Report: #312442

Complaint Review: Unigroup, UnityPay, Unity Card, John E. Coyle - Fresno California

  • Submitted:
  • Updated:
  • Reported By: Fresno California
  • Unigroup, UnityPay, Unity Card, John E. Coyle 4631 N. Van Ness Boulevard, Fresno, California U.S.A.

Unigroup, UnityPay, John E. Coyle, Unity Card, is selling bogus contracts for mobile banking, plastic cards against a cease and decist order issued by Dept of Corporations, CA at:corp.ca.gov/ENF/pdf/2007/coylej.pdf Fresno California

*Author of original report: Unigroup Funding Solutions, Inc, UnityPay

*Consumer Comment: A word chosen wrongly

*Consumer Comment: Response to Rebuttal

*Consumer Suggestion: Letting the public know about the misinformation in the report above

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John E Coyle, UnityPay, UnityCard, UniGroup, has been selling bogus contracts for mobile banking and visa pay cards. In violation of an Order to Cease and Desist, issued by the Department of Corporations, State of California: corp.ca.gov/ENF/pdf/2007/coylej.pdf.

This man never disclosed he has an Order forbidding him to sell or use the UnityPay Card, took cash upwards of $250,000.00 and checks as low as 2,4000.00 from my associates and misrepresented that he would produce the UnityPay Cards and Sales materials within 2 weeks of approval. When our circle of investors found out about the "Order", he (John) just reorganized with another circle of investors and has refused to return phone calls and answer emails.

The new organized circle of investors is called UniGroup working out of the Business Incubator Office on E. Shaw Ave, Fresno, CA, and are currently raising $100,000.00 dollars to further the"scheme". The Investigator with the Department of Corporations says that UniGroup is suspect and not to get involved with them because of John E. Coyle's involvment.

I am hoping that this report will help inform the public before getting involved with this group and man. John E. Coyle, was involved with another group of "non profit organizations" who also promised a paycard and product and they ended up losing upwards of 6 million dollars.

I hope this stops, alot of people have gotten ripped off and today another one of our associates recieved a call from John. John wanted another $60,000.00 check. If this associate had not called our group, he wouldn't have known better. He never cut the check to John Coyle, Thank God.

Fresno, California

This report was posted on Ripoff Report on 02/27/2008 01:53 AM and is a permanent record located here: https://www.ripoffreport.com/reports/unigroup-unitypay-unity-card-john-e-coyle/fresno-california-93704/unigroup-unitypay-john-e-coyle-unity-card-is-selling-bogus-contracts-for-mobile-bank-312442. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#4 Author of original report

Unigroup Funding Solutions, Inc, UnityPay

AUTHOR: Charity - (U.S.A.)

POSTED: Tuesday, March 25, 2008
Well it seems that the Department of Corporations, California, are definiately doing their job. The dummy company, Unigroup Financial Solutions, Inc and CEO Ryan Porttorff, are paying the ultimate price for getting involved with John Coyle and UnityPay. It is incrediable how people act, when they get dollar signs in their eyes. John Coyle preys upon people with this problem. Actually, John could very little to anyone if these poor investors, didn't have "get rich quick" problem.

Personally, I have watched so many of my friends and business aquaintances get financially ripped off. It saddens me. Now some of my acquaintances names are getting dragged into this mess. Its their money spent on John Coyles ideas, John has never returned a single dollar to his investors.

This hyperlink will take you to new "Cease and Decist" Order for Unigroup Financial Solutions, Inc.

Rumor has it that yet another company has started. Hopefully this new company isn't involved with John Coyle. At to the address, previously mentioned. Many workshops presented by John Coyle were indeed held at the business Incubator Office, Seminar Room. This is not a misrepresentation at all, but is the truth the whole truth and nothing but the truth. The address on East Shaw Ave is exactly where John Coyle launched his UnityPay Card and subsequent company Unigroup.
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#3 Consumer Comment

A word chosen wrongly

AUTHOR: Slj - (U.S.A.)

POSTED: Friday, February 29, 2008
Yes admittedly I did chose one word wrong in my rebuttal and that was unrelated,
for that I am sorry, as it is true that John does have knowledge of Unigroup.

I have more to do than banter back and forth and therefore , this will be my last response.

As I am not, other than to know who they are, related to UnityPay or Unigroup and wanted to just point out some misinformation. With the primary one being the wrong address of operation.

I have no problem with anyone and am sorry that you do.

Obviously since you have alot of time on your hands you will probably continue to send these responses....I will not....and that is my final word and my final dealings with rip-off report.

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#2 Consumer Comment

Response to Rebuttal

AUTHOR: Anonymous - (U.S.A.)

POSTED: Thursday, February 28, 2008
In response to the Rebuttal by Slj: John Coyle is IN FACT quite related to UniGroup. Just because he started a new company and says he's not anywhere in the corporate documents, doesn't mean he is not controlling the company. The shell game being played here is known, even to YOU, and you have intentionally lied to this forum by suggesting John has nothing to do with UniGroup. You and I both know that he has everything to do with UniGroup.

Others know this too. Do you really think you can get around the DOC by simply starting another corporation, put a "dummy" CEO in charge, call yourself "simply a consultant," and continue to solicit investor funds? The DOC is much smarter than that, I can tell you. John has lied to investors about this Order, saying that the DOC got it all wrong, and if they had the proper information to begin with, would never have filed the Order.

In fact, if you check with the DOC, they'll tell you that is a lie. John has never rebutted the order with the DOC when he had the timeframe to do so, the DOC does not have the "incorrect information" and the DOC order is final and will never be lifted. You know as well as I do that's the reason John had to start a new company and call it UniGroup...putting someone else in at the helm so that none of the past dirty laundry need be discussed and money could still be collected from unsuspecting investors.

As of now, they have no license to sell the debit product he's been peddling, all of the previous contracts with other marketing partners were cancelled long ago by those partners, and according to the DOC UniGroup has no ability to raise funds legally. It's true! Check with the DOC! Why do you need to raise money anyway, when your product license and vendor contracts have been cancelled? The facts are stated above.
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#1 Consumer Suggestion

Letting the public know about the misinformation in the report above

AUTHOR: Slj - (U.S.A.)

POSTED: Thursday, February 28, 2008

I am sure that you are just trying to look out for others who have, in the past ,been less than happy with UnityPay but I really must let you know that you have indeed been misinformed about UnityPay and any link to any new company in Fresno. UnityPay is not reorganizing.

Unigroup is not a part of, or reorganized as UnityPay in any shape or form. Unigroup is under the direction of a new CEO and unrelated to John Coyle or UnityPay.

The majority of your letter has incorrect information including the address on Shaw Avenue which is now or has never been a location that John Coyle, UnityPay or Unigroup have ever operated from.

Yes, according to the Cease and Desist Order, John Coyle is not allowed to operate in California and I understand that and would support your allegations if that was all you had written, but you are tying together others who are innocent and should not be involved thru names and address.

For anyone reading this if you would like to discuss it further please email us at cccvpm@yahoo.com and we will galdly talk with anyone who has a concern.
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