- Report: #951891
Report - Rebuttal - Arbitrate
Complaint Review: ACS Legal
ACS LegalP.O. Box 493 Internet United States of America
ACS Legal Kingston Marketing/CRS/NCA/ threatened to put me in jail and have me arrested that day. They are filing with the police department in my county today. Internet
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The email address for ACS is firstname.lastname@example.org the So called attorney's representing this place and the other Kingston Marketing is Bernstein Ross and Associates at P.O. Box 493, Cheektowaga, NY 14225 and I guess one of their attorney's is a Mr. Miller, A Mr. Shepherd contacted me and a Mr. Freeman contacted my husband.
They then called my cell phone and told me that they were delivering the court documents to the Live Oak County courthouse that day unless I paid them in full.
I pulled my correspondence that I had with the only payday loan I had taken out. ( I learned my lesson, as they charge loan shark percentage rates and take much mnore than the contract states)
I finally had to tell my financial institution to not allow them to take any more from my account as I had overpaid the loan back by over $900.00 to date.
I never heard anything from them when I wrote to them constantly requesting the return of the additional funds that was debited from my account for a loan already paid off. No answer from them.
Now four (4) years later, I am being harrassed by these collection agencies concerning money, which the payday companies hired to collect on a debt already paid. So I scanned and e-mailed the documents that I had which showed the loan payout and also the other documents where everything was settled
Haven't heard anymore from them, until I got a e-mail threatening the same thing through another company listed under the registered agent for process. I sent them the same documents I sent to the other collection company.
This is very embarrasing, especially since my husband thought I had went behind his back and taken out a loan without his knowledge. We are a retired couple and are debt free today and intend to stay that way and so someone calling up and threatening to take me to jail surely upset him and caused a lot of explaining on my part, which he understood and we contacted the Attorney General's office and also our local law enforcement and they suggested that we also report it also to the FBI, which we did.
This report was posted on Ripoff Report on 10/06/2012 11:44 PM and is a permanent record located here: http://www.ripoffreport.com/r/ACS-Legal/internet/ACS-Legal-Kingston-MarketingCRSNCA-threatened-to-put-me-in-jail-and-have-me-arrested-th-951891. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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