AAA SOUTHERN REPO - FOREMAN MOTORS INC CHARGING money to YOU for YOUR personal belongings MELBOURNE, Florida

FOREMAN MOTORS IS SORRY THAT THIS HAPPENED TO THIS YOUNG MA, BUT IN OUR DEFENCE WE AT FOREMAN'S NO LONGER USE AAA'S SERVICES!! THANK YOU AND SORRY FOR YOUR INCONVIENCE!!

do you go to work for free? i did not think so. well, i dont either. it cost money and time to inventory, box and store your property for you. thats right, for you. per state law we have to do this. we can not take your car back to the dealer and leave your stuff in it. we must store and protect your items for you. your welcome! again, the world does not stop and bend over backwards for you or anyone. i guess we should all just start working for free. i wonder how anyones bills will get paid. and by the way, if the police did make those comments, ask them if they work for free. better yet, ask them why they are questioning the FL state statutes that are put into place by our government. the same government that hired them and writes their paycheck. i will tell you what, the next time you get repoed, if you dont want to pay the inventory and storage fees, just let me know. i need some yard work done, perhaps we can barter. i dont work for free and im sure you dont either.  

I checked Chapter 493 and it definitely does cover the matter of personal belongings in the car...belongings which are not part of the loan security agreement.  It also details the steps of inventorying these items, adivising the debtor of their location and it covers the rendering of a fee to the debtor for the time and costs of the inventory, record keeping and securement of those items.  Its not just a matter of grabbing a big box and piling the items in it and calling the debtor saying, "Come and get it."

But lets go back...way back and explore another aspect of this.  Why are you dealing with this Brian in the first place?  There are much bigger problems here than a measly $100!  When your son decided to get this car and you found out it was to be financed, what exactly did you say to him? 

Did you tell him he's signing a contract which legally binds him to making each and every payment on time, everytime?

Did you tell him those payments are due without regard to whether or not he's sick, has a job, gets fired, goes on unemployment...in short there is NO EXCUSE for not making the payments unless he's dead?

Did you tell him if he doesn't make the payments, the lender can and will repo the car?

Did you tell him a repo is a very serious matter which will stick with him for a long, long time and has very serious affect on his credit, the cost of insurance, getting a job, getting a promotion?

Did you tell him its not just a matter of making the payment but also living up to your word and integrity?

Did you tell him if he loses his job, the very next day he needs to get on a payroll doing anything because he has financial responsibilitites to live up to?

Did you tell him he may need to get a second job or a part time job to make ends meet because he took on a very serious responsibility?

Or, did you revert to your very first line blaming the economy?  Exactly, the economy isn't perfect but there are ways to make money to meet your responsibilities.  Its a matter of getting money coming in be it washing dishes, working at McDonalds, cleaning septic tanks...whatever.  You do what you need to do to MEET YOUR RESPONSIBILITIES rather than blaming the economy.  And don't tell me there are no jobs.

You don't need to deal with Brian.  He may be a nice guy, but your son brought this on himself by not being resourceful enough to get a job...ANY JOB...to meet his OBLIGATIONS. 

Yep...he'll pay for this...for a long, long time.  And he could have avoided this just as surely!