Saving Makes Money claimed to be "quick cash loans" which doesn't exist. claimed giving me a $1000 payday loan. instead charged me via ACH Check $87 fraudulently Encino California

I got a call from a man claiming to be giving me a payday loan.  Never heard of saving makes money before and never Been their website prior to this charge. It overdraw my account so I a also out $33 in addition.IBank can't help me because of them putting a time, date and IP address. All fraud. Gotta jump through hoops to try n get your money back. They claim I purchased a membership to get discounts on hotels n dining. I am mentally and physically disabled and on social security. I can't afford to go to hotels or out dining anyway!!, now they r playing a game that they didn't receive my fax to get a refund. They r fraud