USA CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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26, Report #284092
Nov 10 2007
01:14 PM
Usa Credit usa credit scammed me Internet Internet
I applied for a credit card from usa credit. They took $150 from my bank account. I received the card. I was required to call the activation number to find out my credit line. They said I had to buy and send them a Postal money order for the amount I wanted loaded onto the card. If I wanted to buy their merchandise, I would have to pay the shipping/handling chargesmyself. They called me back with an offer to sell me a printer/scanner/copier for $350. I had just purchased to same item locally for $70 brand new. The fine print says if I want my $150 refunded I must show them my bank account is not overdrawn within 30 days. My bank account is overdrawn at this time. The fine print says they will tap my bank account for $19.95 monthly as long as I have the card. I want to send back the card to them and tell them not to tap my bank account. I don't know how to recover my $150. I have been scammed! Stephen Santa Cruz, CaliforniaU.S.A.
Entity: Internet
27, Report #264540
Aug 01 2007
10:13 AM
USA Credit Usa Platinum Credit Rip Off Nationwide
All I can say is this company is a rip off. I never even signed up with them but received a email saying they were debiting my account $149.95?? Not sure how they got my bank info but they did. When I called them they tried to say that I enrolled on their web site, but would not give me the name of the web site so I could see for myself. After an hour on the phone with them and hearing why they are SO good and that I need them, they finally gave me a cancellation number. But then informed me that the number they gave me was for them only and I could still get charged by some of their partner company's. They also refused to give me the names and numbers of their partner companies. I have not been charged yet but will be watching my accounts. I have also notified my bank and will be filling a report with my local Attorney Generals office on them for Bank Fraud. I would advise anyone and everyone to stay clear of this company and if you have been victimized by them to file a fraud calm on them through your bank and you local attorney Generals office. I am so glad that I found this web site while trying to research them. It's just sad that so many people have been taken by them. Kilo1321 aurora, ColoradoU.S.A.
Entity: Nationwide
28, Report #285973
Nov 21 2007
01:06 PM
USA CREDIT USA BAD CREDIT!!! Internet Internet
Well I was a scammer and now I have been scammed. Well my husband was. Which brought me to be scammed too. I used to work for Mediatel who some know as Credit plus rewards. I used to tell people that they were approved and that the money would be in their bank in less than 24 hours if they pay 179. and that they can pay back 50 a month. There is no such thing. When I worked there we were told that these people are dumb enough to go online for a loan then they want to be ripped off. My husband went to ameriloan and asked for a payday loan next thing we know no one even called to scam us. They just took the money and so did their affiliates. auto pay. 30 something dollars and and some get this ID Theft protection for another 30 something! so the ID protectors are the theives. I already know the game and I told my husband he has 1 option! call the bank and dispute you only have a short time to do this. Then when the money is back in take it out and close the account! I know these companies and they will not stop until they can't take anymore. In many ways I know I deserve whats happening because it is Kharmas way! I lied to SSI people and took their money to feed my own babies. Now my babies have no food and someone else is feeding theirs. By the way when I was a telemarketer I was a single mom and had no choice because it is the only thing that pays that good in Vegas without taking your clothes off. SO I have said sorry many times and I know I am not done. Many people lost homes I'm sure because of me. :( And to you credit usa. I will get my money back and I will close my account and I am sure that we can somehow make you pay as the thief you are. I have 4 kids and we have no food now. Christmas didn't happen last year and I hope that you have not ruined it this year! So heres to you scammer.... (middle finger way high) you can't bring me down you only slowed things and life goes on. Obla de Obla da! Ex-telemarketer Stacie carlin, NevadaU.S.A.
Entity: Internet
29, Report #251204
May 30 2007
11:13 AM
USA Credit Unauthorized withdrawal from USA Credit. Internet
Much to my surprise, $69.95 was taken out of my checking account by USA Credit. Of couse, there is no number to contact them. I called my bank, and will have the money credited to my account, since it just happened this morning. Someone needs to take legal action against this company. Susan Boyne City, MichiganU.S.A.
Entity: Internet
30, Report #329460
Apr 29 2008
08:55 AM
USAS CREDIT TOOK $149.95 OUT OF MY CHECKING ACCOUNT WHEN I APPLIED FOR A CREDIT CARD AND EVERYMONTH THEY TAKE OUT $19.95. i HAVE TRYED TO CALL THEM ON SEVERAL OCASIONS TO STOP THE PAYMENTS AND THEY HAVE ME ON HOLD FOR HOURS AND NEVER HAVE I SPOKE TO A REAL PERSON. I DONT KNOW HOW TO STOP THE MONTHLY PAYMENTS AND I ALSO NEVER RECEIVED A CREDIT CARD FROM THEM. Pissed off GAITHERSBURG, MarylandU.S.A. According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days. If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges. Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER! Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get. And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state. Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the chargetruth. If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the
Entity: GAITHERSBURG, Nationwide
31, Report #120492
Nov 30 2004
02:07 PM
USA Credit, Usa Benefits ripoff Union Town Pennsylvania
Offer was for a credit card. Filled out the app on line it said there would be a one time fee of $14.95 for checks. What drafted from my bank account was $179.90 Come to find out it is a on line credit shopping not a actual credit card. Angelia Fort Worth, TexasU.S.A.
Entity: Union Town, Pennsylvania
32, Report #147800
Jun 28 2005
11:14 AM
USA Credit - USA Platinum ripoff dishonest fraudulent billings Internet
usa credit disguised as usa platinum offerd me a credit card with a 7,500 credit limit. Took account imformation for electronic withdraw of a one time processing fee and never received card. Timothy davenport, IowaU.S.A.
Entity: Internet
33, Report #146354
Jun 15 2005
07:26 PM
USA Credit - USA Shopping Club Ripoff SCAM ARTISTS!! Internet
My husband and I were thrilled to find out that we got this new credit card with a $5,000 limit. We were trying to rebuild our credit, so this was a huge deal for us.WRONG!!!!!. We never did get our card so they just gave us our account number. Thats when we found out that we could only use this on_line at a bull-$%^* shopping club on-line. Everything was over-priced and just rediculously outdated. Example the new movie Tarzan 2 was originally fifty some dollars.There price was Tenty something dollars. Very disappointed. Shannon Philadelphia, PennsylvaniaU.S.A.
Entity: Nationwide
34, Report #81371
Feb 22 2004
10:04 AM
This company did ripped me off too, it is been 2 months and I am going to try to get my money back. I hope the other people could too. We have to stop these people from playing with peoples lifes and money (hard earned money). I had to file bankrupcy and the offer sound it to good to be true. This is the way we learn in live when some SOB'S take advantage of you. I hope this company get so caught that we see it all over the news and they feel emmbarrasement like we feel to know that some one out there took our privacy,our money and our trust and sweept the floors with everything. This web site has been very helpfull to me and I hope some of you out there use it to stop the fraud. Ivette Philadelphia, PennsylvaniaU.S.A.
Entity: UNIONTOWN, Pennsylvania
35, Report #80763
Feb 17 2004
07:25 PM
USA Credit - USA Platinum ripoff Unionstown Pennsylvania
I am making this report because I feel like I was misled by this company. I already have bad credit from past situations and I figured I would apply for the card thinking it would give me the opportunity to re-establish my credit. Since applying for this card I have had my checking account debited for the $19.95 membership fee three times. I feel like one time should have been sufficient, but USA Credit thought otherwise. I am upset about this because I feel like in the midst of trying to make better decisions there are companies who take advantage of people at their lowest times in their life. Angela McKinney, TexasU.S.A.
Entity: Unionstown, Pennsylvania
36, Report #81642
Feb 24 2004
11:56 AM
USA Credit/USA Platinum ripoff! Thieves! Union Town Pennsylvania
My friend tells me about a deal for a free dvd player. I look into it and come across a credit card offer for a free dvd player. I fill out the form and they tell me I am approved for a card to purchase merchandise and that $149.95 will be deducted from my bank account. It had an option to accept or decline. Of course I declined; not interested in a card that just gets me merchandise. I had a feeling that wasn't the end of my experience. Of course I checked my account today and the money was pending to be taken out. I called Shirley... ext(2072) with USA Credit and she told me what I declined was an extension of credit. Either way, I told her I didn't want the card and to put my money back in my account. I was informed this could not happen until March 1, 2004 and that it will take 3 to 5 business days from there. I'm not counting on ever seeing that money again, but I will go through whatever steps I can to try and accomplish this. Just be careful and trust no one... Bret Austin, TexasU.S.A.
Entity: Union Town, Pennsylvania
37, Report #53462
Apr 18 2003
10:12 AM
USA Credit, USA Platinum ripoff Uniontown Pennsylvania
Pretty much the same story as all the other complaints I saw on the site. They charged me $180.00, with a 'voucher'. Luckily I'm just trying to build my credit and bought a few little things for which I was charged a down payment of $30.00 and then sent in my voucher. I recieved one of the items, then, when I went to check site for status of other items I found this site instead. I want my money back, of course, should say, I NEED it back, because I was only willing to pay the money in the first place out of desperation to build my credit and really don't have $180.00 to throw away. Even more important to me, though, is that they have my financial information, I need to find out to make sure they don't use it again in the future. I am amazed by the breadth of the scam, I always thoght such things would be easy to detect, but the site was totally legit in appearance. I don't mean to include non-topic specific information but the inability to build credit when you are an independent person who always lived by the motto 'if you don't have the money don't buy it' and don't have a mom or dad to co-sign creates the kind of tension and eventual desperation that leads to making such a stupid mistake as this. Jeffery Clarks Summit, PennsylvaniaU.S.A.
Entity: Uniontown, Pennsylvania
38, Report #208204
Aug 27 2006
10:42 PM
USA Gold Credit Card - USA Platinum ripoff internet
I got ripped off by USA Gold for $159.00. I was suppose to have a $7500.00 credit limit. I never even got to use the card. Everything is priced to high for anyone to buy. Now I can't even find their store site on the web. Thomas Hickory, North CarolinaU.S.A.
Entity: Nationwide
39, Report #66757
Sep 09 2003
10:11 PM
USA Credit ripoff Uniontown Pennsylvania
I paid $79.00 for a computer shopping card, with a rebate of $80.00 good towards payment on my first order not to be used as the 25% down payment. I didn't try to use the card until now, months after recieving the card. Upon typing in the address I came to your site and found the bad news. I am new to computer ordering and feel very much the victim. They also offerded an unsecured major credit card WITH A $5000 credit line. This should have been a clue but as I said I was new to computer buying and trusted them without merit. People in the business of ripping off the unaware are worse than any other crimanals that do it to your face. I am out $79.00 but have learned a valuable lesson. If I have any questions in the future I will check them out first. Keep up the good work. Candy Trenton, FloridaU.S.A.
Entity: Uniontown, Pennsylvania
40, Report #41643
Jan 15 2003
05:54 PM
USA Credit ripoff Uniontown Pennsylvania
The credit card that I recieved, had the website: usacreditsperstore to see If I could purchase anything from there, and that Is when I found this rip off website. Lori Liberty, IndianaU.S.A.
Entity: Uniontown, Pennsylvania
41, Report #217981
Oct 27 2006
01:28 PM
USA CREDIT fradulent billing Internet
I checked my account early in the morning to find I was charged an overdraft fee of $25.00 from USA CREDIT. I do not use this account to pay bills or buy anything with, so I knew right away this was going to be a big issue. So who are they? The name sounded familiar but I didn't know why. I tried to find them on the website and what I found instead was with USA CREDIT's name all in it. I read the reports and BAM!, I remembered where I saw there name. It tried to get me to sign up with them about 2 weeks ago online. They popped up a few times while I was applying for payday loans. Then I started getting emails from them. I got USA CREDIT's phone number from the reports about them here. I called them and all I said was my name and the employee there was able to tell me my, SS#, address, and phone number. Now we all know when we call a place of business we are the ones that have to verify that kind of information. Not the other way around. They did not know I was who I said I was. They claimed that I authorized them to withdraw money from my account. Ofcourse I told them no I didn't. I told her to give me the website that had a copy of the application that I suppose to have filled out. She had the nerve to give me a bogus website. The address she gave me jumped to an address in the UK. I don't know how they did it but they got my information from the other websites that I did give information to, even my bank account info. A few hours after I saw this I was at my credit union's front door with a copy of one of these reports from another victim and what happened to me. I hope this gets resolved soon. I will post my results from my credit union here soon after they do ther own investigation. There are pages and pages of fradulent reports about them here. It's really hard to believe they are still in business and able to steel from so many people. The last thing I have to say is keep track of what is taken out of your account, and DONOT hesitate to question it with your bank. Layla philadelphia, PennsylvaniaU.S.A.
Entity: Internet
42, Report #384303
Oct 23 2008
07:36 PM
USA Credit Internet
My name is Nellie S and am hearing-imparied. I would like to report that I am very upset after I checked my bank account on line yesterday evening and learned that my bank account is NSF now because USA Credit for $149.95 was taken from my account on October 17th without my knowledge. I did not checked my bank account for several days since I went out of town last weekend and just checked my bank account on line yesterday evening before found out that my bank account is now NSF plus bank charged me for NSF $35.00 fee. I had to call USA Credit Internet this morning and told them that I never clicked this site for accept USA Credit Internet for shopping purchases from internet so they ripped my money off. They said that they would refund $149.95 to me within 8 days which it should be on October 31st but I doubt this. I am concern that my electric may be shut off any time because I wrote a check to my electric co, too but USA Credit ripped my money off from my bank account without my knowledge. Is there anything that you can able to help me in some way to solve my problem to stop USA Credit ripped my money off? I did not click yes to this site for accept my new account with USA Credit on line because they were so tricky!!! Nellie Wilmington, North CarolinaU.S.A.
Entity: Internet
43, Report #386505
Oct 30 2008
06:55 PM
USA Credit fraud Internet
I checked my bank account like I always do everyday and I scrolled down and I saw that $149.95 was taken out of my account form USA credit. I thought to myself who in the H. E. dbl hockey sticks was USA credit? So I did like most red blooded humans would do and I googled (thank god for google) USA credit and it led me to this site. I was astonished that so many people got that same exact amount taken out of their account. Then I got angry because I got dooped and had my hard earned money taken from me. Me, i am the one who laughs at people who get taken advantage of because I felt that they deserved it cause they were stupid enough to fall for it. Well now who's laughing now? I really don't mean to be a drama queen but I feel like someone broke into my home and robbed me? That's how awful I feel. So the people who got ripped off on this web site I am truly sorry. i hope each and evryone of you get your money back :) Denise newport news, VirginiaU.S.A.
Entity: Internet
44, Report #398193
Dec 05 2008
10:37 AM
Usa Credit patday lender Internet
i went on the computer for a patday loan never before have i paid out money in which a company lied and never gave money.i have not recieved anything from this company except a $149.95 withdrawl from my account i do not know who they are but i want my money back they are crooks. Stacey hillsboro, OhioU.S.A.
Entity: Nationwide
45, Report #474603
Jul 29 2009
12:51 PM
USA Credit Rip- Off Internet
This company has tried to take $149.00 out my account for god knows what. Which made me overdraft in my account. When I finally got in touch with the company she said that I had to still pay USA Credit $30.00 for a NSF fee. Everyone please be aware if you apply for a payday loan with any company and you agree to their terms they automatically sign you up for this company. This has got to be the biggest scam ever and I dont know how this company is still in business. Why do the government still allow this company to exist? Lashan Houston, TexasU.S.A.
Entity: Internet
46, Report #426554
Feb 20 2009
12:35 PM
USA Credit surprising rip off Internet
I dont get it -- Isaw a charge on our account for 149.95 and what a shock, until I looked on this site and saw everything I'm seeing. How do these people get ss #'s, along with bank account numbers????? AND MOST IMPORTANT OF ALL -- WHY AREN'T PEOPLE LIKE THIS STOPPED WHETHER BY LEGAL ACTION OR WHATEVER. How many other people have been victim of this???? PEOPLE LIKE MADOFF ARE BEING PROSECUTED FOR FRAUD FOR EXTREME LARGE AMOUNTS OF MONEY, SO WHAT IS THE DIFFERENCE HERE?????? CAN ANYONE IMAGINE HOW MUCH MONEY THESE PEOPLE HAVE GOTTON FROM EVERYONE THEY HAVE SCAMMED. Who has to do something to have these people put away for a VERY VERY LONG TIME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! SHAME SHAME SHAME SHAME ON YOU USA CREDIT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! MAY YOU ROT IN HELL!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Mike&karri Centerville, TexasU.S.A.
Entity: Internet
47, Report #369376
Sep 03 2008
12:17 PM
USA Credit Scammers!! Internet
This company is absolutely horrible. I applied for a loan, and received an email stating that I was enrolled in their club, and that a fee of $149.95 would be deducted from my checking account for a membership fee. I never authorized this and was not interested in this membership whatsoever. I found two phone numbers for USA Credit. The first, 1-800-683-9354, got me nowhere. I was on hold for a good 10-15 minutes. I found another number, 1-800-262-8052. I spoke to a representative immediately. This woman was very persistent and it was down right annoying. I repeatedly told her that I was not interested in this membership and I did not want any money debited from my bank account. She kept trying to get me to join, and thought she would entice me by lowering the membership fee. FINALLY she told me that she would cancel my account, and gave me an authorization code. I am hoping that they do not withdraw any money from my checking account as this just happened this afternoon. I am going to keep a close eye on my bank account from now on. A J Philadelphia, PennsylvaniaU.S.A.
Entity: Internet
48, Report #369075
Sep 02 2008
03:08 PM
USA CREDIT thieves Internet Nationwide
I was applying for a payday loan and somehow this company got my info and tried to deduct 149.50 from my account. Luckly I didn't have this amount in my account at the time, bit I was still charged an NSF fee, that i am currently disputing! ANy suggestion on how to go about this feel free to contact me! Ebony xxxxxxx Columbus, OhioU.S.A.
Entity: Internet
49, Report #653562
Oct 21 2010
08:46 AM
USA Credit Fruad, Internet
Just got off the phone with USA Credit, and these people have no soul. I am in the Army and money is tight some times so I looked at a pay day loan and the same thing others are saying happened to me. I found a debit of $149.95 on my statement.I dont know how they can get away with this, it is out right theft. The customer rep. said that I had agreed to it, No I greed to fill out the loan application not buy a service. If you pay for something you should receive somthing in turn. I did not even receive the packet that the rep. said was sent. This is a BS company and should be accountable for there shady business practices.Are there any law suits against this company that anyone is aware of?if so I am in.
Entity: , Internet
50, Report #206007
Aug 14 2006
08:27 AM
USA Credit ripoff Uniontown Pennsylvania
USA Credit debited my account $149.95 on 6/21/06 when I repeatedly tried to cancel the account online. I realized unfortunately what a ripoff the account was after I entered my information. I did file a report with my bank and received a credit on 6/28. But I had over $200 in overdraft charges which the bank nor USA Credit would reimburse me. USA credit also credited me $149.95 on 6/29, but the bank immediately removed the funds on 7/3/06. Somehow, USA never received their funsds from the bank, the original credit from the bank was charged to USA credit. USA credit has been calling me daily to get the funds from the bank. Thrreatening me that my credit will be ruined. I have co-operated and stayed on the phone with USA credit and my bank for an hour at a time. This is a bank to bank error and should not involve me at all. I am tired of the harrassing phone calls and will also make a compalint to the BBB in Cleveland. Isla Chesterland, OhioU.S.A.
Entity: Uniontown, Pennsylvania

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