FUNDING FOR FLIPPING Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported

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26, Report #441670
Apr 07 2009
05:43 PM
Grant Funding Research Ripped me Off for $69.95! Henderson Nevada
I signed up on the Internet for a CD from Grant Funding Research because the CD was supposed to help guide a novice in finding grants. I was to be charged $1.98 for a CD, so I signed up. I waited and waited and never received a CD. Then I received a call from a man in early March, 2009 wanting to talk to me about my experience with the CD. I told him I never received it and since I had him on the phone I wanted to cancel right then and there. He agreed to cancel me on the spot but told me after I received the CD I should again call 888-210-2544. I told him since he was canceling me on the spot there was no reason for me to do such a thing, right? Correct. So, time passes and I get my monthly bank statement and I see a charge for $69.95 from Grant Funding Research. I immediately got on the phone to them and first spoke to someone named 'Chris Rice.' After speaking for some time and gettting absolutely no where with this person I found myself disconnected. I called back asking to speak to 'Chris Rice' and I got uh's and ah's and finally this person I spoke to the second time told me there was no way I would get a refund. I informed them I would contact my lawyer (I don't have a lawyer) and the Better Business Bureau and that they needed to give me a physical address immediately. After much ado, I got a physical address.I was told by both persons above that I would get an email from them cancelling my membership. Fine. I got home, checked my email and had received nothing from them. Again, on the phone to a third person and I kept that person on the phone while at the computer until she/he did in fact send me an email stating I was cancelled. I am livid! I told all these people their company was a fraud and how dare they rip hard working people off. No response. So there, I too, as intelligent as I think I might be at times, got scammed and I feel real stupid about it. If you are one of the many, don't feel you are alone because you are not! Kelso Roundup, MontanaU.S.A.
Entity: Henderson, Nevada
27, Report #417813
Jan 29 2009
02:02 PM
Grant Funding Search Advertises CD for $1.00 then charges bank account 69.95 Internet
I signed up to receive a CD explaining the grant process and to get a listing of fundors. The CD was to be $1.00. The next day my bank account was charged $69.95. I never received the CD, I called customer support to get my account credited and cancel whatever they had signed me up for, even though I had only signed up to get the CD for $1.00. They say when you sign up for the CD you are automatically signed up for membership. Nowhere on their website is their anything that says you will be charged additional money. I was informed they wouldn't credit my account as that is their company policy. They offered to send me the CD and give me 7 day access to their website. I told them I didn't want the CD, just my credit. This is a huge scam, even if they only get the initial $69.95 from everyone, they are making bank. Some people might not notice they are being ripped off for several months. That could be devastating. Classic Grand Junction, ColoradoU.S.A.
Entity: Internet
28, Report #761491
Aug 05 2011
02:53 PM
This company charges $12.95 for shipping and handling for grant lists that are incorrect, very outdated and are available to people for free.  ALSO - if you are an individual looking for grants, PRIVATE FOUNDATIONS cannot give money to people, only to other charities, so do not bother to call them.We get calls every day for people who have bought lists and we have had our phone number for nine what is being sold is very old.
Entity: Danville, California
29, Report #769845
Aug 27 2011
06:07 AM
Indigo Funding Service Scammed Money for a Loan Kuala Lumpur, Internet
Was approved for a loan and they tell me that they need money for approval fees.  the monthly payment for 5 years would be 239.00 and they need additional money so they could cover fees and it totaled 339.00 because of laws in Malaysia.  Was told money would be in my account in a 24 hour period.  Asked numerous questions and it all seemed to go to be true.  they want you to send the money via Western Union on the green form, not the blue form.  They gave me another name to send money if i wanted now to use Money Gram Indigo gave me references and with no phone numbers to call or i would have called them to make sure it was real. I try the phone number and it does not exist. 
Entity: Kuala Lumpur, Internet
30, Report #733685
May 27 2011
01:19 PM
Stock Market Funding Mario Marciano Took Me for $10,000 on the Internet
Brian Plain and Mario Marciano from Stock Market Funding are classic con-men and snake-oil-salesmen. Mario is the ringleader. He will talk your ear off on the phone, telling you for days/weeks/months how great his program is. He'll even have you talk to other success stories that have supposedly made thousands on their initial investment. What Mario doesn't tell you is, they are day-traders, plain and simple. And HE will be making all the trades for you. You will not be able to make any trades yourself. He uses your money as leverage to play with more money. If he loses your initial investment, but makes money on the leverage cash, YOU are out, and he gets the profits from any success on the leveraged cash. Do NOT do any business with Stock Market Funding. He lost $10k in ONE DAY. I saved for months to give him this money and BOOM it was gone in less than a day. He lost it doing short sales on Google and Potash. I told him I was upset and he freaked out on me, threatening to come to New York and pay me a visit. He'll sell you all these doomsday scenarios and think that only YOU are in on the secret to financial survival. Its all BS. He uses lots of fancy numbers and charts to make you THINK he knows what he's doing. But he doesn't. There is no system. If there was, he wouldn't need to try and sell it to suckers like me, he'd just make all the money himself. Avoid Brian Plain, Mario Marciano, and everyone at Stock Market Funding at all costs.
Entity: Internet, Internet
31, Report #861826
Mar 31 2012
07:51 AM
Residential Home Funding Censured for New Jersey Unlicensed Branch Activities Internet
Consent Order #E10-009761, November 18, 2010. Licensee cured unlicensed branch office activities and agreed to cease taking NJ residential mortgage loan applications from brokers or other entities not duly licensed. Licensee agreed to pay an administrative penalty. Penalty: $7,500. Here is the link to the State of New Jersey Department of Banking and Insurance: This company has been repeatedly caught and fined in almost every state they do business in for operating illegal/unlicensed branches.   If you need a mortgage go to your local bank and apply for one.  Do not deal with this company.  
Entity: , Internet
32, Report #168038
Dec 15 2005
03:15 PM
Peak Funding ripoff services not rendered for money paid Garden City New York
I received a call from this company on Dec 2nd saying I can get a $5000 loan if I can afford 228.42 monthly.All I had to do is send in a copy of my drivers license,social security ,pay stub and proof of residence. This info was faxed and I was told I could received the loan but I had to pay 685.42 insurance deposit that would be refunded the 1st week of March.It had to be sent Western Union to a woman named Janice Taylor in Mount Clemons Mich.At 1st I thought this was strange but I was desperate being the holidays nearing. The money was sent and I confirmed pickup through my broker Alex Carr.He then told me everything was good and I shpuld have the money deposited into my account on Dec 10th. The money of course never reached my account.I called Monday the 12th and was told by Alex that I should have it by end of day Monday.Never happened. I called Tuesday and then was told I needed a additional 685.42 to cover the insurance because there was something on my credit report.I sent the money that same day and confirmed pickup. I was told the money shpuld be in my account by noon Wednesday.Nothing happened.I called Thursday and was told by Alex that the lender couldn't locate the money.After confirming with Western Union that the money was picked up I called Alex and he said everything was ok. The money was suppose to go in today but it didn't.Then comes the bombshell.Alex tells me that the lender seen something on my credit and wants a additional 685.42.I then freaked out because he told me everything was ok.I told him I was tapped and needed to pay my rent.He said that they required this and he couldn't do anything about it.I told him to try another lender in which he said he did and the same thing occurred. I told him that he misled me into thinking that I was set.They even sent me a promissary letter from the district manager saying that she was sorry for the inconviences and will make it her priority to get this sent through. Now I have to wait 30 days to get my money back for something I never received.I can see if I changed my mind but I was told on numerous occasions that this was a done deal. I have emailed the BBB of NY and I also plan on going through the States Attorney Ofc to see if I can stop yhis company from doing this and get my money quicker than 30 days. All in All my Christmas is ruined and I have to scramble to get my rent money together. Darren WINDSOR MILL, MarylandU.S.A.
Entity: Garden City, New York
33, Report #285314
Nov 18 2007
08:32 PM
Midland Funding Suing me for balance of repossesed vehicle, never heard of them San Diego California
I received a summons today to appear in court for an arbitration hearing involving a company called Midland Funding LLC who is being represented by a law firm called Blatt Hasenmiller Leibsker & Moore. I have never heard of or received anything from these people. In 2004, I had to give up my Chevy Blazer because I could no longer afford the payments due to unemployment. Wells Fargo was the title holder and they sold the vehicle for alittle over $7000, leaving a balance of alittle over $14000, this was on March 16, 2004. The summons is saying that that there was a balance of $20,694.25 on Feb 2, 2004 and this is the amount they are suing me for. One, why are they suing me, when they've never even sent me a bill, and: Two, where did this 20694.25 come from when the receipt attatched to the summons clearly states Total Amount of Deficiency $14338.83 Where did the other $6300 come from? Is there anything I can do about this? I understand the 14338, but what can I do about the information that appears inaccurate to me? Bob highland, IllinoisU.S.A.
Entity: San Diego, California
34, Report #329903
May 01 2008
12:21 PM
RJM Acquisitions Funding LLC False debt for Fingerhut Syosset New York
At the end of January of this year, we received a notice from RJM stating that they had purchased our past due debt from Fingerhut in the amount of $327.08, and that they would be willing to settle this account by deducting 60% off this billing if we paid $130.83 by March 6, 2008. The second option was to pay payments of $32.71 per month for a total 40% deduction to total $196.24, or finally the third option was to pay the full amount at $16.35 a month. Received a new billing statement today, and again there are three offers for payment, but now these offers are more expensive and the new deadline is June 8, 2008. Now, I will admit that in the late 1980's and possibliy in the early 1990s, I did purchase items from Fingerhut, all of which were paid off and in my maiden name. This billing from RJM is addressed to my husband, who I know for a fact has never purchased anything from Fingerhut, nor have I since being married to him for the past 13 years. Secondly, if we owed Fingerhut any money, I have no doubt that they would have sent us bills, and we have never received any billings from Fingerhut, so I know this is a scam. One of the things I noticed on this billing from RJM is that there is no phone number listed, only a fax number and I cannot locate a web address or email address for this company. I am not going to pay this account because I do not owe anything to these people, and I know the law. If I begin paying on this account, it means I am accepting this debt and makes me legally responsible for said debt. Therefore, this company is not getting a dime out of me, and I am going to turn them in to the BBB in New York. I am glad that I decided to do a little research on the company before attempting to contact them because said research has provided the background necessary to prove this company is a scam and should be prosecuted on fraud charges. Katherine Naples, IdahoU.S.A.
Entity: Syosset, New York
35, Report #221035
Nov 17 2006
07:30 AM
Route66 Funding Run, Run, Run for the hills. This company is a pure ripoff! Internet
Route66 Funding is a ripoff payday loan company. This place gives you a number to call if you want to pay your loan in full before the due date but when you call to do exactly that you get no answer. No one ever picks up the phone so I'm not even sure if the number is correct but the entire time money is still being withdrawn from my banking account. Route66 is slick because while the finance charge is being deducted from your bank account... you still have owe your loan balance. I figured that something was wrong after weeks of trying to get a hold of these people and failing. I will be calling my bank to put a stop to any Route66 inquiries! Word of advice. STAY AS FAR AWAY FROM THIS COMPANY AS POSSIBLE! Hopefully justice will be served! Rochelle Durham, North CarolinaU.S.A.
Entity: Internet
36, Report #265601
Aug 06 2007
02:20 PM
Upfunding Duanne Heppner Unlimited funding for real estate Huntington Beach California
This a version of the Prime Bank Scheme with Duane being the front so the SEC does not come down on the other players. They say they can buy any property by reserving the equity in the property and getting a trader to make money with the equity in the property and will close in 6 to 12 months at full price. They will never close, and have not closed, on a property and will never give you another name or phone number for any one in the process except for Dr. Don, Cerah, Richard, Kevin, and they are all in on the scam with Duane. Their are no TRADERS Just before your deal is to close the traders will go on vacation, change their appetite, or find a reason for the deal not to close. They use vacation as the reason but can not keep the process correct and that is how we caught them in a lie about the process and the story fell apart within 4 hours from their. They are doing so many of these they do not remember what they said and when they said it. 2 weeks after our deal went south Duane called us to requested patience. All paper work you get from Duane is so bad that you rewrite it and by you doing that they are not legally liable. You also rewrite it to protect your source, but just in case it was written by a 4th grader. Dr. Don who is no stranger to the SEC is now where to be scene on the paperwork. You get the seller of a large property owner to sign the Purchase Agreement with you that you assign to an LLC and the Seller provides an appraisal that usually costs them $2000+ All the paper work is now in your name and you send off the Purchase Agreement and Appraisal and Authorization Agreements to be TRADED It does not get traded but they use the Purchase Agreement and the Appraisal to convince individual investors they are doing milliion dollar deals and here are the appraisals of our properties and the purchase agreements that we used to buy them. If you check on a property the transaction just has not been registered yet They do a classic Ponzi scheme to get money from investors by paying a few a 50% return on their money but only if they fooled another into giving them money. You do not break laws but enable them to run the PONZI scam and they do not break laws until the money from the investors disappears. Guess who else would disappear at that point. Adam Savage, MinnesotaU.S.A.
Entity: Huntington Beach, California
37, Report #258445
Jul 03 2007
10:47 AM
Solace Funding I was promised a $6000 loan instead I was stiffed for $1920 Rockport Maine
I filled out for a loan for $6000 on the internet solace fundind contacted me saying I was approved but I had to send $960 towards my first six payments. I sent it the next day. I checked my bank account the werent in there I contacted them immediately. I was told I had to send another $960 for security and the funds would be released in 3 hours, it never happened. when I called again I was told I had to send $1562 for insurance I told them I wanted my money back and I was told my funds would be sent certied mail it would take 15 days ,that passed. I called back they told me 15 to 30 days. I asked why could my money be sent the same way I sent it to them (moneygram) I was told it didnt work like that and that I would be recieving a full refund. Im still waiting. Michelle Trenton, New JerseyU.S.A.
Entity: Rockport, Maine
38, Report #270315
Aug 25 2007
10:52 PM
Borland Funding Source Ripped me off for $1260.00 Washington District of Columbia
I applied for a $8000.00 loan. Borland funding source called me on 8/15/2007 and said I was approved. I have bad credit so they said I have to secure the loan with 5 months down payment. They faxed me the loan outline and I signed the paper and faxed it back on 8/16/2007. I sent $1260.00 through moneygram on 8/22/2007 to a Leonard Gervis in Canada. The $8000.00 was to be direct deposited to my bank account the nex day. Thursday came and the money was not there. A supervisor from Boland funding source called me on 8/23/2007 and told me that a mistake had been made I really needed to send 10 months payment instead of just 5 months. He asked for more money and I said no and to cancel the loan and give me a refund of my $1260.00. He told me a refund would take 14 days and I would only get back $800.00 of my down payment. I asked to speak to his manager and no one was there. I have called back several times and they will not take my calls or they say I am calling a flower shop. I have no loan and no refund. A hard lesson learned. What a joke Baltimore, MarylandU.S.A.
Entity: Washington, District of Columbia
39, Report #273753
Sep 10 2007
06:28 PM
Capital Funding Program Took me for $419.00 and disconnected the number Chmaplain New York
To consumers do a serious research when trying to apply for a government grant. A man by the name of Nathan King assured me that I would be receiving money from the government to start my business. Later on I didn't hear anything from him and he would call occasionally to let me think that he cared about what I was doing. He also had me send a money order without his name on it, he preferred the companies name wich seemed very weird. At this point I'm trying to find out where these people are located and how they can be contacted. I will fight this case because now they are taking advantage of people and it's not right at all. I will fight this for all hard working people!!!!!!!!! LaToya Chicago, IllinoisU.S.A.
Entity: Chmaplain, New York
40, Report #272622
Sep 05 2007
04:54 PM
Capital Funding Programs Grants for small buisness scamms Orchard Park New York
Was promised the 350,000 to start a small buisness for the price of 419.00 for the grant writers. it was stated that it was a 92% chance to get the grant. with name of lee Henderson Shorty oberlin, OhioU.S.A.
Entity: Orcahrd Park Ny, New York
41, Report #299869
Jan 14 2008
12:02 PM
LVNV Funding, LLC Tried to get me for $2288.82. Greenville South Carolina
I was mailed a letter from Resurgen Capital Services saying that I owed LVNV Funding LLC 2288.82 and I could not figure out why. Thankfully my fiance is good on the computer and had just dome a credit report for me and then looked up these ripoffs. The call themselves professional debt collectors. And threaten you that if you do not notify them within 30 days of the receipt of the letter they will file a judgment against you. They even have a fake account number for this ripoff debt. How can anyone let them get away with this? I would like to contact an attorney or have one contact me to file a complaint against these people. Kenneth Daytona Beach, FloridaU.S.A.
Entity: Greenville, South Carolina
42, Report #253068
Jun 07 2007
06:06 PM
Well I have been fighting with Blue Hippo since August 2006 when My computer was paid off in full. I did receive a Gateway compter but when I signed my contract was advised that I would receive a $500.00 Walmart Gift card, carmera, scanner printer but I never received any of my items besides the computer. I have called the customer service department numerous of times sent faxes numerous of time and get no where a different story each time. well the Management will not even return my calls. I work hard for my money and when I am promised something I except to receive it.... Margaret Jerusalem, OhioU.S.A.
Entity: Baltimore, Maryland
43, Report #343959
Jun 25 2008
06:07 AM
Midlnd Funding Llc have NO CLUE what i'm being sue for San Diego California
i got a cout paper i'm being sue for the year 2001 for $703.18 i'll like to know for what an from who.... Robyn from ct vernon, ConnecticutU.S.A.
Entity: San Diego, California
44, Report #1146761
Jun 02 2014
04:14 PM
westmont capital funding took me for $646 PROMISED REFUND new York new York
I received a call from a guy named Eric. He said I was able to geta loan for $7000. But since I did not have any collateral I was asked to makea deposit of$646. Before doing that I asked why am I sending money to Canada.I was told that this is where the Kensington was at. Sent the money and was told within 4 hours the money should be in my account. I waited all night couldn't sleep due to feeling like I had been scammed.In the morning I received a email at 630 staying I was high risk and that they needed almost $1500 more. When I called Eric and asked wth was this.he put me on hold and came back saying that he hada company that could cover half of it.i broke down and stayed to feel sick. I explained to him that if I had that kind of money in the first place I wouldn't need the loan. He said he would see what he could do to see if the whole amount could be covered. If I didn't hear from him by the end of the night a refund would be issued the next morning. The next morning i called and was told that a refund was sent out that morning.i should receive it in 7 business days. It is now day 8 and nothing. Since I borrowed the 646 in the first place that person has since contacted Western Union and filed a fraud case with them for any future victims. Next is to call the BBB and fbi.Since money was wired to Canada hopefully the fbi can step in andput a stop to this
Entity: Nationwide
45, Report #1198110
Dec 29 2014
07:23 AM
Emergency Business Funding Refused to provide the service I paid for West Jordan Utah
This company promised to put together a proposal for a business loan. They never put it together. They refused to answer the phone when I called to ask about it. I can call 20 times before I can get someone to answer the phone. If they actually do answer the phone, they suddenly sayn they can not hear you and hang up, or they tell you they need to transfer your call to someone else. You will get hung up on during the transfer. They can not be professional. They will not provide the service you pay for. Just save yourself the headache and do not do business with these people.
Entity: West Jordan, Utah
46, Report #1132684
Mar 22 2014
09:36 AM
First Step Funding buyer for timeshare internet 
I was contacted by a person posing as a buyer for my timeshare, Larry & Michelle McDaniel who lived in CA. first why would a couple who lives in california want a timeshare in MD? clue #1. second, funding agent (John Dilly) phone # was google phone #, clue #2. third, funding agent gave different address than email received and that came from a third person (James Clark), last clue. I sent an email to the James Clark stating I would not be sending any money. He told me I had to pay 1/2 of the transfer fees. Still no. I wanted to get all this across to them before they disconnected the phone #s and moved on to the next mark. Please do not do any business with First Step funding it looks real but is a bogus company website.
Entity: Internet
47, Report #1327258
Sep 22 2016
03:35 PM
AJN Investment Funding AKA Ahmed Mohammed Ripped me off for $12,000 San Francisco California
Ahmed Mohammed dba AJN Investment Funding is nothing but a fraud. He claims to be a private lender with easy terms and 5% interest. He also claims to do loans up to 50MM. Submit an application and of course you will be approved. He will then require a 1% activation fee upfront. If you are silly enough to send him that money, he will then tell you an insurance policy has to be purchased and of course, he wants you to send more money. The number he publishes is (415) 644-8974. This is nothing more than a Google VOIP number that hides his real number. This is a total scam. He ripped me off for $12,000. DO NOT WIRE ANY MONEY TO THIS PERSON!!!
Entity: San Francisco, California
48, Report #1404780
Oct 07 2017
10:46 AM
Reliant Funding Reliant123 REPEATED unsolicited offers for large loans San Diego California
Very similar to other complaints about Reliant, I REPEATEDLY receive unsolicited offers for loans I DON'T WANT.  I've written complaints to them, with copies sent to to my state's Attorney General + FTC + Better Business Bureau, etc. -- all to no avail.  These scammers refuse to understand NO.
Entity: San Diego, California
49, Report #1349274
Jan 11 2017
08:50 PM
My Funding Resources Fraud me for over $3000.00 guaranteeing of service for home repair grants and funding research and grants for mentoring program. Sandy Utah
On October 11,2010 I recieved a phone call at my house with a offer for funding resources indicating that they can help me with home repairs grants. They explain to me that the goverment had several funding grants that would help people like myself and my husband because we are retired and of age. My Funding Resource said that we would send my a package with forms for the fundings I can apply too. It took 45 days to receive this package, when I recieved it I applied to everything they requested me too on the package for the goverment funding. When I applied to their so called funding packages My Funding Resource send me a rejection letter indiciating that program I was applying to was suuspended, but encourage me to continue to apply.  After 6 months of no results and rejections of several funding programs I requested that My Funding Resource return my money back. I have a letter stating that they would gurantee their serive, if there are no funds available for me to apply they would refund my purchase price. I have yet receive this money, it has been several years now and have sent several letters certified mail and requested several time to speak with someone as well as emailing and writing letters. I have kept all my records and reciepts for this transaction.
Entity: Sandy, Utah
50, Report #1137865
Oct 21 2015
02:01 PM
Flipping Formula REVIEW: Flipping Formula dedicated to total customer satisfaction. Flipping Formula's past and current approach to business is focused on providing the highest quality real estate investing education services to their clients. *UPDATE: Flipping Formula pledges their commitment to Ripoff Report Corporate Advocacy, Business Remediation and Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Flipping Formula recognized by Ripoff Report Verified™ as a safe business service.
Ripoff Report Verified™ REVIEW: EDitor’s UPDATE: Positive rating and recognition has been given to Flipping Formula for its commitment to excellence in customer service. Ripoff Report’s discussions with Flipping Formula have uncovered an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Flipping Formula listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services. Pete and Dave have informed us that their customers are number one, to make sure they are satisfied with their program. As successful businessmen, and successful real estate investors who had to start from the beginning themselves, Pete and Dave feel it is critical to listen to their clients and respond properly. By always putting their customers first, Pete and Dave hope to maintain Flipping Formula as a successful experience both now and for many years to come. Another top executive of the company told Ripoff Report that Pete and Dave’s personal business philosophy is based on the premise that strives to add value in its services as they understand that a successful business model is based on value-added services, and client care”. Flipping Formula’s mission statement says it all: Our goal is to provide our clients the best quality, value and professional excellence in the industry.” One of the other things Ripoff Report learned in the course of its review is that typical customer feedback reads: “The live event I attended with Flipping Formula was the best learning experience I have ever had… It has truly changed the direction of mine and my families future.” The information provided in this report below is based on comments made by Jeff Spangler during an onsite inspection held by a third party verification company with no biases toward Zurixx, Advanced Financial Training- The Flipping Formula.Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business.. The Flipping Formula is a financial education training company that appeals to a wide consumer market that includes individual consumers, entrepreneurs, and small businesses. In order to acquire leads for potential customers, their company advertises through direct mail, radio, and outbound call campaigns generated from specific call lists. By using these marketing techniques, they hope that will lead potential customers to a free agent. Next, they would be directed to an event where they will preview items for customers to purchase and will also typically train and coach them. Their basic business model and vision for their company includes incorporating three day workshops that will provide other models for continued purchasing. They cross sell and upsell at all of their workshops and trainings. Their company has an A+ rating with the BBB. Most of their complaints typically come from students who don’t feel as though they got what was promised to them. They deal with people on an individual basis. They try to meet every customers expectations, but have a very lenient refund policy and will provide one if necessary. Flipping Formula’s Customer Care & Refund Policy During the onsite interview Jeff Spangler was asked to describe a situation where a client was not satisfied with the level of service or products they received: “Recently, an 80 year old man came and took our seminar. He purchased an $8,000 package. When his daughters saw the bill they were very upset and called to have it reversed. We talked with them and with the customer. He apologized for his daughters’ insistence and said he pretty much wanted to do what made them happy. He was very sharp, he knew what he wanted but we gave him a full refund.” Since complaints were made on Ripoff Report, their company has made some changes in response to chargebacks to avoid problems in the future. They have incorporated a very lenient refund policy and don’t wait for products to come back. They have weekly meetings to discuss chargebacks and make sure that they are increasing their speed and responsiveness. As a leader within their company, Jeff Spangler advises his employees to “do whatever it takes” to make the client happy, per the request of Ripoff Report. In addition to their lenient refund policy, they have added more staff to make sure that their chargebacks and merchant accounts are running at appropriate percentages, and to change or fix anything that isn’t running correctly. They have also incorporated evaluations at every step of their process to ensure that they meet the needs of each customer. Mr. Spangler was also asked about reports made on Ripoff Report where customers felt as though they had been misled about what types of products and services were being offered. He was asked what they had done to remedy these concerns: “We call each person individually and evaluate the needs on a case by case basis. 35% of those calls, we “save.” We resolve every single issue. Zurixx is pleased to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program. Mr. Spangler explained that, “It’s like our good housekeeping stamp of approval. It means a lot that we are able to keep our name clean and free from controversy.” WHY THE FLIPPING FORMULA IS BETTER THAN THEIR COMPETITORS There are many reasons we feel like we are better than our competitors beginning with a stronger commitment to the customer’s success and satisfaction. We work hard to make sure the information we provide and the events we host is top notch when it comes to the usability for our students. This simply means we care about whether or not the people actually use the information we provide them, and so it is imperative that we give them information that allows them the advantage of the most current trends, and that they have all the tools and confidence to put that information to work. Motivation is part of the process, but we work hard to take people beyond just motivation and get them into action. This is our overriding principle for business, and therefore, we feel like we provide the most robust comprehensive system and tools to make this happen in our industry. We are 100% dedicated to helping each student not only learn how to invest, but to actually DO IT!” Statements from employees I get to work with all the students to attend our advanced training events. I love watching our students progress through their trainings and hearing about the success they have. I'm the first person to read all the feedback we receive from students on the surveys we get at every event we produce. Our students' experience is of paramount importance to us, and as a company there is nothing more important that our students, and giving them the optimal opportunity to accomplish their goals. I love being able to build personal friendships with our students, and always look forward to seeing them at our events. We invite many of our students to our Premier training event, the Investor Summit in Las Vegas where we get to spend 3 or more days together. Dave and Pete from Flipping Boston on A&E are always a favorite speaker, as are many of the other celebrities and trainers we bring in to make sure our students have the best educational experience possible. Our surveys from that event always rate is at about 4.8 out of 5 for that experience, and it makes me proud to know that we go to the greatest effort possible to help them acquire the skills and knowledge they wanted when they began their training with us. I'm always available to our students to assist them in moving through their trainings, or getting specific questions answered when the need arises. I love our students and I love my job!” ~ Brin Janson I took over the Coaching Department 18 months ago. The owners were looking to make sure their coaching department was the best in the industry and what it would take to make that happen. We quickly moved to make sure every coach was a successful trader or real estate investor. Our company can be contacted for each coaches BIO. Each coach has to be actively applying their craft in order to maintain their coaching position. It took us 8 months to create the staff of coaches we were looking for. These coaches are the best of the best and none of them are “industry” coaches. These are real investors who enjoying helping, mentoring, and teaching other people what they already do themselves every day. In this industry class attendance is low and therefore success is low. We set a goal to have 80% class attendance by all students and a 4.8 out of 5 satisfaction rating by our students. We now have a 92% class attendance rate all the way through. I measure the coaches based on how many people attend their webinars and last class. We have found that class attendance and students actively doing assignments has led to greater success for our students. We teach that hard work, sacrifice, and diligence is the key to real estate success; once you obtain the necessary knowledge required. I would leave the company tomorrow if I felt they weren’t serious about giving all clients the coaching experience they have paid for and deserve. I am not here because of financial need. The owners are friends and contacted me to help make the best coaching department in the industry and they did this out of genuine concern for their clients. I agreed to work with them based on the generosity they extended to my family during a difficult time in my family’s life a few years earlier. Our family culture is one of doing everything we can to help each other and our clients succeed. ~ Greg McCluskey, Director of Coaching Flipping Formula’s Education Center Super-Charge Your Success Thanks to the internet, we can use our Education Center to deliver our entire Flipping Formula to you any time – day or night – and keep you updated on new strategies, formulas, and techniques we use to deal with the changing challenges of real estate investing around the country. Our Education Center gives you the complete Flipping Formula, PLUS our Quick Start program designed to show you the quickest path to making money with real estate, along with our entire library of real estate insider videos, forms, deal calculators, live webinars, and an archive of recorded materials from our web seminars with our students. There is a ton of information in the Education Center and will be the foundation for your success.” Quick Start We want to get you off to a great start with the Flipping Formula, so we developed a spectacular QUICK START process that will get you going right away toward landing your first deal. This is a step-by-step strategy to get you through the first 30-days of our Flipping Formula. Follow the steps and do the work, and you’ll be well on your way to your first deal in no time at all.” Flipping Formula hard-proven on the streets of Boston during one of the most difficult economic times in U.S. history Our Flipping Formula was hard-proven on the streets of Boston during one of the most difficult economic times in U.S. history. The system we developed will give you the insights and tools you need to find great properties in your area, fund your deal using other people’s money, fix it up efficiently to increase your return, and flip it for a HUGE profit.” Flipping Formula recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report’s review and their own internal surveys, Flipping Formula has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience. In summary, after our review, which included discussions with Pete, Dave, Ripoff Report is convinced that Flipping Formula is committed to quality delivery of services resulting in total client satisfaction. Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike. Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works. As a matter of policy, when a business becomes a member of the Corporate Advocacy Programthey agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer. NOW TO THE ORIGINAL REPORT THAT WAS FILED -------------------------------
Entity: Salt Lake City, Utah

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