Wachovia Bank RIPPED ME OFF BY ALLOWING 2 STOP PAYMENTS TO GO THROUGH!! TOTAL EQUALLING IN EXCESS OF $800.00!!! INNSDALE Virginia

The fee charged for the stop payment will reflect the date you requested the stop payment. (Furthermore, you can request a verbal stop payment by phone. This stop payment does not have to be signed, but should drop off in 14 days.) Even if you didnt sign the stop payment and it was presented within the 14 days of the request AND you were charged prior to it being presented, then you are in the right. The burden of proof is on the customer, but if you have proof, tell him to read the UCC Article 4
If the check was returned after you were charged for the fee, you have proof.

Were the stop payments older than six months? Were the stop payments placed on the exact amounts? Were the stop payments placed in sufficient time for the bank to respond? Were the stop payments placed online and if so did you receive a form in the mail to sign? If the stop payments were placed at a branch did you sign any form?

There should be a section in your account terms and conditions that explains the banks stop payment procedure. If you followed them to the letter, than have a branch manager explain why the stop payments were not honored. Bring all related forms you signed. Most banks require stop payments instructions in writing so there should be a form that you signed.

Good luck.