AMERICAN CREDIT SOLUTIONS Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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1, Report #112084
Oct 08 2004
11:23 AM
American Credit Solutions ripoff Tampa Florida
I am like the others reporting this rip. A promise to repair my credit lured me in. Larry bremerton, WashingtonU.S.A.
Entity: Tampa, Florida
2, Report #59844
Jun 06 2003
03:02 PM
American Credit Solutions ripoff TAMPA Florida
I tried to rebuild my credit using ACS in June of last year. Every chance to contact them has failed. I closed my bank account, so there are no futher charges. But i'm still out the 200 dollars to get the platinum CARD. I have been trying to find out if there is a class action suit filed. Because I want to be apart of that suit. Keith Spokane, WashingtonU.S.A.
Entity: TAMPA, Florida
3, Report #38766
Dec 19 2002
05:36 PM
American Credit Solutions dishonest ripoffs Tampa Florida
I have recieved an offer in the mail from American Credit Solutions, I thought it was a good idea so I gave them a call and I was told that I would be offered a 5,000 dollar credit limit on a platinum credit card. So I gave them my account number. Once I have recieved the card in the mail I wasn't aware that it was a credit limit to purchase only in thier catalog. I called the company back to refund my money and I sent the package back since the ending of September but I have not recieved any refund credited to my account for what I have paid them for the card! And I was told that I should be expecting a refund in the mail before 60 days! And it's almost been three months now and I have not recieved anything! Juvy Spanway, WashingtonU.S.A.
Entity: Tampa, Florida
4, Report #30920
Sep 24 2002
07:33 AM
AMERICAN CREDIT SOLUTIONS ripoff TAMPA Florida
I MYSELF HAVE BEEN SCAMMED FROM CREDIT SOLUTION AMERICA ON SEPT 21,2002. I CALLED THEM AND THEY SAID I WOULD RECIEVE A CREDIT LINE UP TO $4000.00 AND I HAD TO PAY $199.95 AND HAVE 0% APR UP UNTIL 2003. AFTER THAT IT WOULD GO UP TO 6%APR FIXED RATE. ALSO I WOULD RECIEVE COUPONS FOR GROCERY'S AND A FREE CAMERA WHICH WOULD MAKE UP THE 199.95 I SPENT.. I TOLD THE REPRESENTIVE OF THIS COMPANY DEASHLY MCINTOSH THAT I WANTED TO SPEAK TO MY FIANCE BEFORE I COULD MAKE THIS RASH DECISION AND SHE TOLD ME THAT THE NEXR PERSON THAT CALLED WOULD GET MY OFFER AND IF I CALLED BACK LATER MY OFFER NO LONGER EXISTED AND I WOULD HAVE TO PAY A HIGHER APR..SO ME NOT THINKING I SAID GO AHEAD AND TAKE THE MONEY FROM MY CHECKING.. WELL ON SEPTEMBER 24, 2002 I GOT TO THINKING AND I THOUGHT I WOULD PULL THE COMPANY UP ON COMPUTER TO ONLY FIND OUT OTHER PEOPLE ARE BEING SCAMMED AND SO WAS I.. I CALLED MY BANK AND HAD A STOP PAYMENT ON THE CHECK.. AND TO ONLY FIND OUT THEY DID INDEED TAKE MY CHECKING ACCOUNT # BUT THEY WERE TAKING IT OUT AS AN ACH AUTOMATED DEBIT SO THEREFOR IF I HADNT FOUND THAT OUT THEY WOULD OF RECIVED THERE $199.95 BUT TO MY PREVAIL I HAD IT STOPPED BEFORE THEY COULD GET THERE MONEY THANK GOD...THESE PEOPLE REALLY NEED TO BE STOPPED FOR ONCE AND THEY ALL CAN GO TO HELL! SINCERELY TARA TROY, Michigan
Entity: TAMPA,, Florida
5, Report #35898
Nov 21 2002
02:12 PM
american credit solutions ripoff tampa Florida
look, ACS is a company using a fictitious name registered to GREEN INVESTMENT PLANNING CORPORATION, and the only officer of said corporation, is named Maurice Heller, and this name may only be an alias. Green Investment Planning Corporation's one officer, i.e. Heller, lists a Las Vegas Nevada address. They are pulling the exact same scam that Capital Choice Consumer Credit, aka E-Credit Solutions,Inc (curiously, E-Credit is of Nevada, and lists the same corporate address in Nevada as does American Credit Solutions!). Check out ftc.gov to see that E-Credit Solutions, Inc. was using the same pattern and practices as ACS, and was sued by the FTC, and the FTC won. ACS appears to be trying to dance on the edge of the truth in order to fool consumers into thinking they are getting what they are not. But, occasionally, their telemarketers get off the script and actually promise that people will get a Visa or Mastercard. If you have been ripped off by this bunch, you need to contact law enforcement, your Attorney General of your state, the local media if they have consumer protection type expose programs, and you need to send ACS demand letters advising them they ripped you off and demand a full refund (you should send certified, return receipt mail). These scammers need to be stopped, and as many people as they have ripped off, if everyone who has been ripped off puts as much heat on their AG, on their congressional and state representatives, and others, as possible, you can shut this company down. ACS is sending the WORLD of PRODUCTS catalog out there, so you probably should contact WOP and let them know that they have a connection with a company that is generating a lot of heat and bad feelings. My wife got ripped off by this bunch, and they need to be stopped and prosecuted for what appears to be false and deceptive business practices, something illegal in all 50 sates john in texas john austin, Texas
Entity: tampa, Florida
6, Report #31064
Sep 25 2002
12:06 PM
AMERICAN CREDIT SOLUTIONS ripoff TAMPA, Florida
WELL THEY DID TAKE MY MONEY OUT OF MY ACCOUNT BUT THAT SAME DAY I HAD TO CALL MY BANK AND PUT A STOP PAYMENT ON THAT TRANSFER AND IM GREATFUL I CAUGHT IT IN TIME AND THEY CREDITED MY ACCOUNT AND I HAVE MY MONEY BACK AND ALSO THEY WONT BE ABLE TO GO BACK AND TRY IT AGAIN BECAUSE MY BANK PUT THERE COMPANY NAME IN THERE RECORDS SO THEY WONT BE ABLE TO TRY THIS AGAIN. ALSO MY BANKK STATEED THAT EVEN IF THEY DID TAKE THE $199.95 I COULD STILL GET IT BACK AS LONG AS I FILED IT WITHIN 30 DAYS..I LOVE MY BANK THEYRE VERY HELPFUL!!! TARA TROY, Michigan
Entity: TAMPA,, Florida
7, Report #35919
Nov 21 2002
04:36 PM
American Credit Solutions ripoff TAMPA Florida
If you have really been the victim of a fraudulent misrepresentation and had money taken from you by American Credit Solutions of Tampa Florida, you NEED to get all your facts together and your documentation together, and contact : this address: Economic Crimes Division, 501 East Kennedy Boulevard, Suite 1100, Tampa, Fl. 33602. It is against the law to use business practices which are deceptive and intentionally mislead customers, and which cause people to lose money as a result of being victimized by such a scheme. Of course it is great to complain here, but also, write your experience down with specifics, and send it to the people in Florida who can do something directly. If you lost $199.95, $325, or even ONE DOLLAR, that is more than any of us can afford to lose to crooks. If they had been stopped by earlier victims before they got to you, you would be a couple hundred dollars richer right now. Show ACS that you aren't the stupid, helpless marks they think you are. Fight back legally. You have the address now, so get busy! john austin, Texas
Entity: TAMPA, Florida
8, Report #30140
Sep 16 2002
12:43 PM
American Credit Solutions ripoff Tampa Florida
American Credit Solutions lured people hoping to build their credit with an opportunity to obtain a Visa Credit Card. The quick sell is to talk really fast to get you to buy into their gimmick. Now I'm out of 199.95. How do I get it back? Please help. Phyllis Marietta, Georgia
Entity: Tampa, Florida
9, Report #30186
Sep 16 2002
06:12 PM
American Credit Solutions Ripoff tampa Florida
I received a yellow card in the mail saying I am approved for 4,000 credit limit platinum unsecured card confirm within 72 hours well i called and stupidly gave them my personal info then she started talking about the card that it was a merchandise card not a credit card luckily she said that before i gave her my account information and i hung up on her but they have my address, address & phone & name of bank, address, phone number, etc i hope they can't get into my account with out the account number and i hope they dont use my personal information and this turns into idenity theft!! beware! heather alameda, California
Entity: tampa, Florida
10, Report #37955
Dec 11 2002
04:46 PM
American Credit Solutions ripoff tampa Florida
I was sent a letter in the mail that I was approved for a $4'000.00 platinum card. All I needed to do was give them $200.00. Then they would send it in the mail, along with a camera and 100 free rolls of film. They took my money and never sent anything. Michelle Alamogordo, New MexicoU.S.A.
Entity: tampa, Florida
11, Report #34923
Nov 12 2002
12:39 PM
American Credit Solutions ripoff Tampa Florida
I applied for an american credit solutions credit card. I was told i was approved for a $4000 dollar limit and that they would take 199.95 out of my checking account and then the card would be sent 2 to 3 weeks after they received payment. Well i haven't received anything. When i went to check on the status i found articles saying that they were ripping people off. How can i get my money back and see to it that this company gets what it deserves? Matt Caledonia, Michigan
Entity: Tampa, Florida
12, Report #34582
Nov 08 2002
10:22 AM
American Credit Solutions ripoff Tampa Florida
I received a yellow final offer postcard-called and guaranteed a Visa that I could use all over the world, could be used worldwide. Everytime I tried to ask a question, the lady continued saying she had to get additional information from me. I decided to go ahead and finish-ASSUMING i could ask my questions at the end and cancel if i wasn't comfortable. The lady gave me a customer service phone number and continued to refer to it. I hung up and called back, the SAME lady answered using a DIFFERENT name-and didn't even answer with a company greeting;just hello-as if she was answering her phone at home. I demanded a supervisor-one got on, but sounded too much like the rep i just spoke to TWICE. When I called to cancel the customer service person actually explained more of what this program is all about-2 cards-one is for merchandise, that you use for 3months-AFTER which you THEN receive a REAL VISA CARD! Candida Sacramento, California
Entity: Tampa, Florida
13, Report #35244
Nov 15 2002
07:23 AM
American Credit Solutions ripoff Tampa Florida
I called to cancel the program on Nov. 4th, after calling in Sept. and Oct. to postpone the check processing, and was told they sumbmitted my check on NOv. 3rd. When I called in October I was told they would not process it until either Nov. 5th or 6th. Check went through my bank on Nov. 4th and I called company. Was told to call back on Nov. 8th to cancel. Was told then the check had not been returned yet and to call on the Nov. 11th. I called on Nov. 11th and was told by a male representitive of the company that he could not pull up my file by Social Security number so they have cancelled my file. Nov. 15th the check was processed again, another bouncing check fee at my bank, so I call American Credit Solutions. They told me they had no record of my call on Monday 11th. I was told to call again on Nov. 21st to cancel. I will call then but I am furious and this has cost me the bank fees. These people I feel have been ripped off and lied to. Thank you, Patricia Denton, Texas
Entity: Tampa, Florida
14, Report #39034
Dec 23 2002
11:45 AM
American Credit Solutions ripoff Tampa Florida
i recieved a card saying that i was approved for credit of four thousand dollar.and i would recieve two credit cards one which i have and one that i never recieved that was to be a visa card.i recieved that package and there were only one credit card in the package. i called to them to see why i didn't recieve the visa card and they said that i would have to order 150.00 worth before i could get that card.i paid them right at 200.00 dollars to recieve something that was a scam. but now what do i do. i lost right at two hundred 200.when tring to talk with them on the phone they were short with me. connie benton, ArkansasU.S.A.
Entity: .Tampa, Florida
15, Report #39040
Dec 23 2002
11:54 AM
american credit solutions ripoff tampa Florida
i recieved a card saying that i was approved for credit of four thousand dollar.and i would recieve two credit cards one which i have and one that i never recieved that was to be a visa card.i recieved that package and there were only one credit card in the package. i called to them to see why i didn't recieve the visa card and they said that i would have to order 150.00 worth before i could get that card.i paid them right at 200.00 dollars to recieve something that was a scam. but now what do i do. i lost right at two hundred 200.when tring to talk with them on the phone they were short with me. connie benton, ArkansasU.S.A. conie benton, ArkansasU.S.A.
Entity: tampa, Florida
16, Report #24127
Jul 07 2002
03:06 PM
American Credit Solutions ripoff Tampa Florida
I just was writing to let people know that they got me for $299 and i just think something needs to be done about this before some one in tampa gets hurt! Lamarr muncie, Indiana
Entity: Tampa, Florida
17, Report #39675
Dec 31 2002
02:39 PM
American Credit Solutions rip-off tampa Florida
American Credit Solutions took $199.95 out of my account and sent me a package telling i was approved for $4000.00 and that i had to purchased an item from there catalog of 99.00 and that would help me rebuild my credit. well i did and i send them another $109.00 in a money order that was back in November 2002. I called a week before X-mas to check the status of my order and i was told that my order was being ship the following week. Now its a New Years Eve and i still havent reveived anything. i called the 1-800-470-0907 and get a recording for me to write to ACS 2805 N. Armenia Ave. Tampa Fl. 33607 Linda Kemmerer, WyomingU.S.A.
Entity: tampa, Florida
18, Report #39681
Dec 31 2002
03:28 PM
American Credit Solutions rip-off Tampa Florida
I got some mail about obtaining a credit card even if you have bad credit or slow credit. So I decided to jump to the ad. I gave them my account number over the telephone. The fee was $199.99 so I decided to give it a chance. I was skeptical about giving my account out over the telephone. They assured me that they was on the up and up. They said that my credit limit will be $4000.00. They got my money out of my account the day that was scheduled. I tought for sure that I was going to get the credit card. But all I received in the mail was a package with a book and a card for ordering out of the book. I called the number and they said that I had to make three orders so they can see if I would be relialble to pay the three purchases back on time. Then they will send the credit card of my choice. So, I order something out of the book a few weeks ago and I say where they had gotting the money out of my account for the orde. So I decide to called and see when will I get my order. I only got a message saying that to write to this address. So I tried the email address that was giving to me on the telephone at first and it said that this company was a ripoff company. Now, I am mad as hell. Because if this company is a ripoff then I want all of my money back. My $199.99 for the fee and my $78.98 for the order that I placed. I stucked my neck out on the line for this company. I trusted them even when I was skeptical about giving my account out over the telephone. Cynthia Brookhaven, MississippiU.S.A.
Entity: Tampa, Florida
19, Report #39306
Dec 27 2002
03:05 PM
American Credit Solutions rip-off Tampa Florida
Hi my name is Robert Dimock. I have been recently ripped off by American Credit Solutions. I got a card in the mail stating that i have an opportunity to get a credit card with a limit up to $4000. I have bad credit so I called them since this was a good opportunity for someone with bad credit to get a card. I called them and they sounded very shady over the phone so i asked every question that I could including the refund policy. Well i received my card with a $4000 limit and it was for a catalog. I then called them and asked them about my Visa and they told me that I had to make payments on the catalog card before I will qualify for the Visa. I then called them back to request a refund. They were not willing to refund my money until they had a chance to review the tape of our first conversation. They requested that I call back on 12/13/02 to further go my refund. I called them back and they were still not willing to refund my money. I then talked to a supervisor and she told me that i had to return my package and fax a receipt from the post office showing that i mailed it back. I did this on the 13th of december and they told me that as long as I got the fax to them by 5 that night or by 5 on the following monday that i would receive the refund to my checking account that following friday. Well it is now 12/27/02 and I have yet to see my money. They stated on the phone that I would see my money by 12/20/02 at the very latest. Not happening..DO NOT accept these terms from this company...they are a scam.. Robert Lynnwood, WashingtonU.S.A.
Entity: Tampa, Florida
20, Report #39044
Dec 23 2002
12:36 PM
American Credit Solutions ripoff tampa florida
I singed up to American Credit Solutions , they promised their catalog had everything it does not I ordered some things from them and never received anything at this point I would like my money back andre claremont, New HampshireU.S.A.
Entity: Nationwide
21, Report #50872
Mar 28 2003
01:45 PM
American Credit Solutions rip-off Tampa Florida
I received my platinum card after paying them $200.00. I ordered items from their catalog. Received a few items but did not get complete order. Cannot contact them. All numbers are false. Only was able to talk to a live person twice in two months time. Now I can't get anyone and all numbers I have do not work. Madeline Lyndhurst, New JerseyU.S.A.
Entity: Nationwide
22, Report #50252
Mar 23 2003
06:59 AM
American Credit Solutions ripoff scammed fraud Canada
On 2-7-03 someone had drafted $199.00 from my bank account. I called my bank to get info and they gave me a name (American Credit Solutions), and a toll free number. When I called the number I was told some package and a credit card (which I never even ordered) were being sent to my old address. I was informed by ACS that all I had to do was cancel and they would refund the money. Then we had to argue as they told me it would take 5 days to wire the money being that they were in Canada. Never understood that one. Five days went by and nothing so I called back. Repeated this for another five days and then called to speak to a supervisor. Same run around here and when I called back again, the number no longer exists. Eric Mayfield Heights, OhioU.S.A.
Entity:
23, Report #29451
Sep 09 2002
08:32 AM
American credit solutions ripoff deception Tampa Florida
I recieved a card in the mail indicating I could get a, platinum unsecured, credit card. With a credit limit of 4000 dollars. This card said this may be your final notification confirm within 72 hrs. I called the number, 1-800-564-2517, and talked to John Fielder. The first thing he ask was the confirmation number. He started explaining the terms but he talked so fast I could not keep up with him. But I agreed to the terms and allowed him to withdraw the funds from my account. I called back to cancle it, But after the introduction, the phone went dead. I tried to call several times with the same results. I called my bank, to stop the withdrawal, for American Credit Solutioms, But they used a different name,(PhoneCheck 800-470=0907) I called coustomer service, at 800-470-0907, to cancle and ask for a refund. I was told I had to wait for the package with instructions for a refund. I recieved the package and I recalled coutomer service again. The coustomer service repasentive, at the number above, and was told I had to tell her how the program was misrepsented. I couldn't do that because the salesman talk so fast I cound not tell specifics. So I told her to let me talk to John Fielder, She gave a number that was no good. So I could not contact him. I checked the catalog and the coupons John Fielder said I would recieve. The coupons are for $50 EACH. But I cannot use them on the first order, I had to use them in 180 days and I cound not use them with orders less than $50. I was not notified of this. I will not activate or use this card. So any customers beware Jerry Cabot, Arkansas
Entity: Tampa, Florida
24, Report #26157
Aug 05 2002
04:54 PM
American Credit Solutions ripoff Tampa Florida
I, to, similar to a person from Sacramento, Ca. received a yellow post card in the mail from American Credit Solutions @ 4618 N. Hale Ave, Ste 102 in Tampa, Fl. about a final notification regarding a credit card activation in the amount of $4,000.00. Not having received a credit card in the mail to be activated, I called the 800 number. However, it was busy, therefore, I decided to try my search engine on the internet... lo and behold, I found all of the many reports about the fraudulant activities available on the riboffreport.com website about American Credit Solutions. Thanks guys... Additionally, has anyone reported them to the Federal Trade Commission, or the state regulatory commission within your state?.. Being a Virginian; my regulatory commission is the State Corporation Commission, I know that California has a Public Service Commission, however, some other states have Public Utilities Commission or a Public Trade Commission. The states and their respective regulatory entities are the only ones allowed to authorize American Credit Solutions or any other businesses to do business in your respective states. In the event, they are authorized interstate business, the FTC is your only recourse. Granted, the Federal Trade Commission has jurisdiction over all of the interstate businesses who try to conduct business in the entire country. Sam Norfolk, Virginia
Entity: Tampa, Florida
25, Report #26233
Aug 06 2002
01:38 PM
American Credit solutions ripoff Tampa Florida
Hi, I saw your website after a day I got ripped off by this fraudulent American Credit solutions ..They are changing their 1800 number constantly. The number which was on the post card they sent me has been discontinued.I am really sorry for all the people who have lost their money here..I too gave up my hard earned 199.95. I have called them up atlest 50 times to give my money back but all my efforts are in vain.. I think i have lost that money now with no hopes of getting it back..They seriously misled all the people and making money in illegal ways..Hope the govt of Florida stop this rogues before they rip off other innocent people Dave Hoboken, New Jersey
Entity: Tampa, Florida

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