Capital First ripoff fraudulent business Miami Florida
I recieved the call in June or July of 2002. I was approved for a credit card, and since I personally knew I was already on the up swing of repairing my credit, I assumed that my hard efforts had been noticed and the call was legit. It wasn't, as many have found out by reading these reports.
I found this site a little to late and started to do a bit of research on my own today. I found that the address listed is to a Mailboxes Etc. I called them, and spoke at length about what they knew, which was quite alot. Apparently the State of Florida started an investigation into this company, and when they realized how large it was the US Governement took it over. I also found that this company is Canadian Based.
The following advice is what I can offer to the others that have been victims of this company like myself.
1.) File a Dispute with your Bank on the charges and debits. Let them know that this company was fraudulent, and they are being investigated by the US Goverment. (The Department of Trade - if I remember correctly)
2.) Call information (Area Code)555-1212, and ask for the phone number to the address given of : 18495 Dixie Hwy #228, Miami, FL. Tell them you are looking for a Mailboxes Etc. The very nice lady there will give you the number for the government agency that is investigating this company.
3.) Close your bank account! OR contact your bank about putting a block on the ability for companies to debit the account, name specifically the charges and the amounts of the original debts. The bank can use routing numbers and merchant verifications in order to block specific companies.
On a side note... to those that think they are so great and grand because they have great credit. I hope that you never have to experience the harsh realities that EVERYONE is just a tragedy and foot fall away from Financial Ruin. Sometimes, life just isn't kind, and sometimes we aren't spoon fed money by Mommy and Daddy. Some of us actually work really hard for the things we have, I personally am rebuilding my life for the 3rd time after losing EVERYTHING I owned. I am a single mother of two kids, I had a husband that ran up bills and never paid them, I got extremely ill with various medical problems... all contributing to my deteriorated credit and leading to Bankruptcy 6 years ago.
But, in the last 2 years I have rebuilt all I lost including my credit. I have been able to finance a car, get a LEGIT Credit Card through Capital One (Who I would advise ANYONE to go through they are GREAT!), and a cellphone. Just a bit of work, and anyone can accomplish this. It doesn't happen overnight, but it does and can.
The unexpected isn't always kind, and sometimes our family and friends can't do anything but sit back and watch.
Divorce, illness, death... it happens to us all. Sometimes the dice roll in our favor, and other times our luck is so bad that we should never even bet in a Company Football Pool. We just have to make the best of it all and live life for all it's worth.