Complaint Review: SageStream
- Category: Credit Reporting Agencies
SageStream, LLC Stated my credit score was 427 when actual in the 650-700 range San Diego California
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I went to local chevy dealership to purchase a car. They sent finance inquiry to 3 financial institutions one of which was Ally Bank in Hartford, CT. I obtained my loan from GM Fina cial. Prior to this purchase it had been 4 yrs since I had paid off my old car, so first loan needed since then. My credit scores between the 3 majors ran from 650-700. The letter I received for denial states no credit score available with Equifax, yet talking to equifax they have my score currently at 658 ( though since this i have reviewed their report and proven multiple pd off, lien releases, and inaccuracies if which they have removed 4 of the 6 negative reports and still wirking on the remival if the other two. The second reprting agency was SageStream who reported my score at 427. I tried to go on line to get report so I could challenge. They wanted copies of drivers licence, social security card, passport and or birth certificate to prove who I was. Hell no I didn't give out my info. Call in I got message machine with same instructions. They stated denial based on inquiries adversely affected the score. Limited history at this address and phone. We've lived here 4 years, my phone number I've had for 15+ yrs. Not enough bank card debt experience, I have had no need to get a card other than my debit card from my bank.and not enough debt experience... I am 56 yrs old, seriously, I have pd all my debts and usually have done it early. They also say that scores range from 1 to 999, seriously different than established agencies.
This report was posted on Ripoff Report on 08/17/2017 05:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/sagestream/-/sagestream-llc-stated-my-credit-score-was-427-when-actual-in-the-650-700-range-san-diego-1393580. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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