decreased it. Brian Crooksville, OhioU.S.A.
Entity: Sioux Falls, South Dakota
19, Report #107362
Sep 07 2004
07:25 PM
First Premier Bank Gold ripoff Sioux Falls South Dakota
I have had this credit card for 22 months and it is the worst possible credit card a person can have, they talk about re-establishing your credit with them, but instead they ruin it. I paid the $6.95 to view and pay my bill on line, then pay $7.50 to pay online. Since I do this on line I use to not look at my statement they send by mail until it was time for my annuall fee. It did not show on this on the internet so I wasn't aware of the charges until I looked on my bill of the month for my charge and it showed I was over the amount for this fee, then a late fee and I was told that I should have had the sense to look at the bill sent in mail, so one strike on me plus additional charges. Then one month I paid my bill early, so what do they do, they charge me a late fee because the payment posted early, I can't really explain that one niether could they but they still got the money and another strike against me. I requsted a credit increase and they declined because they said I had been late and over the limit, now this is the only time I was supposely late because of the story I have just told, I could go on but this is already to long to probably be posted, but I at least feel a little better writing this. With all the money they make off of all of us I suppose we should all buy stock in this rip off company. It is a shame that they can get away with this, but when we have all made our mistakes and try to get back on the right track this is what we have to go trough. So please shop around if your one of the lucky ones that haven't had the privilege to get in a nightmare situation whit this company. Thanks for your time. Robert Chickasha, OklahomaU.S.A.
Entity: Sioux Falls, South Dakota
20, Report #70741
Nov 01 2003
02:23 PM
First Premier Bank RIPOFF Sioux Falls South Dakota
I received a credit card from First Premier Bank in the mail also with the the first bill saying I owe them 178.00!! This was never stated in the agreement. I have never even used the card. I just got it in the mail and they are saying that I owe 178.00. This company is apparently a big rip off, and I now do not know what I am going to do! Katie WisconsinU.S.A.
Entity: Sioux Falls, South Dakota
21, Report #85517
Mar 26 2004
02:08 PM
First Premier Bank ripoff Sioux Falls South Dakota
I was trying to get my credit back in tack little by little, when all of a sudden a credit card from first premier bank appear and was giving me $50.00 credit line and in 30 to 60 days it I pay on time my credit would go up, to make a long story short I was doing good and I got all the way to $250.00 dollar credit line. When all of a sudden I was being laid off I call first Premier to close the card out, cause I knew I would not be able to afford they said no problem my balance was $200.00 I thought since it was close I can pay the balance off and be done. How! wrong I was this happen two years ago and my balance is 500.00 dollars and keeps going up (mind you I have been paying the mimuim on or before due date) When I call to ask why I was told as long as I owe them they are going to keep charging me intrest, now I got laid off and really couldn't pay so now I am being sent to a collection agencey. I think they are rip off to the upmost. especially on low income people like me. Somebody please help me and tell me what I can do. Rosa chicago, IllinoisU.S.A.
Entity: Sioux Falls, South Dakota
22, Report #115212
Oct 29 2004
11:01 AM
First Premier Bank ripoff fraudulent billing Internet
Hi Everybody! I'm not sure that it's really a right place to complain, but, whatever, my hands've been shaking all morning and I need some support.. I've never ever responded to ANY scam-looking offer or applyed for ANY type of credit card on-line, by mail or over the phone. Here's what happened. on the 26th of October there was charge of 324.24 $ taken out of my checking account made payble to First Premier bank. I usually check my banking on-line every other day so when I noticed transaction it was already posted. Immediately, I called my bank to report that but it was too late to have them refund it right away, now they're going to send me paperwork so that I sign it and they will start research on that. I was advised to close my account but I couldn't because I have checks sent out which are to be cashed whithin 2 weeks and there's nothing I can do to stop them, so... at least for 2 weeks: 1) I'm out of over 300 buks 2)I'm going crazy cuz I can't close account and for at least 2 weeks I have to check it every @#*# hour to make sure there's no unathorized transactions made payble to other thrid party Once again: I've never even heard of First Premier bank and not even going call them after reading all these reports cuz obviosly it's not gonna help. I'm working on this with my bank and really hope that this freaky friday is not gonna cause me any more troubles. Thank you guys a lot. Any comments or suggestions are always welcome. Olga RSM, CaliforniaU.S.A.
Entity: Internet
23, Report #95947
Jun 22 2004
02:02 PM
First Premier Bank ripoff of over 175.00 Souix Falls South Dakota
Entity: Nationwide
24, Report #16507
Mar 11 2002
12:00 AM
First Premier Bank ripoff Chicago Illinois
On this date 3-9-02 my mother got a letter from a collection agency called Arrow Finacial Services and claims they were given a bill to collect on also claiming the amount of $530.83.After calling this financial group to find out what was going on they really could'nt say much except that they were giving this bill for collection of my mother and that she back in '99 had a card from First Premier Bank and had charged something on it. I have never seen this so called card but she remembers cutting it up and returning the card back to the bank because of this cost to get it activated she could not do so. She has never use such a card and if there is anything on it the bank but it on.As for the financial service they are fraudulently trying to collect on a debt that doesnt exist and never really has. She also has not EVER had any correspondence from the bank about this and the finance services stated she has but could'nt give any proof of this.From the letters i have just seen about this Premier Bank it looks like they have been doing this for quite some time now and the law really needs to check them out.
Entity: Chicago, IL.
25, Report #37052
Dec 03 2002
07:22 PM
First Premier Bank ripoff Sioux Falls South Dakota
Avoid first premier bank at all costs; deceptive company!! ...... I recently cancelled my First Premier Bank Visa card, which for some reason I retained for more than three years. Mine was a secured card, which I obtained because I erroneously thought that I was not eligible for unsecured credit. I was charged an over twenty percent interest rate for access to my own money, coupled with over one hundred dollars in initial fees, and seventy dollars in annual fees. I was not notified when the annual fees would be applied to my account, and every time they were applied it put me over my credit limit, and I was charged an additional forty dollars. I paid off my balance in full before my wife and I went on our honeymoon, only to find that the money would not be availabe to me until two weeks after i made the payment. As a result, we were stranded 1500 miles from home with no money, needless to say First Premier was not in the least bit sympathetic. I obtained this card because I thought it would help my credit, but after three years of faithful payments it had not done a damn thing to repair my credit. Upon cancelling my card, with sixty dollars available of my initial investment, I was notified it would take sixty to ninety days to recieve the balance owed to me. My experience with First Premier Bank has been an absolute nightmare, and I hope this message reaches at least one person thinking about obtaining a card from them. Two years ago I obtained an unsecured card from Cross Country Bank, with my shoddy credit, and have been very happy with it. tim grand haven, Michigan
Entity: sioux falls, South Dakota

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