FMC-OMAHA SERVICE CT Ford Motor Unfair credit reporting and communication Omaha Nationwide

I purchased a Ford F150 in 2006. In 2008 I became permanently disabled and was struggling to keep my home. I attempted to sell the truck at retail book, which would have covered the debt. Unable to secure a sale I placed it on consignment, they too were unable to sell it. I continued making payments and finally had to voluntarily surrender it. 

I was not informed as to its' status and it was sold at auction for $2000 less than what I owed. I was not notified of the difference which I would gladly had paid. Instead Ford Motor Credit sold it at auction, charging me over $4000 in additional fees and turned it over to a law firm which placed a judgement owing over $6500 in fees instead of the $2000, had I been notified by Ford Credit.

The worst of it is that they are reporting charge offs on my credit report for 37 months. They claim because it was turned over to a law firm. I never missed a payment up to the voluntary surrender. I have challenged my credit report and called them. 

How can they rip me for $6500 on a $2000 debt, then add a judgement to my credit report (which I paid) then add 37 months of charge offs. It did not take 37 months for them to receive payment in full including the time I received notification from the law firm and my payment. The car was auctioned within a month, I paid the law firm within six months.

THESE PEOPLE ARE RUTHLESS, THEIR BUSINESS PRACTICES ARE PUNITIVE, INACURATE AND BULLYING. 

WARNING! OBTAIN FINANCING ELSEWHERE!