Report: #269631

Complaint Review: Wachovia Bank - Beaumont Texas

  • Submitted:
  • Updated:
  • Reported By: Beaumont Texas
  • Wachovia Bank www.wachovia.com Beaumont, Texas U.S.A.

Wachovia Bank accusing me of being a part of a check casjing scam after banking there for quite some time! ripoff Beaumont Texas

*Consumer Comment: You poor thing...

*Consumer Suggestion: Re: Dear check scam victim

*Consumer Comment: Dear check scam victim,

Show customers why they should trust your business over your competitors...

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I recently deposited 2 checks into my account that I recieved from an "internet Job". Been doing biz with Wachovia long enough that they should have known I would not have intentionally done any thing so stupid. However, after they placed a hold on one check (the first deposit), they did the same with the second one- unbeknownst to me because they gave me a few hundred cash back on the deposit.

They gave me a hold release date on both but On the day the hold was to have been off of the first deposit , they didn't release anything but allowed my account to appear positive via online banking, When I called to check balance thru automated system, was told the hold was off a few times.

Then out of the blue, they tell me that one check was being returned. I understood that but I was under the impression that when you make a deposit, You were to be told if there would be a hold at that time.

I wasn't and it was made inside the branch. They sent me back one check that said nsf do not redeposit, the next thing they sent was a copy of a check that said Fraudulent item.

Now I'm getting calls from the Loss Prevention Guys and when I tried to answer his questions, he was so ugly to me that right now I hate to talk. I realized by the way he was grilling me that there was a problem. But when I commented to him that I hoped it wasn't an internet scam that I'd seen a few days earlier, and that I didn't want to get tied up in a scam, he was just rude when he said to me, No sense in talking about that cause (as he said ti me)..."You already have.

I'm sick behind this because I want to just put this behind me, keep my bank account open and pay them any monies I owe them. The reps they have calling me is very threatening to say the least. I just don't understand why after so much time I have been using them they would think I would want to rip them off, Any comments / Suggestions ?

Beaumont, Texas

This report was posted on Ripoff Report on 08/23/2007 04:09 AM and is a permanent record located here: https://www.ripoffreport.com/reports/wachovia-bank/beaumont-texas/wachovia-bank-accusing-me-of-being-a-part-of-a-check-casjing-scam-after-banking-there-for-269631. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#3 Consumer Comment

You poor thing...

AUTHOR: Jane - (U.S.A.)

POSTED: Tuesday, September 11, 2007
They asked you to cash the checks then send back so much money and keep the rest for yourself, didn't they? You got scammed. The checks are bad but since YOU cashed it, it's your debt, not to mention you're on the hook for check fraud. You need to report this ASAP so you can clear your name.
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#2 Consumer Suggestion

Re: Dear check scam victim

AUTHOR: Heff01 - (U.S.A.)

POSTED: Monday, September 10, 2007
When did these checks bounce and have you covered your overdraft yet? You will need your correspondence e-mails and letters with your "employer" as evidence. Make copies for Wachovia, the police, and the Texas Attorney General's office and fill out a report for each of the latter two. If you return your account to the black, the bank will keep your account open but could still report you to ChexSystems, which could appear on your credit reports and leave you stuck with Wachovia for five years. I hope that you aren't arrested! That's unlikely if you file your police report before it can.

As soon as you get this mess straightened out, request a report from ChexSystems to see if is has been reported.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.
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#1 Consumer Comment

Dear check scam victim,

AUTHOR: Heff01 - (U.S.A.)

POSTED: Friday, September 07, 2007
I'm sorry to hear what has happened to you. Your "internet job" "paid" you with counterfeit or stolen checks that bounced. Unfortunately, you as the depositor are legally responsible and must cover your overdraft. Contact your state's attorney general office about having your case criminally investigated. If you can't cover your overdraft in time meanwhile, the bank will close your account "for cause," refer your debt to a collection agency or sue, and report you to ChexSystems, which may prevent you from opening an account at most banks for five years. You're lucky that Wachovia isn't pressing charges against you.
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