Kenneth, Miller & Assiciates Collection Agency Atlantic, Georgia

OMG, I really wish I had did some research before putting out $650.00.  I was reading an article and the exact same thing just happen to me.  I got a call on my cell phone 02/21/2013 stating that there was papers that they needed to deliever either to my home or place of employment.  Now I have been getting these message on my cell phone for the last past month and just that day I decided to call.  I first talked to Lynn who proceeded to give information about me such as email address and ss# plus they had my old phone number.  I was told that I had past payday loans with Cash Advance and Total Lending and these loans online payday loans was taking out in 2009.  Now the balance was $1505.00 but I told them I did not have that type of money.  She than put me on hold and came back with a settlement of $650.00 I than told her I did not have that.  Julia than got on the phone and told me that papers for my arrest will be sent out on that day.  I still tried to explain to them that I did not have that money and If I could my payment.  After they told me no but that they would give me until end of the day to come up with half of the money.  I went  my aunt and borrowed $325.00 from her and paid that amount and today I just paid them the remaining $325.00 today.  I did get an email confirmation stating that I have paid these account in full.  If I had known this was scam from the beginning I would have told them to proceed with any action that they had in plan.  I feel like such a fool.  Now that I have paid this money out I have to figure out how to pay my aunt back and pay my bills.  I am a single parent of 3 children.  What can be done about this?