SJM Marketing LLC. I received a call saying I owe SJM Marketing, LLC a pay day loan in he amount of $963.00 supposedly deposited to my bank in Feb. 2008. My bank statement does not show a deposit into my bank account for this amount from them.  Billings, Montana

I received a call saying I owe SJM Marketing, LLC a pay day loan in he amount of $963.00 supposedly deposited to my bank in Feb. 2008. My bank statement does not show a deposit into my bank account for this amount from them. I did not take out a loan from them to my knowledge. I am being harassed by these people saying that I committed a crime and that they are going to take me to court in my home state of Minnesota. They wanted me to set up payment arrangements with them before they supposedly could or would send any copy of a signed contract and/or written information about this supposed debt I owed them and how it originated in the first place. They continued to refuse to send any documentation of this debt and kept threatening me with further legal action and expenses. They appear to be scam artists and are so far out of control. What does one do to stop this harassment.