• Report: #553116

Complaint Review: Fred Loya Insurance - Loya Insurance Company

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  • Submitted: Tue, January 12, 2010
  • Updated: Mon, June 14, 2010

  • Reported By: Melanie Farrier — Arlington Texas United States of America
Fred Loya Insurance - Loya Insurance Company
1800 Lee Trevino,Ste.201 El Paso, San Antonio, Dallas, Texas United States of America

Fred Loya Insurance - Loya Insurance Company Do Not Pay Claims. Bullying Adjusters. Scam Insurance Company, Unethical Insurance Practices El Paso, San Antonio, Dallas, Texas

*Author of original report: Not the case

*UPDATE EX-employee responds: Great Idea to get a LawyerkK

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On 7/22/09 I was hit by someone insured by Fred Loya Insurance. I was driving through a parking lot and a man backed out of a parking space and hit me so hard it did over $3, 000. of damage to my vehicle. I had to go to the ER and my medical bills are $7500. so far. My shoulder needs  reconstructive surgery that will put me out of work for up to six months.

 I can not have the surgery because I will not have the money to live on and the policy limits would not be enough to cover the cost. Loya Insur.  Co. declared they would only pay 90% of the claim, even though the driver  said he saw me comming and backed out anyway.  I was forced to get a lawyer  for the bodily injury. The adjuster with Loya Insur., Glenn P. Johnson only  offered $2, 000 today on 01/12/10.  I am haveing to go to court just to get  them to pay my medical bills, not counting everything else I have been through
 and will have to go through in the future.  This company is known for not  paying their claims .After much research, THIS COMPANY DOES NOT PAY THEIR CLAIMS. Law offices have more cases on Fred Loya Insurance Co. than any other auto insurance company. DO NOT GET HIT BY A DRIVER INSURED BY THIS COMPANY.

This report was posted on Ripoff Report on 01/12/2010 11:53 AM and is a permanent record located here: http://www.ripoffreport.com/r/Fred-Loya-Insurance-Loya-Insurance-Company/El-Paso-San-Antonio-Dallas-Texas-79936/Fred-Loya-Insurance-Loya-Insurance-Company-Do-Not-Pay-Claims-Bullying-Adjusters-Scam-553116. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Not the case

AUTHOR: Melanie Farrier - (USA)

Thanks, I have a lawyer.  But what people don't understand is that you can not sue the insurance company directly.  When you go to court you are going to court against the vehicle owner.  You can not even mention the word "Insurance" in the court room or you will be held in attempt of court.  The jury thinks you are suing this poor individual whom has no money, and in the case, does not speak English or even a US citizen.  There are extensive laws to protect insurance companies.  That is what makes it so easy for a crooked insurance company like Fred Loya to get away with this.
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#2 UPDATE EX-employee responds

Great Idea to get a LawyerkK

AUTHOR: saysomething - (United States of America)

thats the best way to resolve a claim that u file againt a fred loya insured, fred loya is all family so they have their own lawyers own everything, the company i personally see it as a cheating, rippin off company they hate to pay claims they will find the smallest excuse not to pay off a claim so u have to get a good lawyer to fight back cause they will come out with some bs so they wount pay out!!  
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