UNICARE LIFE & HEALTH INSURANCE COMPANY C/O CT CORPORATION SYSTEM (AGENT) UNICARE LIFE & HEALTH INSURANCE COMPANY C/O CT CORPORATION SYSTEM Columbus Ohio

Cynthia sue couch a private individual was my dad's POA when my dad had Alzheimer's disease for years. She used her POA to benefit herself against Ohio law when someone dies intestate. I'm the only one left in my family and the only one legally entitled to the proceeds in dad's life insurance policy. There is a pending lawsuit right now, this is recorded on the Lorain county Ohio public records webpage

Case number 17CV193870

UniCARE failed to recognize the fraudulent beneficiary switch by the POA to the POA and ended up giving my money to that fraudster! My dad had Alzheimer's disease for years according to the death certificate, he died on September 16, 2015. I didn't know all of this was going on until UniCARE was the one who found me but I don't know how they found me since I stay low-key and don't have any personal info out there so I'm assuming Cynthia couch got it from my dad since she was the informant listed on my dad's death certificate. Cynthia soon couch also ended up getting my dads house through a TOD with the help of some crooked lawyer out there who probably didn't realize what was really going on. The house is located at 2335 claus Rd., Vermilion, OH 44089. The house automatically transferred to Cynthia sue couch on dad's death and Cindy turned around and sold it for less than half the fair market value and is now owned by pin high LLC and is also back on the market for fair market value through Zillow. I don't know what the status will be to the house but I think my dad may have been coerced by Cynthia sue couch since she turned around after she got dad's house through a TOD only to use her PO way powers to benefit herself by changing dad's life insurance beneficiary to herself. Again, illegal in Ohio, especially when someone dies intestate, meaning no will

There's now a lawsuit against this particular fraudster and the Ohio uniCARE branch and now they filed a motion to dismiss on February 5.

A sure way of avoiding responsibility for their mistake and I'm not the only one they did this too, there are other customers on this webpage that they also failed when they most needed pay out or something covered through the insurance company

https://insurance.freeadvice.com/reviews/316/comments/Unicare/

It seems UniCARE wants to take peoples money but when it's time to pay out for something, they get cold feet and just don't want to pay those who are rightfully entitled to it and if they do, they give that person's money to someone not entitled to it