Select Portfolio Servicing foreclosure proceedings Ripoff Salt Lake City Utah

On may 7th 2007,we just refinanced our mortgage,from an adjustable rate of over 12% to a fha fixed 30 year rate of 6.25% with a reputable bank.As much as fairbanks/select portfolio servicing tried to make our lives miserable(they did for a while),we refinanced in the fall of 2006 to get away from them to a place called fremont investment and loan,which on may 1st sold the loan to emc mortgage,1 week after the sale to emc we closed on the refinance at our new rate of 6.25% fixed fha.We got out of a very bad situation,by making sure our payments were timely.please note that forebearance agreements should be handled by your attorney,it will cost extra to get your lawyer involved but it is well worth the expense.We are so glad to be rid of sps,and i hope that anyone that has to deal with these low-lifes will come out on top.Finally I hope select portfolio servicing will be drowning in lawsuits for many years to come,with any luck they will go under,HARD.Good Luck

I'd like to speak with you ASAP. Please do a quick search and find me. I'm easy enough to locate. Anyone else having difficulty with Fairbanks/SPS please also drop me a line. I'm working on a possible "Best PRactices" violation complaint and would love to hear from anyone and everyone dealing with them. Thanks. * GetDshirtz * .

I'd like to speak with you ASAP. Please do a quick search and find me. I'm easy enough to locate. Anyone else having difficulty with Fairbanks/SPS please also drop me a line. I'm working on a possible "Best PRactices" violation complaint and would love to hear from anyone and everyone dealing with them. Thanks. * GetDshirtz * .

I'd like to speak with you ASAP. Please do a quick search and find me. I'm easy enough to locate. Anyone else having difficulty with Fairbanks/SPS please also drop me a line. I'm working on a possible "Best PRactices" violation complaint and would love to hear from anyone and everyone dealing with them. Thanks. * GetDshirtz * .

I am in the middle of refinancing now. What SPS/Fairbanks did when they found out we were going to refi was slam my credit report so I wouldn't qualify. Listed a bunch of lates that weren't late. Nice huh? Anything to make a buck.

Fortunately, I had already done what was suggested by others and sent everything with signature required and kept those copies.
The credit bureau is doing the credit repair now. FTC is opening another case file.
We are also going back to my original loan documents to confirm that our rates are correct. Penn fund owned my note. Then citibank, then fairbanks and now sps. My rates never went up (beyond teh 1% loan increase allowed) until sps took over. Even fairbanks didnt raise it over the allowed limits. Funny how my payments went up $150 since they got my note.

And I dont even want to get started on the insurance scam!

I read all of these now that I am out of that miserable place. The employees are not treated much better than the customers.

You definately should collect as many facts as you can regarding any possible violations of the FTC agreement made with Fairbanks/SPS.

You know its the exact same company.

I worked for this company for a long time. I have a lot of insights to the processes of the Loss Mitigation/Loan Resolution department.

Do you know it should not take 5 weeks to get a forbearance agreement? It should take no longer than 7-10 days.

I want to help...

Robert (and any other Fairbanks/SPS victims)

Try to get in touch with me at GetDshirtz. I have posted my own report here regarding Fairbanks/SPS here as well. I am looking for other victims, such as yourself, to speak to regarding their actions. PLEASE get in touch with me ASAP. I am on a fact finding mission for a firm regarding potential "Best Practices" violations as they pertain to their USA v. Fairbanks agreement. A search of the web will also pull up my contact info.