FIRST NATIONAL CREDIT Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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51, Report #11491
Jan 14 2002
12:00 AM
First National Credit Read Carefully
I also received a form letter from First National Credit with a Aliso Viejo, CA address. Please read that form letter carefully. It does not say you will get a credit card that can be used anywhere. It does say that you will receive a gold card, but that can be any bogus card. This is only one of many types of scams to get your money. If an offer doesn't have a clear detail of what the offer is or how you are to repay and the calculated interest rate or how to report fraud, included with the letter, report it, or throw it away! Not having a phone number available or a web address should be your first clue.
Entity: Aliso Viejo, California
52, Report #11614
Jan 15 2002
12:00 AM
First National Credit - Because We Care
Because we care to RIP OFF ANYONE WHO WILL SEND US $43.00. These idiots are laughing all the way to bank. And I think I've discovered who they target. I resently applied for some debt consilidation, and a few weeks later get this letter in the mail assuring me $15,000.00 of credit. Well, to a poor sap like me who has already gotten himself into some debt trouble...this sounds GREAT!! But...something just doesn't feel right. So, I hop on google.com and do a search for First National Credit, and stumble across the Rip Off Report. Well GOD BLESS you guys. You saved me $43.00 and high blood pressure. I say we all take a little trip this Aliso Viejo, CA location and do some looting.
Entity: Aliso Viejo, California
53, Report #11291
Jan 11 2002
12:00 AM
First National Credit Birmingham AL consumer alert
I am in Birmingham AL, I recently received a letter from First National Credit asking me to return a letter for a guaranteed 15,000.00 credit limit if I send them a check for 37.00 or 43.00. I immediately went to the internet to further research this and found that the First National Credit didnt exist, after further investigation I happened upon this website. Obviously, First National Credit attempts to send out bogus loans to people in the middle of purchasing a home or some other advantageous financial undertaking. PLEASE BE WARNED, THIS IS AS PHONEY AS IT GETS. JH Click here to read other Rip-off Reports on First Choice Card Services aka JT Card Services,LLC aka EC Network Processing Center aka Tri Century Bank aka Tri Century Card Program
Entity: Birmingham, Alabama
54, Report #10508
Jan 03 2002
12:00 AM
First National Credit What a sucker I was!!
I to got a letter in the mail saying it was $43.00 for a visa credit card with a limit of $15,000.00, instead I received this absolutely stupid catalog! Are these people still running this scam? And if so....why? I received this stupid thing last year, got a catalog and have not heard from them since....amazing how stupid a company can make you feel and challenge your intelligence level, I want to see these people lose everything!!! What can we do to make this happen? Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
55, Report #10424
Jan 02 2002
12:00 AM
First National Credit - No way!! Thank you!
Good thing I looked at this web site. I got a credit offer from them and I did some research. No way am I going to send them anything! Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
56, Report #10469
Jan 03 2002
12:00 AM
First National credit ripped me off
I sent the $37.00 off htinking that I was pre-approved for a Gold Visa card. I never answer these mailings, I usually throw them in the garbage but this time I fell for it. I did not realize there was not a number to call the company to attain verification on when my credit card will arrive. This is the last time I answer anything in the mail that says that you are pre-approved. Michele Reserve, Iowa
Entity: Nationwide
57, Report #10386
Jan 02 2002
12:00 AM
first national credit scam
i recieved a pre approval for a credit line of $15000. so i sent in a $43 processing fee and i never heard from them again.
Entity: aliso viejo, California
58, Report #11801
Jan 17 2002
12:00 AM
FIRST NATIONAL CREDIT Fraudulent Business
I RECEIVED NOTIFICATION THAT I WOULD RECEIVE A GOLD CARD WITH A CREDIT LINE OF 15K AND THAT I WAS ALREADY APPROVED, NO CREDIT REPORT WAS REQUIRED. I SENT A CHECK IN FOR 43$ AND NEVER HEARD ANYTHING SINCE. THE CHECK WAS CASHED WITHIN 1 WEEK. THE CARD NEVER CAME. I AM GLAD TO HAVE FOUND A SITE THAT GIVES INFORMATION ON FRAUDULENT ACTION. I WOULD LIKE TO KNOW HOW TO GET MY MONEY BACK. LD Laura Naples, Florida
Entity: ALISSO VIEJJO, California
59, Report #11814
Jan 17 2002
12:00 AM
FIRST NATIONAL CREDIT VICTIM
I RECEIVED A LETTER IN THE MAIL STATING THAT I WAS PRE-APPROVED FOR A GOLD CREDIT CARD WITH A LIMIT OF UP TO $15,000. THE LETTER ALSO STATED THAT I WOULD HAVE 0% INTEREST FOR THE FIRST TWELVE MONTHS. IT LOOKED LIKE OFFICIAL LETTERING OF A SOLID CREDIT BUSINESS TO HELP REPAIR BAD OR NOT SO GOOD CREDIT, SO I SENT IN THE RUSH PAYMENT OF $43, BY CHECK. THE LETTER WAS SIGNED BY A GENTLEMAN OF THE NAME WILLIAM ROBERTS IN THE APPROVAL DEPARTMENT. I COULD ALSO USE THE CARD AS SOON AS I RECEIVED IT. ALSO, IF I WAS NOT SATISFIED WITH THE MEMBERSHIP PACKAGE, I COULD RETURNED IT FOR A FULL REFUND WITH NO QUESTIONS ASKED. I WOULD ALSO LIKE TO ADD THAT I MADE A COPY OF THIS LETTER. I ONLY BECAME SUSPICIOUS WHEN I DIDN'T RECEIVED MY CARD AFTER A MONTH OF WAITING FOR MY RUSH DELIVERY. SINCERLY, JARITA ROBINSON Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
60, Report #11858
Jan 17 2002
12:00 AM
First national credit rip-off
These people promise to give you your money back? Ha! They shafted me too. I suggest everyone who has been ripped off by them write their better business bureaus. Enough mail and maybe we can all do something.
Entity: Aliso Viejo, California
61, Report #12130
Jan 21 2002
12:00 AM
First National Credit I was surprised!! Thank you
Today I got letter saying that YOU are already approved..I was surprised!!How can this be possible. I read all policies and found them good.Then i thought i should check on internet too!!.ANd when i did search the very first match was THIS SITE....I am really thankful for this site who saved my 39$...and do n't know how many 39$s...You people are doing really good job and avoiding a big scam.Thanks to you!!And i think when we can find out everything on internet..everybody should first chaeck on internet about this kinda Surprised PAckages.
Entity: Nationwide
62, Report #12006
Jan 19 2002
12:00 AM
First National Credit What a Rip off!
Just received this too good to be true offer from First National Credit for a Gold Card with credit limit of $15,000. Decided to look up the company on the Net and found your site--just in time. Found that the offer was just what I thought--too good to be true. What a RIP-OFF! Jay Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
63, Report #12027
Jan 20 2002
12:00 AM
First National Credit Rip off
I RECEIVED THE INFORMATION,FILLED IT OUT AND SENT WITH A PAYMENT AND GOT IN RETURN A INFORMATION PACKET,WITH A GOLD CARD AND CATALOG AND COUPONS. THERE IS A WEB ADDRESS,WHICH TAKES YOU TO A PLACE THAT NEEDS A LOG IN AND PASSWORD(BUT CAN NOT GET EITHER. HAVE NEVER GOTTEN ANYTHING ELSE THAT HAS TO DO WITH THIS COMPANY. I WANT TO BE REFUNDED. ROBIN Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
64, Report #12038
Jan 20 2002
12:00 AM
First National Credit Rude & a Ripoff
I received a letter in the mail that looked authinic in nature. It was presented as a real credit card application. It had a certificate like border around the text. It did not give a phone number in which to call for questions. It stated that; Congratulations, you are Guaranteed approval for a First National Credit Gold card with a credit line of $15,000. This is not a Maybe. To recieve this great offer please enclose a one-time fee of only $37.00. Well of course with good intentions I sent $37.00 to them and 4 weeks later I recieved a packet with a order catalog only to use with that card which was Gold in nature and was said to have a 15,000 credit limit with no interest until 12 months later; it also was not affiliated with a visa or matercard. I called up the representative to cancel; she was rude and very unhelpful on the phone. When I stated I wanted to cancel she didn't want to do it. The Bottom line is that I wish to have my promised refund of the $37.00 fee. Ryan FAFB - Washington Click here to read other Rip-off Reports on First National Credit
Entity: Washington
65, Report #12824
Jan 30 2002
12:00 AM
first national credit don't be another victim
Hi, I am reading this after I sent the 43.00 dollars for a 15,000 dollar credit card, it seems like I am not going to recieve this card, after what I have read, I say that anyone who has been ripped off by this company needs to file a class action lawsuit against the losers. I am going to do something about this today,lets hope we get are money and that other people don't get ripped off. Sara buna, texas Click here to read other Rip-off Reports on First National Credit
Entity: California
66, Report #12833
Jan 30 2002
12:00 AM
FIRST NATIONAL CREDIT TOOK MY MONEY
I recv'd a offer in the mail for a approved credit card from First National Credit and I sent them a check for $37.00 but never recv'd anything. Is there anyway to get my money back? Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
67, Report #12767
Jan 29 2002
12:00 AM
First National Credit...Be aware!
AS been reported before I am a college student who is already in debt and thought this card would be a great way to get out debt and just have one bill but those jerks sent a card for their catalog but their letter says a GOLD CREDIT CARD of 15,000. They should be sued...and they also lie you can not get your money back! Click here to read other Rip-off Reports on First National Credit
Entity: Aliso Viejo, California
68, Report #12696
Jan 29 2002
12:00 AM
FIRST NATIONAL CREDIT, IT'S A SCAM.
FIRST NATIONAL CREDIT IS A RIPOFF. I GOT A CERTIFICATE IN THE MAIL THAT SAID I WAS ALREADY APPROVED FOR A $15,000 GOLD CARD. ALL I HAD TO DO WAS SEND IN $43.00 FOR A RUSH PROCESSING FEE. I GOT A MONEY ORDER FOR $43.00 AND SENT IT IN. THEY SAID UPON GETTING MY MONEY THAT I WOULD THEN RECEIVE MY GOLD CARD WITH THE MEMBERSHIP PACKAGE. IT'S NOW BEEN 3 MONTHS SINCE I'VE SENT IN MY MONEY ORDER, AND I HAVEN'T HEARD A WORD. I'VE TRIED CALLING, BUT YOU HAVE TO HAVE AN ACCOUNT WITH THEM IN ORDER TO TALK TO ANYONE. I DON'T EVEN THINK THAT THERE IS EVEN ANYONE AT THAT NUMBER, I THINK THAT IS JUST A RECORDING. I WANT MY MONEY BACK, THATS ALL. ACTUALLY I WANT THEM TO PAY FOR WHAT THEY'VE DONE.WHO KNOWS HOW MANY OTHER PEOPLE THEY RIPPED OFF, AND HOW MUCH MONEY THEY'VE GOTTEN OUT OF EVERYONE. THIS NEEDS TO STOP, AND JUSTICE NEEDS TO BE DONE. THANK YOU Sarah Clinton, MA
Entity: ALISO VIEJO, California
69, Report #44122
Feb 04 2003
02:42 PM
First National Credit rip-off Internet
I got a letter in the mail telling me that i was approved for a credit card with a $15000 limit at zero percent for the first year all that i had to do was send a check for $43 and i would get my new card soon that was 6 months ago and still no card i got ripped off Brad royal oak, MichiganU.S.A.
Entity: Internet
70, Report #13538
Feb 07 2002
12:00 AM
First National Credit Ripoff What a fraud
I had just received a letter in the mail saying i was pre-approved for a platinum card. And I thought it was strange at first. Then I thought I would give it a try, not knowing what the outcome would be, thinking that it would help me regain my credit status. So I had sent in the normal $39, and days later I had received a phone call saying i was approved for the card and it should be coming in the mail really soon and gave me a 1-800 customer service number to reach them at. And it is always busy. Well today on Feb 7, I just received and noticed that they had sent me a letter and everything. But, the trick is you cant use it as a regular credit card. Its only a card that you can use in there catalogs. Now that I found this out, I regret sending in the money, knowing that they are scamming us all around the world.
Entity: Nationwide
71, Report #13567
Feb 07 2002
12:00 AM
FIRST NATIONAL CREDIT RIPOFF
I SENT THIS COMPANY MONEY TO PROCESS MY APPLICATION, I HAVE YET TO HEAR BACK FROM THEM, AND I HAVE NOT BEEN ABLE TO FIND ANY LISTINGS OF THIS COMPANY AT ALL. I WOULD LIKE MY MONEY BACK IF YOU CAN AT ALL HELP WITH THAT. *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit
Entity: ALISO VIEJO, California
72, Report #15034
Feb 25 2002
12:00 AM
First National Credit a scam
My husband and I are going through some fincial difficulties and we recieved a eltter from First nation Credit. We sent in a payament of 43.00 which was cashed by the company to speed up the process. I have no number and no means to contact them. We were really hoping on getting this card to consolidate our debt on it and make it through these next few months. We are about to lose everything and do not want to file bankrupcy. It has been over 6 weeks and we have heard nothing. I went to their web site and you can't get any information on them. I then noticed this site and would like to register a complaint. We had to scrape to get the money. By consolidating we would be saving ourselves over 400.00 a month but we can't find a company to help us out. This was our lifesaver and needless to say it also was a scam and failed us. Tammie Somerset, Wisconsin
Entity: Nationwide
73, Report #14684
Feb 21 2002
12:00 AM
first national credit another screwed consumer
I like many others i recently found out have been scammed mby first national credit and would like something done about it. There are to many good people out there getting screwed by company's like this that truely could use the help thank you for lending an ear Mark *UPDATED info ..Click here to find out HOW TO DEAL WITH PHONY CREDIT CARD RIP-OFFS **Get your money back, **Stop them from taking more of your money, **Stop them from ruining your credit Click here to read other Rip-off Reports on First National Credit aka FNC Investments aka Bank Plus Credit Services aka CCA Credit Service Division aka CCS Credit Service Division
Entity: aliso viejo, California
74, Report #14705
Feb 21 2002
12:00 AM
First National Credit ripoff
I received a guaranteed approval for $15000.00 from First National Credit. I feel out the form and I mailed a money order for $37.00 standard processing on January 3, 2002 and I have not received a credit card what so ever but did cash the money order. Marie-claire Lawrence, Georgia
Entity: Aliso Viejo, California
75, Report #14542
Feb 19 2002
12:00 AM
First National Credit Scam
I too was a victim of First National Credit, they sent me a acceptance certificate guaranteeing me a credit line of $15,000. Furthermore, they told me that it wasn't a maybe, and that they already had reserved a card in my name. Also, to rush delivery they told me to send in $43.00. I guess I didn't really read the letter thoroughly because they didn't include a telephone number where they can be reached. Moreover, I call information to check the address they put in certificate which is Pacific Park Plaza 27101 Aliso Creek Road, Unit 126, Aliso Viejo, CA 92656 and they said that it was not listed. However, it has been two weeks since I sent in my money and there hasn't been no card. But guess what, they already have taken the $43.00 out my account. But at least I did copy the acceptance letter before I sent it. So if they are caught I hope they are punished severly. And I would appreciate it if they give me my money back if they're not going to send me my card.
Entity: Aliso Viejo, California

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