AMERICAN CREDIT SOLUTIONS Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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51, Report #30539
Sep 19 2002
06:12 PM
american credit solutions ripoff tampa Florida
I own an internet company i called this company and they went thru there speach and when they got to the fact you have to pay 200.00 to get a card a red flag went up. I asked them for there web address and the one they gave me went no were. I did a search for them and found this web site. I called them back and they told me they are not rip off artists and i told them that i reported them to the local news channels so they can rip off no more people in texas. If any one needs my help you can e-mail me at; ((REMOVED Email address MSP-ROR = Contact via rebuttal)) I also told them about this web site and they told me that if i askk all of you that i will see that you did get your redit cards haha. I just thought everyone would like to know dont mess with Texas. Josanna San Antonio, Texas
Entity: tampa, Florida
52, Report #33455
Oct 25 2002
06:28 PM
American Credit Solutions ripoff Tampa Florida
I ordered the credit card on a Thursday, I continually tried to open the web site but it wouldn't, I figured at that point something was wrong. I then saw other reports that matched exactly what I was promised. I immediately called them to cancel my credit card on Friday. I spoke with a supervisor who told me I couldn't I had to call back and speak with customer service. Luckily for me a postdated a check so I had enough time to realize the mistake I had made. I have 2 young children and I am barely making ends meet now, I figured with this deal I could actually get out of the hole. Please anybody that gets a yellow postcard that says just waiting on you to activate your $4000 credit card do not give them any personal info about yourself. They don't care that they steal your money. Tracy Brockton, Massachusetts
Entity: Tampa, Florida
53, Report #36379
Nov 26 2002
05:35 PM
AMERICAN CREDIT SOLUTIONS ripoff fraud scam TAMPA FLORDIA
FRAUDULENT & DISHONEST; CAN'T CONTACT FOR MONEY RETURN consumer fraud ripoff ..... We were contacted by these people that we would recieve a $4000.00 credit card to spend any where in the world and was told this was not a company credit card for ordering merchandise from them (a lie) we have continued to call them constantly not contacting anyone or no one contacting us before 30 days are up to get our $199.00 back in our bank i have already sent the bbb a letter my next thing if not getting my money is to go futher even an attorney if need to be. thank you for helping.... WILLIAM TALLADEGA, Alabama
Entity: Nationwide
54, Report #20751
May 13 2002
11:54 AM
American Credit Solutions formerly E-Credit Solutions Consumer fraud ripoff Tampa Florida
E-Credit Solutions is back as American Credit Solutions 1-800-470-0907. I blocked my check from ECS E-Credit Solutions after called them up. No dial tone from ECS. I check my bank account on 5/8/02 and see a charge of 199.95 from ACS (American Credit Solutions. Kim was called at ACS at 7:08 AM PST. She would not tell me the name of the company other than It's ACS. I had my bank fax a refusal to ACH (Automated Clearing House). I just called ACS at 11:45 AM PST. They gave me the address for their corporate office. Now I am going to the FTC complaint section and the Florida Consumer Protection. My little adventure now connects ACS with ECS and their little illegal transfer of my account. Credit fraud, check fraud, and who knows what else. Good luck to all of you. Ken Kennewick, Washington
Entity: Tampa, Florida
55, Report #37234
Dec 04 2002
10:30 PM
AMERICAN CREDIT SOLUTIONS consumer fraud ripoff ,CREDIT CARD SCAM! TAMPA Florida
I responded to the ACS credit solutions back in sept. well they took out the money and here it is 2months later and all i have is a book with a lot of worthless crap and a credit card not worth the paper its printed on. I was promissed a $4000.00 card ,a cell phone, free long distance along with a host of others. in return for my $199.95 for the card & my $53.00 for items purchesed I HAVE RECIEVED NOTHING!!! now on 12/02/02 one of their numbers is disconnected! All i have gotton is the run around when i call . they will not let you talk to the mgr. or tell you lie after lie. I WANT MY MONEY !!! LAKEISHA WACO, Texas
Entity: TAMPA, Florida
56, Report #30850
Sep 23 2002
02:04 PM
American Credit Solutions ripoff credit card Tampa Florida
They tried to ripp me off, too. Their representative (I think Jason was his name) went really quickly over the fee issue, probably hoping that I won't notice the 200, and insisted on the benefits which included some coupons. That raised my suspicion and I asked him to go back to the fee and explain it. Then I asked him for his company's phone number - he would not give it to me. I asked for a website, he said they don't have one. It was becoming more and more clear that this was not a normal business. He told me I would get a 2500 dollar credit card, with no interest. I asked him, are you sure? Because it sounds too good to be true. Let's pause for a minute. If I pay them 200 and they pay me 2500 that I never have to pay back and there is no interest on it (he confirmed this was the case) what would be the deal for them? I asked him to put the promises in writing. He said they only do business over the phone, because they can explain things better (dupe people easier, I would say.) I asked him again to put it in writing, as I want records of his promises. He said there was no need for that, and refused, adding his company works only over the phone. These people could say anything over the phone, and how can I prove it was otherwise? I don't expect them to go over their phone records and say sorry, we misrepresented this. Their employees are probably paid a very high commission (which is probably coupled with a low hourly rate) making them very pushy salesmen with a high incentive to sign up customers regardless how At some point, they guy asked for my bank's name and if I had a checking account number. By that time, I had become very suspicious and I refused to give him any more information, as I continued to ask him to put things in print and send it to me by mail. He hung up. A few days later, I got this yellow post card saying that my card is ready but has not been activated. Thanks to this website, I was able to actually find out who these people are. Alexa Ann Arbor, Michigan
Entity: Tampa, Florida
57, Report #30852
Sep 23 2002
02:06 PM
American Credit Solutions ripoff credit card Tampa Florida ..Thank You Rip-off Report
They tried to ripp me off, too. Their representative (I think Jason was his name) went really quickly over the fee issue, probably hoping that I won't notice the 200, and insisted on the benefits which included some coupons. That raised my suspicion and I asked him to go back to the fee and explain it. Then I asked him for his company's phone number - he would not give it to me. I asked for a website, he said they don't have one. It was becoming more and more clear that this was not a normal business. He told me I would get a 2500 dollar credit card, with no interest. I asked him, are you sure? Because it sounds too good to be true. Let's pause for a minute. If I pay them 200 and they pay me 2500 that I never have to pay back and there is no interest on it (he confirmed this was the case) what would be the deal for them? I asked him to put the promises in writing. He said they only do business over the phone, because they can explain things better (dupe people easier, I would say.) I asked him again to put it in writing, as I want records of his promises. He said there was no need for that, and refused, adding his company works only over the phone. These people could say anything over the phone, and how can I prove it was otherwise? I don't expect them to go over their phone records and say sorry, we misrepresented this. Their employees are probably paid a very high commission (which is probably coupled with a low hourly rate) making them very pushy salesmen with a high incentive to sign up customers regardless how At some point, they guy asked for my bank's name and if I had a checking account number. By that time, I had become very suspicious and I refused to give him any more information, as I continued to ask him to put things in print and send it to me by mail. He hung up. A few days later, I got this yellow post card saying that my card is ready but has not been activated. Thanks to this website, I was able to actually find out who these people are. alexa ann arbor, Michigan
Entity: Tampa, Florida
58, Report #32946
Oct 19 2002
12:35 PM
American Credit Solutions ripoff Deceptive Credit Approval Notification victimized many consumers Tampa Florida
I too almost became a victim of American Credit Solutions. Fortunately I searched the WEB for info on the Company and found that they have mislead others before I called. It is unblieveable how some companies are allowed to continue to use their deceptive methods to snare unsuspecting consumers. Thanks to RipOff.com I was spared a the grief of becoming another victim. Malvone Brooklyn, New York
Entity: Tampa, Florida
59, Report #35372
Nov 16 2002
12:52 PM
american credit solutions ripoff $257 out of our checking acct and no credit card
we goy a yellow card in the mail and it said to call and get your credit card worth $4,000. so i did and went to call them and the number was diconcted on 11-16-02. michelle kalama, Washington
Entity: Internet
60, Report #35050
Nov 13 2002
11:19 AM
American Credit Solutions ripoff $220 for credit card activation ripoff TAMPA Florida
received card in mail for credit card with $4000.00 credit line. was asked to call toll free number to activate card Gave them a check for $200.00 and did not receice credit card. It has been three weeds and still have not received card.Called number and was told it is disconnected. robert Locust Valley, New York
Entity: TAMPA, Florida
61, Report #27037
Aug 15 2002
06:30 PM
American Credit Solutions ripoff mislead on type of credit tampa Florida
I was mislead about the type of credit I recieved.It's a con to steal a couple hundred dollars by fast talking and big words. Bradley Senoia, Georgia
Entity: Tampa, Florida
62, Report #43827
Feb 02 2003
09:09 AM
American Credit Solutions ripoff credit card fraud ripoff thieves Tampa, Florida
I got a yellow card in the mail and said to call and get your credit card worth $4,000. They take $99. of my cheking acc.and send a cataloug wit merchandise; I have to buy a $100 out that cataloug and I still wating the merchandise. I call the customer service and the answer is a voice saying to send a letter to a adresse; also the toll free # 1800-564-2517 is disconect and the other tel. #1-866-411-1092 is only a automatic answer machine. I loose $57.41 plus $199.00 because I got just the cataloug: not money back, no merchandise, not tel.number for call back, nothing. and I need to know is there is somebody insterested in joining a possible class action lawsuit against those thieves, because there are maybe 100s in the same situation. Carlos HARRISONBURG, VirginiaU.S.A.
Entity: Tampa, Florida
63, Report #33378
Oct 24 2002
10:18 PM
American Credit Solutions ripoff & misleading credit card information Tampa Florida
I received a notice n the mail stating that I could receive a credit card with a $4,000. limit. Being a naive college student I called and gave them my confirmation number. Later I would be informed that after enrolling in their program (which cost $199.99)I would not be receiving a VISA card until I had mad x amount of purchases and so many on time payments. After I called to complain and asked for a refund, I was informed that it would not be awarded to me because they deemed my purchase valid. Anyway, they are a rip-off and should be shut down. anthony ann arbor, Michigan
Entity: Tampa, Florida
64, Report #31993
Oct 07 2002
08:36 PM
American Credit Solutions Credit Card Scam dirty ripoff liars Tampa Florida
This company is such a rip off. I can't believe that this stupid company is still in business. I hope that the Courts shut them down and make them give all the people that they ripped off the $4,000.00 credit with ACS paying the payments instead of the consumers. Let's hope this company shuts down soon. :) John Estes Park, Colorado
Entity: Tampa, Florida
65, Report #24758
Jul 16 2002
09:54 PM
american credit solutions credit card fraud dirty ripoff dogs tampa Florida
i recieved a card in the mail couldn't figure out why any body would approve me for 4,000 dollars but i figured ah what the heck i'd call it and just see what it was all about seemed lagite enough so i called and did every thing they asked me to do even gave away info i know i shouldn't have but soon after the call i realized that i better check this company out on the web and to my surprise i pull this info up that this company is not all what it is cracked up to be i freaked out and called my bank and straightened it out i'm only out 23.00 dollars instead of 199.95 which is a blessing for me but what i want to do is make sure that other people become aware about scams like this and don't get taken for 200.00dollars or more this is a crying shame that this world has come to this level and people sink so low........ beware there are real snakes out there taking innocent peoples money daniel tulsa, Oklahoma
Entity: tampa, Florida
66, Report #72295
Nov 18 2003
11:45 AM
American Credit Solutions ripoff Tampa Florida
i want justice because i never recieved my information and im out of $200 Anwar newark, New JerseyU.S.A.
Entity: Tampa, Florida
67, Report #73468
Nov 30 2003
04:46 AM
American Credit Solutions $4,000.00 platinum Card ripoff.. Tampa Florida
I tried to cancel and get a refund within the first thirty days I was unable to get the (ran) return authorization number My benifits package was not complete it did not have my certificate for my free phone thus the benefits package was incomplete so i should have gotten my ran i was also told i could go to a web address to help with my account info i was unable to get into the web site Kerdell dennis fargo, North DakotaU.S.A.
Entity: Tampa, Florida
68, Report #65176
Aug 02 2003
07:40 PM
American Credit Solutions IS A RIP OFF ripoff business from hell Tampa Florida
In April of 2002 my husband and I recived a postcard in the mail for a credit card. My husband called the number one the postcard and we were told that we would have to pay $200.00 for the credit card so we did. About one month later we got a card alright but not a credit card. We recived a book that we had to order out of along W/ a card from American Credit Solutions.It was not at all what we wanted so we called. It took us a long time to reach a person but when we did we were told that we couldn't get a refund. Then Hartford auto club started to take money from our account and Voice vox we never gave American Credit Solutions permission to give our bank info to anyone. How can people sleep at night knowing that they are taking money from people without them even knowing. The only money that we ever got back was the $99.00 from Hartford Auto Club and that took six months. Thats crazy.American Credit Solutions is a RIP OFF. If you gave them your bank info close your account if you dont you wont have any money when you wake up. we just got a big run around. We talked to alot of people and never got anywhere. I want my money back. Andrew Schenectady, New YorkU.S.A.
Entity: Tampa, Florida
69, Report #71424
Nov 09 2003
02:06 PM
American Credit Solutions ripoff Paid $600 got nothing! Tampa Florida
Well I really don't know what all to put in this box. I have got a acs card and paid 200 dollars in activacton fees and then made a 400 dollar purchase and never got a remaining bill or items for the product I thought I was buying. Kevin lincoln, NebraskaU.S.A.
Entity: Tampa, Florida
70, Report #61130
Jun 19 2003
02:59 AM
ACS American Credit Solutions ripoff; and I'm out $200.00 Tampa Florida
ASC ripped me off period. I was told that I had a 30day money back gaurentee if I wasn't satisfied with the card. I called well before my 30days and they told me that at their discretion I would get my money back. You have to jump through rings of fire to get a hold of them. They kept giving me numbers that were out or order and busy all the time. Please do not go trough these people, I won't and I have made sure ALL of my family and friends know about this bull shit company! Natasha apo, ap, CaliforniaKorea, Republic of
Entity: Tampa, Florida
71, Report #61152
Jun 19 2003
09:04 AM
American Credit Solutions ripoff ripoff business from hell Tampa Florida
This company called me and told me I was to get a platnium credit card. I was lead to believe it could be used anywhere. After recieving the package in the mail I called and told them I wanted my money back. The lady I spoke to convinced me that this would be great to get my credit on track. Since then I have recieved nothing and am out 200.00 Danielle Bear, DelawareU.S.A.
Entity: Tampa, Florida
72, Report #55088
Apr 30 2003
10:41 AM
American Credit Solutions ripoff, misled, dishonest Tampa Florida
I opened this card with the intention of re-building my credit. I sent the company $199.95 for a processing fee. I was then requested to make a $99 purchase from a catalog containing items that I was not interested in. I called the company many times to cancel the card and receive my $199.95 back. I never received a call back, and later called only to be met by a disconnected number. I have been unable to reach the company by telephone, and recently learned that they are no longer in business and are facing a class-action law suit. April Atlanta, GeorgiaU.S.A.
Entity: Tampa, Florida
73, Report #24541
Jul 13 2002
05:44 AM
American Credit Solutions consumer rip-off fraud Tampa Florida
American Credit Solutions guaranteed me a credit limit of $4000.00. I called them and even asked some questions that seemed legite when they answered. They took 199.95 from me and who knows what they're going to take next. I didn't know this was a scam. Jaimie Hampton, Virginia
Entity: Tampa, Florida
74, Report #24609
Jul 14 2002
06:51 PM
American Credit Solutions ripoff tricked and lied to us Tampa Florida
Well I must tell you that I feel like the dumbest person on earth right now! The good part is it has only been two weeks since my account was debited. So, hopefuly I will have luck getting my money back. I am a single mother and really should have known better but they really sounded legit! All I really want to say is I hope someone out there will learn something from my mistake and I thank ripoff.com for showing me the truth! Teresa Bono, Arkansas
Entity: Tampa, Florida
75, Report #24219
Jul 08 2002
08:59 PM
American Credit Solutions is a ripoff. Tampa, Florida
I received a card in the mail stating I was approved for Platinum, Unsecured Credit Membership (Not stating Visa, MC, Amex). I then called the 800 564-2517 to give them my confirmation number. The number was busy several times and then when it finally rang, I got a total blank silence when my call was answered. I tried again 2 more times....phone rang, answered, silence....no recording ....nothing. I then went to search good ol' Yahoo.com and typed in American Credit Solutions Tampa, FL and came to this website. ALWAYS CHECK THE INTERNET FIRST THANKS TO THIS WEBSITE MY ASS WAS SAVED! Chris Long Beach, California
Entity: Tampa, Florida

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