Smart Pay Lease They are charging me for a phone I already paid for. San Francisco California

August 16, 2016 I went to Walmart at White Horse Rd. Greenville, S.C. to buy 2 Samsung Galaxy phones. I was going to get them thru Smart Pay but only one phon e went thru, ( they said I was the first person to use Smart Pay since it was setup. )so I told the person who was setting it up to cancel the lease if only one was going thru. So I bought both phones with my Walmart Credit Card. Smart Pay charged my Capital One credit card $91.45 on 9-12-16. I went back to Walmart talk to the Manager she called Smart Pay told them what happened.

I didn't hear from them again till 12-29-17, I got a call from 864-251-5830 the person said she was in my area delivering claims papers & I needed to call 1-866-894-9615 ( ext. 446 -10 ) she didn't say who it was & when I called they didn't say who they were either. I thought it was AT&T. So I paid them $574.04. ( the next day I got a call from AT &T I told that person I already paid them he said I didn't , that's when I figured it out. ) I called Smart Pay back they won't give me my money back. I asked the lady what was I suppose to do pay the phone twice. She got sorta smart about it.