• Report: #590031

Complaint Review: InSphere/Healthmarkets, UGA...etc.etc.etc

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  • Submitted: Tue, April 06, 2010
  • Updated: Fri, April 16, 2010

  • Reported By: Ex Employee — New Hampshire U.S.A.
InSphere/Healthmarkets, UGA...etc.etc.etc
136 US Route One #133 Scarborough, Maine United States of America

InSphere/Healthmarkets, UGA...etc.etc.etc The WORST Scarborough Maine

*UPDATE EX-employee responds: Right On

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I will warn you now....When I first started with this company 5 years ago their name was UICI/Association Field Services.  It then changed to UGI/Association Field Services, THEN it changed to HealthMarkets/Association Field Servies...Now it is InSphere.  The insurances you can buy under these names are Mega Life and Health, Chesapeake Life and Health, NASE plus a dozon others.  They bring on "agents" to sell this insurance, but only give them a weeks worth of training.  The agents that they bring "on board" are not professionals and have not experience in the sales "road warrior" world....They are "ex" cooks, waitresses, retail associates, electricial engineers, plumbers, and the list goes on.  These so called agents don't get paid unless they sell a policy, so they will say or do anything to get you to buy said policy. 

These policys are catastrophic plans ONLY....It is not a PPO or an HMO plan, and they are over priced for what you get. 

If you go to AM BEST ratings you will see that they have a D-.....Why do you think they are always changing their name??  Bruce Libby is the biggest scam artist of ALL!!

DON"T buy this insurance. 


This report was posted on Ripoff Report on 04/06/2010 07:03 AM and is a permanent record located here: http://www.ripoffreport.com/r/InSphereHealthmarkets-UGAetcetcetc/Scarborough-Maine-04074/InSphereHealthmarkets-UGAetcetcetc-The-WORST-Scarborough-Maine-590031. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 UPDATE EX-employee responds

Right On

AUTHOR: Yodie - (United States of America)

You are absolutely right.  I was there for about three years, and made a little money, but not enough to make ends meet.

The only thing that I would like to correct is that NASE is not part of them anymore. I think AFS and Alliance are still working with them, but NASE I believe and Healthmarkets had a falling out a while back. They probably realized that Mega is doomed and was a bad product.

AFS though is losing money left and right because Healthmarkets and Insphere are going down the toilet fast.

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