Report: #47001

Complaint Review: World Savings, World Savings Bank - Oakland California

  • Submitted:
  • Updated:
  • Reported By: Sarasota Florida
  • World Savings, World Savings Bank 1901 Harrison Street Oakland, California U.S.A.
  • Phone: 510-446-6000
  • Web:
  • Category: Banks

World Savings Bank Slimebags of the Universe PREDATORY LENDING fraud RESPA/TIL violations Oakland California

*Consumer Comment: Contact info for ripped off Florida consumers

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I am filing a new report on a continuing matter with World Savings Bank.

In a letter received yesterday, the World Savings Director of Field/Fair Lending Compliance (Robert C. Bietz) continues to alter the facts in their response to the Office of Thrift Supervision.

In an earlier response to the OTS, World Savings Bank sent some of the documents they were using in their defense. These documents were altered, or in the case of the appraisal, the amount was different than what was told to me by the loan officer. The loan application was altered by the loan officer after I signed it, without my knowledge or consent. Can you say "fraud" and "forgery", World Savings?

Then there is some chest-beating on the part of World Savings, claiming once again that my original loan was denied due to the facts in the application, even though those same "facts" were altered by the bank to suit their predatory purposes. One of their lines in their letter is absolutely priceless: "...will defend any allegation of wrongdoing to the fullest extent of the law." What's that, a veiled threat? Screw you, World Savings.

I feel so lucky that I was smart enough not to continue the loan process with this bank. I got a mortgage through another lender and was able to get my house.

I continue with my complaint against World Savings so that there is a record for other consumers when they get screwed by this bank. HUD and the Florida Commission on Human Relations (civil rights) are also investigating this bank.

I notice on the internet that there is a class action suit against this bank for RESPA/TIL violations. This explains the vigorous assult they continue against my complaint--if there are other complaints such as a class action, their fines for another similar case will skyrocket.

If you have been a victim of World Savings, file a complaint with the

Office of Thrift Supervision
PO Box 7165
San Francisco, CA 94120


Sarasota, Florida

This report was posted on Ripoff Report on 02/26/2003 12:55 AM and is a permanent record located here: https://www.ripoffreport.com/reports/world-savings-world-savings-bank/oakland-california-94612/world-savings-bank-slimebags-of-the-universe-predatory-lending-fraud-respatil-violations-47001. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Contact info for ripped off Florida consumers

AUTHOR: Anon - (U.S.A.)

POSTED: Wednesday, February 26, 2003
If you have been ripped off by World Savings Bank in Florida, also file a complaint with:

State of Florida
Florida Commission on Human Relations
20098 Apalachee Parkway Suite 100
Tallahassee, Florida 32301
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