Report: #1434154

Complaint Review: Reporeporepo.com -

  • Submitted:
  • Updated:
  • Reported By: Ann — Tampa Florida United States
  • Reporeporepo.com

    ,
    United States

Reporeporepo.com National Recovery They were hired by my Ex to unlawfully reposess my car Nationwide

*Consumer Comment: Car Title

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I broke up with my fiance due to a very unhealthy relationship. I moved from Tennessee to Florida to get away from him. I refused his calls an dtexts so that angered him to harrass and threaten me. I was granted a 3 year order of protection against him now because of that he is angered even more and up heaving my life by now taking my car.

I am the Main buyer and he is a cosigner. I make all the payments on time and am current with my payments. I am insured in the state of Fl and pay the insurance as well. He lives in TN. He somehow hied this company who in turn hired a repo company to take my car. I called the lien holder for my car and the assured me they had nothing to do with the repo because my account is in good standing. I have spent the entire day calling the recovery and repo companies and the repo compay tells me they cannot release my car without consent from the recovery place that hired them. I left arpund 6 or 7 voicemails ans an email and noone will return my calls. The lien holder notified my ex. recovery, and the repo place that i am current and to release my car and they will not.

I cannot get any results or answers about getting my car back. This has all been done out of vengence

This report was posted on Ripoff Report on 03/13/2018 02:57 PM and is a permanent record located here: https://www.ripoffreport.com/reports/reporeporepocom/-/reporeporepocom-national-recovery-they-were-hired-by-my-ex-to-unlawfully-reposess-my-car-1434154. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Car Title

AUTHOR: Robert - (United States)

You stated that your ex was the co-signer.  In terms of the loan your ex is as legally responsible for the loan as you are. In fact they are more responsible because as the co-signer they are responsible for the payment in the case that you fail to make your payments.

Because of this they are listed on the title of the car, and this can give them legal justification to "repo" the car from the other borrower. In this case you.

I agree that on the surface it appears that this was out of vengence, but it was probably still legal so the company that did the repo can't really be held responsible.

Unfortunatly to get the car back this may require you to go after your ex in Court.  The good news for you is that the courts do not generally take to kindly for actions that are seen to be done in vengence.   In fact with an RO in place he may run into additional legal issues that could end him up in jail if the courts see this as a violation.  Especially if it was meant as a way to "get back at you", instead of a legitimate fear of the payments being in jeopardy. 

If you have an attorney, I would contact them ASAP.  If not I would look at getting one to act on your behalf, so you do not need to deal with him directly.  Also, your ex may ultimately be finanically responsible for any costs you inccur.  

You(or your attorney) should also inform the court that issued the Restraining Order of what happened.  If it is a violation, perhaps having the local Sheriff showing up at his front door with handcuffs at the ready will cause your ex to change their tune.

Good Luck

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