• Report: #977330

Complaint Review: Motor Club of America (MCA) www.mcamotorclubofamerica.com

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  • Submitted: Mon, December 03, 2012
  • Posted: Wed, May 15, 2013

  • Reported By: MCA Victim! — United States of America
Motor Club of America (MCA) www.mcamotorclubofamerica.com
Internet United States of America

Motor Club of America (MCA) www.mcamotorclubofamerica.com MCA, GWP, Get Weekly Paychecks, Motor Club of America MCA IS A SCAM, Real VICTIMS - Company tries to cover it up! Internet

*UPDATE Employee: Know the company before you speak your bull sh*t

*UPDATE Employee: MCA is no scam!!!

*UPDATE Employee ..inside information: Be informed and know what you're talking about before bashing a legit company!!!

*Consumer Comment: Number for tow service

*UPDATE Employee: MCA IS NO SCAM

*UPDATE Employee: 100% PROOF WATCH MY VIDEO

*UPDATE Employee: Read this please

*General Comment: Brava to all the Rebuttals!

*REBUTTAL Individual responds: Always do you Research

*UPDATE Employee: @bluesRunner

*Consumer Suggestion: @Yvonne

*UPDATE Employee: @luesrunner

*Consumer Suggestion: @ artizhay

*Consumer Comment: $239 too much!!!! AAA Premiere $80 a year!!!!

*UPDATE Employee: Pricing

*UPDATE Employee: @Joey's Allegations

*Consumer Comment: Motor Club of America is a Pyramid Scheme

*UPDATE Employee: MCA is a great company

*UPDATE Employee: Don't miss out on MCA

*UPDATE Employee: Don't miss out on MCA

*UPDATE Employee: Motor Club of America Scam

*UPDATE Employee: Comparisons

*REBUTTAL Owner of company: I agree with voice of reason...

*UPDATE Employee: You Are Spot On!

*General Comment: Voice of reason

*UPDATE Employee: Learn Your Facts Please!

*UPDATE Employee: Ignorance abounds @Ernestejust and everyone else

*General Comment: "Real Job"...

*UPDATE Employee: Sorry but you are misinformed

*UPDATE Employee: This Report Is All Lies

*Consumer Comment: Facts vs Fiction

*REBUTTAL Owner of company: Motor Club Of America

*General Comment: Oh Ernie! :D

*UPDATE Employee: MCA aka Motor Club Of America

*Consumer Comment: Facts about MCA that can be proved

*UPDATE Employee: Your report is TOTALLY misinformed

*General Comment: @CynthiaBellezza

*Consumer Suggestion: GWP Monthly Fees

*UPDATE Employee: DON'T JOIN GWP, ITS NOT PART OF MCA

*General Comment: MCA is the real deal!!!

*Consumer Comment: MCA is the real deal!!!

*Consumer Comment: I have used MCA's benefits

*Consumer Comment: MCA is not a Scam.

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Motor Club of America (MCA) Also known as GWP (Get Weekly Paychecks) , aka TVC, aka 3WayCashFlow  is a SCAM and there are REAL VICTIMS! 

They are NOT a BBB accredited business, and are completely unprofessional.  Offering a product that is a total rip off, and making promises to prospective members of their pyramid that will never be kepy.

Here were the initial red flags:
* The company has so many names posted online and websites promising big bucks for a small investment.  Lots of AKA's means lots to hide.
* They target people who are desperate for cash
* The company posts on the internet EVERYWHERE press releases and articles saying they are not a scam, clearly maniuplating the search results to bury real scam reports.  This is just suspicious altogether.
* The company posts youtube videos constantly of people flashing cash.  (NOT IMPRESSED).
* The company REQUIRES in order to join their program to make money that you PAY FEES MONTHLY
* Their website http://www.mcamotorclubofamerica.com/ is completely unprofessional, awfully designed, and just screams SCAM.
* The program is commission only (and again requires money down to join)
* MCA picked a name that is very similar to National Motor Club of America which helps them blend in, and look more reputable.  They are NOT associated with National Motor Club of America which has been in business for over 10 years.
* MCA is NOT listed by the Better Business Bureau.  They are hidden under the name TVC Marketing.
* Motor Club of America is EXTREMELY expensive for what they are trying to sell.  AAA is much cheaper and unquestionably reputable.

The MCA Pyramid Scheme is definitely a RISK for anyone who gives it a shot with a very high chance for failure.  Their practices are manipulative, sneaky, and their associates will say anything to get new people.

ALL POSITIVE REVIEWS ABOUT MCA AND MCA AFFILIATED COMPANIES HAVE BEEN MOSTLY POSTED BY THE COMPANY ITSELF, AND ITS ASSOCIATES.

They are going to rebut this claim, but DONT BUY IN!  These people are just going to rip you off.  Your going to be stuck with a MCA membership when you can get AAA for half the price.

One of their sharks includes this guy:
(Real name Unknown) LL Cool Harlem https://www.facebook.com/coolharlem

Join our program for 40 bucks! (and 20 a month to follow) and you will be rich!  Yeah right f******.  Even without the fee to join it still screams scam.   

These shady business practices are likely illegal.  Steer clear and people beware!

If you want to make money - GET A REAL JOB.

This report was posted on Ripoff Report on 12/03/2012 12:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/Motor-Club-of-America-MCA-wwwmcamotorclubofamericacom/internet/Motor-Club-of-America-MCA-wwwmcamotorclubofamericacom-MCA-GWP-Get-Weekly-Paychecks-977330. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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0Author 40Consumer 3Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

Know the company before you speak your bull sh*t

AUTHOR: mark.medina - ()

POSTED: Wednesday, May 15, 2013

 what doesnt make any sense is the fact that you claim that its illegall?

that you claim that you cant make money?

that you claim that its a scam you scheme?

tell me this if it was illegal then why are taxes taken out?

if taxes are taken out then obviously the government knows about it ....

if the government knows about it then why havent they been shut down yet???

also the reason you pay is due to the fact that you are getting BENEFITS!

JUST LIKE EVERY JOB IF YOU LOOK IN YOUR CHECK STUBS YOU WILL SEE THAT YOU ARE PAYING 20-60 EVERY CHECK FOR COVERAGE IF YOU WERE TO GET INJURED DURING YOUR JOB....

THAT IS REQUIRED BY YOUR EMPLOYERS BY LAW!!

WE SELL BENEFITS ... THATS IT ... BY LAW YOU NEED TO BE COVERED BY YOUR EMPLOYER THEREFORE IS IT REALLY WRONG FOR MCA TO MAKE YOU PAY TO BE INSURED??

becuase if it is then every single LEGAL JOB is technicly illigal in your eyes? ... yeah your fucking stupid.

I work for mca and I make over 2,000 a week I also work for sprint in cc tx ... which is a phone company ... therefore its commission based .... soo if you are talking about how "if someone quits your team you have to pay the 80$ back and talk like its a bad thing then you are a complete dumbass" every commission based job is like that ... be it phone sales .... be it car sales .... ANY COMMISION BASED JOB IS LIKE THAT ....  the difference between the two is that with mca you dont pay it back right away ... you pay 4.50 a month. till you get to 80.

you ovbiously dont know anything .!!!!!

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#2 UPDATE Employee

MCA is no scam!!!

AUTHOR: Tremayne - ()

POSTED: Wednesday, May 15, 2013

I don't understand why in todays time people choose to bash something so good.  This is giving me and a lot of other people I now personally know.  The job Market today is still not ready for all of America.  Not to mention this is something that has been paying me better than anything else i've sone so far...   If any one reads this and would like to sign up, or points on making money with MCA, Or just need a service better than AAA.  Please feel free to call me. 


  Tremayne L. Pender


 MCA Advertising Assosciate


    

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#3 UPDATE Employee ..inside information

Be informed and know what you're talking about before bashing a legit company!!!

AUTHOR: Employee and Member - ()

POSTED: Wednesday, May 15, 2013

Numer 1, there are TWO numbers to call for assistance 24/7. They are right on your MCA card about your name and ID number.  Secondly, MCA has a B rating with the BBB. They are not a scam, scheme, MLM or anything else you want to call them. We are making steady incomes and NOT lying to people. MCA was founded in 1926 and has more than 9,000,000 members. It's continuing to grow and is starting to go global. Not only is it for the US and Canada but it has just been offered in Puerto Rico!! Please do your research before you mislead others!!!!

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#4 Consumer Comment

Number for tow service

AUTHOR: rdclaw2000 - ()

POSTED: Tuesday, May 14, 2013

Can anybody, salesmen, employee, anybody tell me two things.


1) What is the number to call for roadside assistence? Answer, there is none and if somebody gives a number, I want everyone to call it for validation.


2) Who under writes MCA?


MCA IS A SCAM, PYAMID/LIFE INSURANCE, (BUT SO MUCH MORE, LOL)


They are NOT registered with BBB!


They added at least 50 years to their actual start up date.


They have been doing this insurance scam for years, the internet is their latest tool.


They get rich and move on, that's why they are difficult to prosecute, leaving thousands broke and blinking their eyes.


99% of people on here claiming they are the next coming are part of this get rich scheme and will take your money gleefully because you are stooopid in the first place.

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#5 UPDATE Employee

MCA IS NO SCAM

AUTHOR: liyahsmama1016 - ()

POSTED: Monday, May 06, 2013

HI Im Jamie a 23 year old single mom and Ive used MCA to be able to take care of me and my daughter or the past year Ive been able to purchase a condo and a car.. Now tell me its a scam lol


 Feel free to join me at MCA


 https://www.tvcmatrix.com/jamiesimon0522

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#6 UPDATE Employee

100% PROOF WATCH MY VIDEO

AUTHOR: Rodney Walker (MCA TEAM LEADER) - ()

POSTED: Friday, April 26, 2013
Listen, allow me to go ahead and put all this scam crap to rest. 

If you watch this video I created, and still call MCA a scam, your just a human that's not meant to do anything with your life but work a job. That's fine with me, 

GoodBye
Watch My Proof Of Income Video (Click Here)
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#7 UPDATE Employee

Read this please

AUTHOR: MCA isn''t a scam - ()

POSTED: Tuesday, April 23, 2013
1-You may want to try the actual website www.motorclubamerica.net. 

2- As an employee you have to be a member, so why wouldnt we be able to defend the fact that MCA isnt a scam.  Lets face the facts ere, every employee does not defend their employer, there are plenty of them ready to rip them apart.  We ourselves use the benefits; I for one sure have used the vision discounts

3- No one thinks AAA isnt a reputable company, and of course they are popular, but MCA has grown over the few years because they were bought by a marketing company in order to do just that

4- If you deal with scammy people maybe you will get scammed you need to deal with and work with an actual MCA associate

5- What do you consider expensive? The MCA total package is 19.95 a month.  While even an AAA premium service is $125 its still doesnt offer unlimited call for roadside assistance ER reimbursement, or a referral incentive program.  

AAA health discounts are up to 35% cool, but MCA discounts are up 65%.  I dont know about you but that is a big deal to me.  And guess what, if a person is no longer satisfied, then they can call up customer services and cancel. 
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#8 General Comment

Brava to all the Rebuttals!

AUTHOR: SA - ()

POSTED: Monday, April 22, 2013
I must say, when ever I'm looking at a company for potential employment, I always check this site. I look specifically at the ROR and if there's rebuttals or the "joining in of the bashing". But here I find, 99% rebuttals with FACTUAL INFORMATION!

I have the same information infront of me as everyone stated. I definitely will be signing up for MCA at the end of the week. Thank you everyone for confirming the information.

**This was apart of my research process, so don't get it twisted. I did my homework.**
This would be perfect for me as I just had my first born son 3 months ago and it's hard for me to detach myself from him as I am a single parent.

Thank MCA Associates! I'll be joining you soon.

I'll be working hard on marketing ideas all during the week.

The Original Report........I think almost everyone who's rebuttaled against yu, has shown yu your a**. 
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#9 REBUTTAL Individual responds

Always do you Research

AUTHOR: HERO - ()

POSTED: Friday, April 19, 2013

I know you are doing your research on MCA, Motor Club Of America Don't Join Motor Club Of America until you call me. 

I have all the Info you need about this business.

You are going to Love Me :-) 
Have a bless day  
 
My name Is Tyrell my
click on my link below 
www.checkmca.com

alsoyou can find me on 
 
www.facebook.com/TeamMillionaire.com

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#10 UPDATE Employee

@bluesRunner

AUTHOR: Yvonne - ()

POSTED: Saturday, March 30, 2013
"MCA is championed by people who appear very shady."

That is your quote above, sir/madame.   I do champion the cause for MCA, and I have never been shady; I have never been a shill nor stolen anything on line.  So, let me not "cherry-pick" (as you clearly have done) and tell you straight:  You DO indeed generalise, and it is offensive.   Might I suggest you clean up your own image?

And another thing, RIPOFF Report.  Reread that in case it alluded you yet again.  RIPOFF report.  It's not for complaining about a company's image - it's for making ripoff claims.

I don't care for the image of several cell phone companies.  But you won't find any posts for them here.  I hope you're clearer now about the position you've taken here and that you can move on now. 
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#11 Consumer Suggestion

@Yvonne

AUTHOR: bluesRunner - ()

POSTED: Friday, March 29, 2013
I'm glad that you used italics in your post in reference to the word "everyone". It highlights that I never wrote that word in my post. I don't deal in broad generalizations like that. I am intelligent enough to know that there are always successful people in any business.....hence my props to the intelligence

of the MCA apologist, "Artizhay".

Follow me here, and focus on the company's image. That is the only thing that is in question. My posts have been fair and not judgmental. Wheter or not MCA is a scam or not is irrelevant. This is Ripoff Report. This forum is about companies with image issues. Hence, this discussion. I believe that it is a real service. However, it's undeniable that the image of MCA is based on what the majority of people are outwardly doing with it. For every 2 positive and intelligent advertisements for MCA, there are 100 shady ones. (that's being conservative)  Can you honestly say that you are pleased with how the masses advertise your business?....assuming youre an MCA associate

Dont cherry pick at my overall post and then throw successful names around.  Image, in business is everything.  MCA has an image problem. To deny that is to be well, in denial.



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#12 UPDATE Employee

@luesrunner

AUTHOR: Yvonne - ()

POSTED: Friday, March 29, 2013
There are no experts regarding legalities since they differ from state to state...you only have the pros and cons.  (ref: Occupy Wallstreet).   And so it is with MCA.

I think "shady" is an insulting and nasty adjective to describe everyone who adertises for MCA via YouTube.  (ref: Krystal Taylor).  She's a young woman who made a lot of money with MCA, still does; and she went on to make thousands with PureLeverage and Empower Network. She has two small children and is only about 25 or 26.

Do you prefer she went on welfare?  If she's shady, then she's doing a good job at making 20-30 thousand a month being "shady", as opposed to those who work under the table while picking up the dole.
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#13 Consumer Suggestion

@ artizhay

AUTHOR: bluesRunner - ()

POSTED: Thursday, March 28, 2013
...from my earlier post "voice of reason"

  - "For all of you staunch defenders of MCA on this site, I'd say to write your company and try to clean up the image. (which in business, is everything) It did'nt matter about your 1926 or so company history or your benefits, as soon as I saw shady people, teens, and drunkards advertising, I went the other way. Maybe I should but I've never joined a motor club of any kind. On the other hand, I've never heard the legitimacy of AAA questioned as hard as MCA".


Artizhay, you are truly the first intellegent poster on any platform for MCA. (no bs) Reading your last 2 posst would convince near anyone to at least check it out. However, as in life, the intellegent people are far quieter than the idiots. MCA is not full of affiliates like you. MCA is championed by people who appear very shady. As in my last post, I don't question or care about the validity of MCA, but MCA's image is highly questionable. (ref. YouTube)

People yell scam when the majority of a company's "affiliates" exaggerate the potential. Being generous, only 5% of MCA marketing is about the actual product. The rest is cash flashing, "team joining", and videos about exotic vacations on MCA's dime. (btw Where is the REAL base website?)...seriously.)) not judging.))) just saying.))))

Apple products, designer jeans and expensive cable TV services are marketed by idiots as well. The difference is that they are marketed 100% on the product and 0% on income generation by means of "signing people up". There is nothing inherently wrong about MCA's business model. It does however have shady overtones, which seems to atrract shady people, which seems to attract the more vulnerable. However, I'm not saying that any of this is MCA's fault.

Don't lean too much on court decisions as defense for the ethical standards of U.S. companies. We both know that due to Washington lobbying, almost anything (I'm kind of an expert on this subject...you'd be surprised) is legal for a company to do anymore. The true test is longevity. (and not that 1926 bs) I'm referring to the longevity of this particular business model. As with everything, It'll all come out in the wash
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#14 Consumer Comment

$239 too much!!!! AAA Premiere $80 a year!!!!

AUTHOR: Ernestejust - ()

POSTED: Thursday, March 28, 2013
Why do you people keep comparing this hustler scheme to AAA? AAA doesn't even acknowledge you in it's advertising, so why do you constantly reference them? An AAA Premiere package for me and a friend (on same plan) is $80 for the year (with 4 100 mile tows a piece--8 total), and for less than $8 a month!!!! So go ahead and pay your $40 upfront and $20 a month for your MCA. Enjoy! Live and let live, I'm assuming that AAA has the lion share of the market since your company constantly compares itself to AAA. AAA doesn't have thugs with websites posted all over youtube with that crap! I hope the guy who shows up with roadside doesn't look like some of the gold teeth, baseball cap wearing pimps in the MCA vids!
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#15 UPDATE Employee

Pricing

AUTHOR: artizhay - ()

POSTED: Thursday, March 28, 2013
As a follow up to my previous post, it may be useful to mention some price points of other various services found in MCA. 


I have a local client who offers traffic court legal assistance at $70 per 6 months and does very well with it. He's not even targeting higher income individuals. This equates to $11.67 per month just for traffic legal assistance. Pair that with an $8.95 AAA fee, which provides less benefits still than MCA, and you're at $20.62 per month, just a little more than MCA. 


So when you pair the AAA roadside benefits with the cost of traffic court legal assistance - all benefits that are in MCA - you pay about the price MCA charges. Imagine that. Like I said, it's all about the value.


There are even "free" memberships out there, like Allstate. However, they charge exorbitant fees and again, a simple calculation will tell you if it's better to use MCA. Let's say you need 2 tows per year and 2 lockout services (reasonable, I would say; I've been locked out twice in one year and many people are towed multiple times):
2 x $75 (Allstate towing fee) = $150
2 x $50 (Allstate lockout fee) = $100
Total = $250


One year of MCA: $239


So based on a practical situation, it's already obviously more beneficial to use MCA, considering you get much more besides roadside assistance. 


Let's say you want Allstate plus traffic court legal assistance:
2 x $75 (Allstate towing fee) = $150
2 x $50 (Allstate lockout fee) = $100
1 x $120 (annual legal assistance fee; discounted from $70/6mo) = $120
Total = $370


One year of MCA: $239


Damn, MCA is just looking better an better.


Let's say you're with AAA and never go outside your towing limits. Unlimited towing with MCA is great because it can be used for any vehicle, but like someone said, if you're breaking through your AAA tow ceiling, you may just need a new car - but if you have multiple vehicles, the ceiling puts a bit of pressure on you. But disregarding that.


Say the retail value of the prescriptions you have to purchase each year is $1000 (very reasonable; undervalued depending on drug brand and dosage).


Apparent cost of one year of AAA: $107.40
Apparent cost of one year of MCA: $239.40


Cost of drugs after AAA 24% average discount: $760
Cost of drugs after MCA 65% average discount: $350


Actual cost of one year of AAA with medical expenses: $867.40
Actual cost of one year of MCA with medical expenses: $589.40


Damn, MCA is killing everyone, even with their higher monthly rate.


Okay, so let's say you for some reason don't have prescriptions. But let's say you're a family of four and don't have dental insurance.


Apparent cost of one year of AAA: $107.40
Apparent cost of one year of MCA: $239.40


Cost of dental visits (once every 6 months for 4 family members at $150 each) with AAA 0% discount: $1200
Cost of dental visits with MCA 35% discount: $780


Actual cost of one year of AAA with dental expenses: $1307.40
Actual cost of one year of MCA with dental expenses: $1019.40


MCA just wins every time. And the MCA dental discount goes up to 50%, but I just used the average of their 20-50% range. Plus some people will have dental insurance, but when you use the co-pay rather than the full cost, the ratios are still the same.


So like I've said countless times, simple calculations will let you know if MCA is right for you. And while many people think in terms of one vehicle - i.e. 5 tows applied to one vehicle or unlimited tows applied to one vehicle - the benefits are applicable to many vehicles. 


Say you have a family of 4 with 3 vehicles. With AAA you're limited to 1.67 tows per vehicle. Yet even nice vehicles break down due to poor maintenance. A friend's Acura MDX broke down just earlier this week due to serpentine belt issues and he had to pay $80 for a tow. 


It's broken down before, despite it being a nice vehicle. So why put a limit on yourself when you can have unlimited towing for an apparent higher price? - though undeniable math shows that MCA is much more valuable in the long run. By the way, the tow for the MDX was 3.6 miles, over the limit of the basic AAA plan tow limits.
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#16 UPDATE Employee

@Joey's Allegations

AUTHOR: artizhay - ()

POSTED: Wednesday, March 27, 2013
I think it's important to note Joey's wild accusations are in no way backed by solid evidence. Calling Amway a scam is a huge red flag speaking to his ignorance, given that Amway went to trial under pyramid scheme accusations and was cleared by the FTC itself of these accusations.

As opposed as to some ignorant person on the Internet calling it a scam when the Commission's decision itself contradicts his statements.

Another accusation this ignorant poster has made is in light of more recent events - Herbalife. A hedge fund manager has called Herbalife a pyramid scheme. Other hedge funds managers have stepped up in defense of the company. If professional investors and hedge fund managers can't agree on the legitimacy of a company, what gives the random accusations of some online poster any leverage? 

The FTC itself has said that there is no ongoing investigation into Herbalife despite these accusations.

So then you have self-proclaimed geniuses throwing around their uneducated thoughts while professionals and government agencies say something entirely different. That makes them just as bad as the MCA associates who promote dishonestly. Spreading your false statements about the legitimacy of a company in which you have no knowledge is dishonest.

Regardless, as I've stated in an earlier post, whether or not the cost is affordable is entirely dependent on the particular consumer. A simple mathematical calculation can determine if the consumer will save more with or without an MCA membership. If no one understands how to do these calculations, that's their problem, not the company's.

"Overpriced" products (which is subjective, regardless) don't mean something is a scam, anyway. Why buy a Mac computer? Why buy designer clothes? Why buy an exotic car? Why buy these things when they provide the same functionality as their counterparts and often are the same quality or only slightly better? Because the company is a scam!!! No, really, that's just preposterous to say. I'm shaking my head at the thought. How can someone has such inane thoughts based solely on price?

Have you ever used MCA? If not, you can't respectably compare the product to its competitors or say it's better solely based on price. If that were true, there would be no retailers other than Wal-Mart. If the most important thing was price, then everyone else would be out of business. No one competes with Wal-Mart's prices. So there must be something else. Hmmm. I wonder what it is? Oh, value! Right, so like I said, go do those mathematical calculations.
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#17 Consumer Comment

Motor Club of America is a Pyramid Scheme

AUTHOR: Joey - ()

POSTED: Wednesday, March 27, 2013
I agree with you. Motor Club of America is a Scam. It's very similar to Amway, Herbalife, Ameriplan, and all the other Pyramid Schemes out there. My experience with them is no different than my experience with Herbalife. Yes, they sell a real product. But just like all pyramid schemes, their product is overpriced, so it's hard to sell. So how do these pryamid schemes make their money?

They make some money from selling their products (in this case, protection against car problems). But most of the money they make is from the "greater fool" they convince to join and pay the high "membership fees." As long as there are plenty of fools in the world (and there are many) it's easy to convince them to join the "next great thing." This is all they hype they use (like saying, I'm making $2000 a week, i drive a mercedes, blah blah blah) to pull in the suckers.

The truth is, all the people who join (to get rich) are the ones who are making the money for these shady companies. Just look at Herbalife. Their products are overpriced. There are zillions of Herbalife members competiting with each other. why not simply go to Walmart and get the same product for half price?

Why not simply go to a local road side service and save money instead of paying overpriced MCA fees? Since theses companies can't beat the Walmarts and local cheaper services, they have no chocie but to use marketing techniques to exagerate (lies) the get rich quick scheme so YOU can make them rich.

The people at the top get rich, while all the ones who join get suckered. Just look at the stats, 70% of most people who join pyramid schemes quit within 1 year. And then the scammers always have an answer for this: oh these people didn't give 100%, blah blah blah.

Of course, they wont admit that in real life it takes hard work and integrity to make on honest buck. But with the economy the way it is, don't be surprised if more and more of these scammers try to rip off the public. My advice: if you want to use a road side service, google and you will find a cheaper company with same service than expensive MCA. You auto insurance company may even offer this service for you. Don't waste your hard earned money on these scams.

Also, just because the company has been around since 1927 doesnt mean anything. Many pryamid schemes (like amway) have been around for a long time. As long as there are greater fools, these scammers will always find a way to make a quick buck. So don't be fooled by the longevity, it doesn't mean anything.

Note: Many of the rebuttals are by employees (or people at the top of the pyramid) who obviously will tell you that MCA is the so called "real deal." Just remember, they are motivated by their own personal selfish desires, not by the truth.
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#18 UPDATE Employee

MCA is a great company

AUTHOR: flamca - ()

POSTED: Wednesday, March 20, 2013

When folks don't know what they are talking about they shouldn't bad mouth it. MCA or Motor Club of America has a B+ rating with the BBB http://www.bbb.org/oklahoma-city/business-reviews/road-service-automotive/tvc-in-oklahoma-city-ok-9002308. Of thousand of customers only 38 complaints not bad, and of those 38, 38 were addressed satisfactorily. They are not accredited so no money was paid to enhance their rating. MCA was established in 1926 so if there were a problem I think they would have been shut down long ago. Great company, easy sale and 200% commission. If you want to make money online then this is the place to do it. 'Nuff said. Thank you.


www.flamca.com

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#19 UPDATE Employee

Don't miss out on MCA

AUTHOR: HERO - ()

POSTED: Tuesday, March 19, 2013
Hello Everyone don't miss out on this great business opportunity I have been with this company for 4 months now and I'm in one of the largest mall in Southern California my team and I sale Mca membership from our kiosk everyday. People are super excited about us being here and my team is earning a health paycheck every week. This is far from a scam call me any time 909-581-2779 my name is Tyrell Mca associate always take advice from a person that is living and working the business not overnighter's
Call me anytime and be apart of this American business
Check out my business partner and I kiosk.
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#20 UPDATE Employee

Don't miss out on MCA

AUTHOR: HERO - ()

POSTED: Tuesday, March 19, 2013
Hello Everyone don't miss out on this great business opportunity I have been with this company for 4 months now and I'm in one of the largest mall in Southern California my team and I sale Mca membership from our kiosk everyday. People are super excited about us being here and my team is earning a health paycheck every week. This is far from a scam call me any time 909-581-2779 my name is Tyrell Mca associate always take advice from a person that is living and working the business not overnighter's
Call me anytime and be apart of this American business
Check out my business partner and I kiosk.
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#21 UPDATE Employee

Motor Club of America Scam

AUTHOR: Helen Torres - ()

POSTED: Sunday, March 17, 2013
I would like to give my input on the scam accusations. MCA is not I scam. I started as a consumer and really enjoyed the benefits. I would not refer anything to anyone without testing it myself first so that is exactly what I did. I had a flat tire they came to my home and changed it. I also had a couple of other different mishaps and I felt if I am paying for this service I'm going to use it. I never had a problem when calling. The promptness of the tow service was great. I then decided to make some extra money selling it. I am successful with MCA because I did my research and followed all the training material the way I was told to. You can be successful but you have to learn about the product. You have to also realize its not a get rich over night scheme. You do have to put in the work and the people who think that they are going to sign up and money is just going to start falling out of the sky are the people who call it a scam. If you have any further questions about the service I am willing to help anyone in MCA or not. Here is some videos about MCA below.

http://youtu.be/1opTrFK92kA

http://youtu.be/9EHGL1vnFjY
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#22 UPDATE Employee

Comparisons

AUTHOR: Yvonne - (United States of America)

POSTED: Tuesday, March 05, 2013
Apple doesn't have to mention the Galaxy S3 or other phones that many, many other people believe are better, because Apple is the leading company for all things techy...except the iphone.

Comparisons are common in advertising.  Example:  "We don't streak like those other window washers do" (oxy clean w/ a clear image of a Windex bottle).  More popular doesn't mean better.  And there's your reason for that type of advertising.  Windex (like the iphone) doesn't need to respond (yet) - because they are more notable.  Which of us grew up with Oxyclean as opposed to Windex?  So, until Windex and Apple no longer have a monopoly over the people - there's no need to say anything. 

I still agree that MCA should be advertised offline and through Customer Service, though.  This has gotten pathetic.
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#23 REBUTTAL Owner of company

I agree with voice of reason...

AUTHOR: Ernestejust - (United States of America)

POSTED: Monday, March 04, 2013
They definitely need to clean up the shady characters that are presenting their product, but my whole thing is why are these people constantly comparing their product to AAA? It reminds me of how other smartphone companies and users constantly compare themselves or attack the iPhone, and never once does Apple mention or make reference to them! They don't need to, just as AAA doesn't reference or use MCA as the "product or service that they're better than" (smaller market share complex--similar to small mans complex)...maybe it's because AAA is a standalone service and doesn't have folks "hustling" it on the side. The whole stay broke concept is tacky and wreaks of an MLM that will dry up. Good luck to you all who can make money, but it gets harder every day because the American public has started to tune out on family and friends that call and ask, "You want to make some money?" or "Can I present an opportunity to you?"
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#24 UPDATE Employee

You Are Spot On!

AUTHOR: Yvonne - (United States of America)

POSTED: Monday, March 04, 2013
The very reason I stay off YouTube and promote MCA offline is for the exact reasons you just mentioned.  However, I will say that the product stands alone..it is awesome!  But I do wish David Kircher would get his act together and tell affiliates not to use YouTube just for the buck (or at all for that matter).  The product stands on it's own - believe me.  I use car magnets that I bought from VistaPrint..and business cards that I take from time to time to all the different car dealerships in
the city.  I do very well, and therefore people can also have a great product with their new car.

The benefits can't be beat - but you're right:  the advertising can be.  Still, even if a drunk and rude street urchin wanted to sell me a membership at Planet Fitness, I would have to take responsibility for my own due diligence to see if it's good or not.   Just because there are rude, greedy scammERS, doesn't make MCA a scam.
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#25 General Comment

Voice of reason

AUTHOR: bluesRunner - (United States of America)

POSTED: Monday, March 04, 2013
I have had 2 people that I know introduce me to MCA. I am a reasonalble person, so this goes both ways. I'm all about people finding multiple income streams. I have every reason to believe in the legitimacy of this company. However, MCA presents itself as a scam.

Check YouTube, and you'll find people posting drunk, high, sleep, and otherwise incoherant. Most posters, as the people I know could not give a detailed description of the actual product and much like cable, gym membership, etc, if I'm buying a subscription, I want details. The majority presentation of this company is "turn $40.00 into $XXX. The difference in MCA and Planet Fitness is that Planet Fitness primarily advertises their service. The affiliate program is just a bonus and not presented as a financial breakthrough.

Before you say it, I already know that affiliates are independent and they run their business as they see fit. Therein lays your "scam" image problem. They are outwardly representing the company, so you can't get too upset at someone calling it a scam when its presented in a "scam-like" way. 

Legit company or not, I could care less. I'm sure somebody is making money. However, regular people go away from a company that allows the promotion to be so sleazy. People are turned off by videos showing cash, being told to "stay broke" if they don't join and constantly defending the "scam" image. Most people would think that if there is such a defense against a title, something might just be wrong. It's almost entertaining, but in a bad way.

For all of you staunch defenders on this site, I'd say to write your company and try to clean up the image. (which in business, is everything) It did'nt matter about your 1926 or so company history or your benefits, as soon as I saw shady people, teens, and drunkards advertising, I went the other way. maybe I should but I've never joined a motor club of any kind. On the other hand, I've never heard the legitimacy of AAA questioned as hard as MCA.
 
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#26 UPDATE Employee

Learn Your Facts Please!

AUTHOR: donald - (United States of America)

POSTED: Wednesday, February 27, 2013
To the writer of the report, it seems like you signed up strictly for the business aspect not the benefits and your bitter because you weren't good at it, you have your facts totally off though.MCA isn't BBB accredited you say. Ok, so, .everybody knows you have to pay for bbb accreditation, al quaeda has an a+ rating and accreditation. TVC Marketing has a b+ rating.You say there's a lot of aka's. How? MCA/motor club of america or tvc matrix, that's it.You say the company post articles and press releases, saying their not a scam, and YouTube videos flashing money. Your confusing independent associates with the company. This is a company that uses direct sales, like Avon, Tupperware, dish network etc, and has a great direct sales program at that. You obviously don't understand direct sales or network marketingYou seem to think mcamotorclubofamerica .com is the company website. It is not, it is an independent website by an associate who spammed seo his way to the top of Google. The official website is tvcmatrix.com. If you need information on MCA just go to What Is MCA















You claim most positive Motor Club of America Reviews online are by people in MCA. Um ok doesn't that make sense?You say MCA took the name Motor Club of America to blend in with the National Motor Club of America which has been in business for ten years. Totally wrong, National Motor Club of America has been in business since 1956. Motor Club of America has been in business since 1926















As far as MCA vs AAA, anybody who's ever been a AAA member who is now in MCA knows AAA coverage doesn't compare, unlimited yearly benefits, dental, vision, 150k in discounts, benefits and perks, no immediate service fee, independent business owner program...







As far as the get a real job ignorant comment. I would say the dead end 9-5 job is the biggest pyramid scheme in history.











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#27 UPDATE Employee

Ignorance abounds @Ernestejust and everyone else

AUTHOR: artizhay - (United States of America)

POSTED: Tuesday, February 26, 2013
Wow, the lack of knowledge in this rebuttal is astounding. Really, you pointed out your ignorance by stating "premiere package." Clearly, if a company offers a "premiere package" (or premium, top-level, etc), there are obviously packages below it with lesser benefits, which you don't seem to be aware of. Quite embarrassing, really.

Yvonne is correct - the basic plan tows you up to 3 miles, 3 separate times per year. Wow, all that money for a total of 9 miles of towing that you can't even use at the same time.

By the way, if you're new to AAA, they require you to be on the basic plan until you can prove your "worth" of being on a higher package. Wow, maybe not a scam, but that sure is rude. I don't even have the freedom to choose what package I want, and I have to prove that I'm worthy of paying AAA even more money. At least with MCA, I can choose to pay anywhere from $9.99 to $39.99 per month. I don't have to jump through hoops to prove my worth to the company.

Also, just thought I'd let you know - the FTC says you're confused. "Some people confuse pyramid and Ponzi schemes with legitimate multilevel marketing." I'm sorry that you have to fall into that category. Not everyone's minds can be well-informed or easily understand business concepts.

What's even more shameful is that you said "Ponzi scheme" and "pyramid scheme" in the same comment, when there are striking differences between these two illegal structures. Frankly, you're just further displaying your lack of knowledge of what either of these is.

Ponzi schemes involve no products or services, by the way. It's merely an investment scheme. What you're shakily accusing MCA of is a pyramid scheme (well, assuming you even know what that is). There are many properties a business model needs to meet to be a pyramid scheme. Some of them being:


  • forcing associates to buy bulk products up front - oh look, it would seem MCA doesn't do this; it's a service company


  • a product that is not viable for the market or is not sold to consumers - oh look, it would seem the viable target market is at least 153 million people - the drivers of America - not to mention Canada


  • pushing associates to recruit heavily over product sales - oh look, MCA definitely does not do this, as I do not receive e-mails telling me to recruit; actually the only e-mail I've received outside of my sales receipts is one letting associates know how to legally use their trademark images and associate promotion limitations; hmm


  • incentives for recruiting - oh look, these would include extra bonuses for recruitment or meeting recruitment goals; yet when product sales and recruitment both yield $80 (especially considering product is sold in both instances), this is definitely not the case; oh, and there are no recruitment goals or quotas


  • product sold only within the pyramid - oh look, a customer does not need to join the associate program to buy the product; customers can buy what they want without even joining a sponsor; wow
I mean, if you don't agree with me, you're free to tell your friendly neighborhood government agency, the FTC, what idiots they are: http://www.ftc.gov/speeches/other/dvimf16.shtm But considering your displayed lack of knowledge, they may just laugh at you and tell you to go away. Be warned.

Anyway, a product being at a price higher than what you would pay does not make it a scam, by the way. I mean, some people love buying Mac computers that cost thousands of dollars, compared to similar Windows-based PC at half the cost. Yet, it would just so happen that Apple is one of the biggest corporations in America. Really, you should go start a RoR about how big of a scam they are and how they've infiltrated America with shady tactics and Ponzi/pyramid schemes. That'll do the trick. They'll be out of business by tomorrow once everyone realizes the truth because of you. Thank goodness for your intuition.

Oh! Did you know that AAA only saves members an average of 24% off their prescriptions? While MCA saves an average of 65%, even at well-known pharmacies such as CVS and Walgreens. Oh, and their optometry and dental discounts go up to 50%.

So, while I know that you think the 300+ million people of America are just like you and spend their money just like perfect you, it may just so happen that someone, through a simple mathematical calculation that you probably don't know how to do, may actually spend less over time by paying $19.95/mo for MCA and receiving a 170% increase of medical discounts over AAA's lesser fee but also lower discounts.

Just some food for thought. But you are omniscient and very well-informed, so I understand if you still think you are right. Have a good day!
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#28 General Comment

"Real Job"...

AUTHOR: artizhay - (United States of America)

POSTED: Monday, February 04, 2013
I understand the concern in the ROR, as many people view MLMs as "scams" without even researching. However, the ROR only lists "observations" you seem to have made, without any real evidence that this is a poor company.

If you have presented examples of situations that MCA had failed to follow through with its guarantees of service, or that MCA had failed to pay affiliates, then those would be valid enough to start a ROR. You are just wary, however, of MLMs and feel that is enough to warrant an ROR. There is nothing in your ROR that even speaks from personal experience.

It's also upsetting that you mentioned people should "get a real job" if they want to make money. Due to the close-mindedness exhibited earlier in your ROR, since you are attacking a company without tangible proof of anything shady, it's people like you who will never live the lifestyle of people who accept new ways of income.

Sure, many MLMs are scams, but attacking someone because they've found a way to produce income without much work is unnecessary. I've been an affiliate for many companies for about 3 years now, and make roughly $1700/month in commissions without doing much work. Granted, I say that as if I clicked a button and made money. It required a ton of work upfront, but now I hardly do anything. My girlfriend gets mad that I wake up to new commissions that I received from sales made while I was asleep, yet she has to go to a 9-5 to earn her money.

That's not to say I don't have a "real job." I co-own a design and marketing firm in Houston, yet since I still work from home, even that's not considered a "real job" by a lot of the population. There are people, however, earning much more than $1700/month from affiliate sales, and some of them make much more than whatever you make (I don't even need to know what you make; I've seen and spoken to affiliates making anywhere from $0 to millions). I can guarantee you they consider it a "real job."
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#29 UPDATE Employee

Sorry but you are misinformed

AUTHOR: Sid - (United States of America)

POSTED: Tuesday, January 29, 2013
This is a prime example of a misinformed disgruntled person pushing misinformation online.
You are totally misinformed about Motor Club of America & TVC and the concept of being an independent business owner for that matter. Firstly there are not a lot of aka's, TVC
Marketing
is a Marketing firm that acquired MCA recently, MCA has been
in business since 1926. Get Weekly Paychecks is not directly affiliated
it is a 3rd party marketing system that some independent associates pay to join and use
to help them market MCA. No MCA is not BBB accredited but they do have a
great rating, everyone knows you have to pay for BBB accreditation, al
quaeda and the kkk are both accredited. You say the product is a rip off
with no proof, how this report was allows to go live is crazy to me,
the product is 150k in benefits, a lot more than AAA for that matter,
including unlimited yearly sign an go towing, and you also state members
will be stuck with MCA. How? There's no contractual obligation and you
have 72 hours to get a refund, and you can cancel at anytime. There also great discounts, dental, vision, medical, hotel, car rental etc. Like any discount club they have a network of
providers that they work with, the MCA Motor Club has a lot of big names I might add. 



You seem to believe that mcamotorclubofamerica .com is the official site, that is incorrect, that is a site run by an independent rep who seo spammed he way to the top of google.
Motor Club of America was founded by William H Green in 1926, you can google that, the New York
Times article will appear. It overall sounds like your assuming MCA is
some sort of a pyramid scheme, I'm not sure you know the definition of pyramid scheme
and the definition of what independent direct sales is..., but a pyramid scheme has NO
ACTUAL PRODUCT, just people recruiting others with the person at the top
making the most. MCA is a great company with an independent DIRECT SALES program
through TVC Marketing Associates. Your remark about MCA targeting people desperate for money, I would say its more people looking for a way to make more money who went looking for a
program like MCA, but even if MCA did target people desperate for money, SO, have you seen the job market.
Most of the reps when they first, stumbled upon MCA where looking for a better way to
make money while being there own boss and now they're making very good
money working for themselves. This isn't a get rich quick scheme you get
in what you put in based on effort, there are reps making
$500-$7000/week, and there are reps who have made no money but love the
benefits. No one pays to be an associate you pay for MCA benefits
19.95/m so where is the risk again? And yes its commission based its
DIRECT SALES, you are an IBO working for your self you receive
$80/referral is my great aunt who does direct sales with Avon for much
less involved in a pyramid as well? You must do your research next time
before posting slander. I don't mean to be harsh but It sounds like you
got sucked in by a rep who had his own system of marketing and he may
have oversold you without giving you a complete overview. If you want to
see real reviews from MCA customers go to Motor Club of America reviews or better yet go there site if you want to know What Is Motor Club of America.
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#30 UPDATE Employee

This Report Is All Lies

AUTHOR: Rodney Walker (MCA TEAM LEADER) - (United States of America)

POSTED: Saturday, January 26, 2013
Here's a real story,

Now, You can piss on the truth all you want, but I'm just being real with you. I was a guy that had everything, I've made more money in my lifetime than most Americans. I've had fancy cars, and fancy homes. I actually used to live 3 doors down from a famous celebrity. Then, I lost it all. I spent 2 years on the couch, in foreclosure, with no car. Today, I'm a new man. 

I have been with Motor Club of America for about 10 months. I didn't start working hard until Oct. 2012. I was already earning money from home in another program that people also claimed was a scam, but I decided to give it a try, and I went from broke to earning $500 to $800 per week with that program. It saved my life, as I was at home daily just letting my life go to waste. Watching TV, online, doing nothing. Just looking for something to remove out of my brain that I was a loser. After joining that program, the person who brought me into that program, introduced me to MCA. 

I gave it a shot, because if he took me from being broke to $800 a week sometimes, then why not. I focused on my old program and worked MCA a little, and signed up 1 to 2 people a week. Still, that was an extra $320 $720 a month. After 3 months of that, I decided to put my all into MCA. 

Again, my family and I were living in a run down condo, in foreclosure. I worked hard with MCA, and climbed the ladder. I started seeing weekly checks of about $300 to $600. I kept going and going, then those checks went to $1,000 to $2,000 a week. I have now moved my family out of the run down condo, we bought a 2,500 Square Foot Home. We have a house full of brand new furniture, as we through out all the old furniture (didn't want the roaches in the new house) .

My life has changed thanks to Motor Club of America. I love the company and our President is a great guy. A few weeks ago I got a new SUV and was able to put down half the money to purchase it, which made my car note of course less. I am now earning $2,000 per week. My biggest sales week was yesterday where I receive a direct deposit for $3,600.00 . 

Listen, the fact is that people will call everything a scam because they want to blame the world as to why there life sucks. They don't want to work, they want to do what I used to do, but I never blamed anyone. They want to blame the government, blame scammers, blame god, blame wallstreet, the job market, an everyone they can. The problem is not everyone else, the problem is YOU. 

Their are hundreds of legit ways to earn money from home, but everything is not for everyone. You see, most people don't have the ambition that me, and other MCA Associates have. They don't want to work 18 hour days, 7 days a week like I do. If I worked 8 hour days, I'd be broke also. I'm only being real with you. Please don't think I'm being evil, or mean. Most people in MCA are going to quit, that's a fact. Most don't make good money, because they don't do what it takes to make good money. 

Now let's touch basis on this post ...

Motor Club of America (MCA) Also known as GWP (Get Weekly Paychecks) , aka TVC, aka 3WayCashFlow  is a SCAM and there are REAL VICTIMS!  

ME: "TVC Marketing is the parent company of Motor Club of America. TVC Marketing, who's website is TVCMATRIX.com has no affiliation with GWP (get Weekly Paychecks), 3WayCashFlow, EasyMoneyMethod, Empower Network, or any other system out their that is being used to promote Motor Club of America services."

ME: "Motor Club of America (MCA) has no affiliation with GWP (get Weekly Paychecks), 3WayCashFlow, EasyMoneyMethod, Automated Empower Network, or any other system out their that is being used to promote Motor Club of America services."

ME: I do not suggest that any one uses any of these marketing systems. It only gives the company a bad look, when their are so many marketing systems being used to promote the same company. So when people have problems and complaints with the actual marketing system, then the company gets the bad image. This is a major problem, yet the solution is stick to a professional approach. More on how to do that below... 

They are NOT a BBB accredited business, and are completely unprofessional.  Offering a product that is a total rip off, and making promises to prospective members of their pyramid that will never be kept. 

ME: Why Americans are brainwashed that being a BBB accredited business makes a business trustworthy, and an operation with class? I don't know. Fact's are, their are thousands of BBB acredited corporations that not only have scammed people, but they have thousands of complaints against them. So on that note, why does someone need to be BBB accredited? Best Buy Stores and Headquarters have thousands of complaints against them, yet people continue to do business with them. You think people are going to stop using Motor Club of America or Best Buy because of an accreditation on a website?

Here were the initial red flags:
* The company has so many names posted online and websites promising big bucks for a small investment.  Lots of AKA's means lots to hide. 

ME: I already touched on this above, the only name we are doing business as is Motor Club of America. We have no control over marketing systems outside companies make, which is their right. I personally suggest that they stay away from all marketing systems. 

* They target people who are desperate for cash

ME: So what your saying is it is a scam for people to show others who need to earn money a way to not sit around and be broke? You remind me of the people who work for a certain group in this country who were purposely put on the internet to call everything a scam that way American's would stay addicted to poverty and using Government handouts. Oh wait, you probably are one of those people. Trust me, I know about you. 

* The company posts on the internet EVERYWHERE press releases and articles saying they are not a scam, clearly manipulating the search results to bury real scam reports.  This is just suspicious altogether.

ME: UM, OK that's just redicoulous. Fact is MCA is not a scam, and the only scam going on, is the people who claim that it is with no proof. It is impossible to prove that this company is a scam, because it's 100% legit. 

* The company posts youtube videos constantly of people flashing cash.  (NOT IMPRESSED).

ME: I must say, fact is that some of the videos of people flashing money are bad, but some are good. Here's why. A lot of videos show people flashing money, but they don't actually show any proof of how they earned the money. They just claim in the video that they earned it with MCA, but that's not real proof. If they flashed money and logged into their bank account, and showed the direct deposit, then it's even more proof that the company is not a scam.

I think in this day and age where so many trained people are programmed that everything is a scam, that way they can feel good about the Government handouts, and do nothing with thier lives, we should be having more proof of income videos showing how real a company is. Flashing money or not. As long as the video show's where the actual money came from. It's far more easier to make money in this company than Coffee Companies, Weight Loss Companies, or Technology companies that want you to switch over your services to them. I won't say any names, but you know who they are. 


* The company REQUIRES in order to join their program to make money that you PAY FEES MONTHLY

ME: Absolutely not true: The company requires absolutely no money at all to become an Independent Sales Associate, but a requirement is made for you to maintain your monthly benefits. Now, how is that a crime, when at your current job (IF YOU HAVE A JOB) they take deductions from your check every week or bi-weekly for benefits? I rest my case. Now, if anyone out their is crazy enough to not pay $19.95 for all of the benefits this company gives you, and at the same time allows you to earn as much money as you want, then please, stay where your at in life. 

I will also say this. MCA does have people cancel, and the reason why they cancel is 1. They don't care about protecting themselves with great benefits for pennies a day, and 2. They have no ambition. Again, you have to work hard to earn great money, but you will earn great money faster in this opportunity than any other opportunity in this country (IN MY OPINION) I'm a living example. 


* Their website http://www.mcamotorclubofamerica.com/ is completely unprofessional, awfully designed, and just screams SCAM.

ME: I totally agree, but fact is that's NOT the companies website. That's someone in the company who has violated the rights and claims to be the official web site for the company. Now if you go to do a WHOIS database search, you will see the owner of this web site is some guy who lives in Canada. 

The greatest web site for you to check out to see how professional we are would be http://www.motorclubofamerica.com 

* The program is commission only (and again requires money down to join)
 
Thank God! I'm so thankful as an Independent Sales Associate that I can earn as much money as I want, and I'm not capped out at making some tiny wage per hour. So let's say that a college graduate is earning $40,000 a year before taxes. That's about $730.00 per week. Well instead of working 40 hours a week and dealing with the stress of a boss and getting to and from work, why not stay home and enroll 9 people a week into MCA? Honestly, some days I enroll more than that in 1 day. I do not want to be on an hour wage, so now your on the internet lying and saying commission based means scam? (Truly pathetic and actually your embarrassing yourself). I guess most Real Estate Agents are working under scam brokers also correct? WOW 

* MCA picked a name that is very similar to National Motor Club of America which helps them blend in, and look more reputable.  They are NOT associated with National Motor Club of America which has been in business for over 10 years.

Ok so let's get this straight, your saying that Motor Club of America took National Motor Club of America's name, and this company has been in business 10 years? Well your facts are wrong. Actually everything you have said is pretty much wrong. Fact is MCA has been in business since 1926. Here is an article from the NYtimes.com explaining about the founder and Motor Club of America. Oh yea, and your wrong. National Motor Club of America has been in business since the 1950's. So I guess it's safe to say that your wrong again. 

* MCA is NOT listed by the Better Business Bureau.  They are hidden under the name TVC Marketing.

No kidding. TVC Marketing is the parent company of MCA. I mean it's common sense. The DBA Doing Business As name is Motor Club of America. I'm quite sure with your education level, you don't even know what DBA means. 

* Motor Club of America is EXTREMELY expensive for what they are trying to sell.  AAA is much cheaper and unquestionably reputable.

OK, so let's break this down shall we. Yes, you can get other Motor Club memberships way cheaper, so if cost is your issue, then by all means, go with what's cheaper, you will get the quantity of services for that price. Yet, what happens when you run out of those 3 calls your allowed per year? Many people have older cars that break down a lot. MCA offers you Unlimited Roadside Assistance, along with many other benefits that the "BIG BOYS" do not offer you. This is a fact. No other Motor Club allows you the ease of earning money from home like MCA does. "NONE" 

With that said, MCA is $19.95 per month for all of our great benefits, if you were to refer 3 people to Motor Club of Ameica, the company will pay you $240. You could take that $240 and pay for your entire membership for 1 year. I signed up 11 people into MCA yesterday. 

I Rest My Case..........


The MCA Pyramid Scheme is definitely a RISK for anyone who gives it a shot with a very high chance for failure.  Their practices are manipulative, sneaky, and their associates will say anything to get new people.

ME: Every business in America is a Pyramid. Now the Scheme part, you have no evidence of. Your speaking lies, with no evidence. Risk? So $40 to protect yourself with benefits is a risk? $20 a month to protect yourself is a risk? The only risk is not having MCA. The risk is not having us when you may need us. I guess in your world $20 to go to the movies or entertainment is not a risk, but benefits are a risk. 

Gotcha! 


ALL POSITIVE REVIEWS ABOUT MCA AND MCA AFFILIATED COMPANIES HAVE BEEN MOSTLY POSTED BY THE COMPANY ITSELF, AND ITS ASSOCIATES. 

ME: I think it's great that a company has thousands of soliders online proving to the world how legit our company is. Fact is, all MCA Associates are customers because they must be a customer to be an Associate. So on that note, thanks for bringing that up. No other company in the United States has more people on the internet speaking on how great their company is. 

Great Job MCA Associates AKA Customers


They are going to rebut this claim, but DONT BUY IN!  These people are just going to rip you off.  Your going to be stuck with a MCA membership when you can get AAA for half the price. 

ME: AAA  is a great company. Bottom line is, with AAA you get half the benefits that MCA offers. With AAA you get 3 calls per year in their basic package. With MCA, you get Unlimited roadside assistance. 

Enough Said...........

One of their sharks includes this guy:
(Real name Unknown) LL Cool Harlem https://www.facebook.com/coolharlem 

ME: I do not know LL Cool Harlem personally. From the videos that I've seen him put together, he does a fine job. I think he is a great example of what Motor Club of America Independent Sales Associates should be. 

Join our program for 40 bucks! (and 20 a month to follow) and you will be rich!  Yeah right fuckers.  Even without the fee to join it still screams scam.  

That's correct, $40 will get you started. If anyone is claiming to be rich, then that's not right. Yet, you can't expect a business to control what thousands of people put out their on the internet. So absolutely not, no one should claim that you will be rich, but anything is possible with hard work. Based on the efforts I'm putting in, I will be rich in my mind, and I have that right to have the faith.  Keep in mind, your not paying to be an Independent Sales Associate, your paying for your benefits your covered with. In my opinion, our benefits are worth $50 a month easily. It is a requirement of you to maintain your benefits to be blessed with the opportunity to earn money with the company. Yes in my opinion, this is a blessing. 

These shady business practices are likely illegal.  Steer clear and people beware!

ME: Motor Club of America has been in business since 1926. For more information, please read this information. http://motorclubofamerica.com/about/our-story/ 

Bottom line is, if we have been in business that long, and we are Illegal, then maybe you need to go to another country, because your GOV clearly doesn't care. 


If you want to make money - GET A REAL JOB.

ME: Getting a real job in America these days takes a lot of luck,  which most don't have. Yes, you can pay hundreds of thousands of dollars for education and go in debt for years, but with the internet and technology being the way it is, why do that? Why not just believe in yourself and work hard? This country is built on Sales. Id rather work on Commission than having someone limit how much I can make based on what position is available. It's your life, it's your decision. 

My decision is made, MCA until I take my last breath. By 2014 I expect to be earning $500,000.00 per year. I believe it's possiblel, because I believe in me. Will you make that after being in a company 2 years, maybe, maybe not, but if you work 7 days a week like me, and work the hours I do, anything is possible. I know people with Master Degrees that only make $30,000 a year. The world is changing, either jump onboard to Self Wealth, or not. I have always lived my life that I will take control of my life and even with no high school diploma, college degree, or masters degree, I make more money in month, than millions of people do in 6 months. No one makes you work a job, that's what you were programmed to do. It's your decision.

If you have any questions, you can contact me.


Thank You,

Office: 1-800-796-7710 ext. 2
web: www.motorclubofamerica.com
Twitter: @RodneyWalkerMCA

By the way, for those of you that think I'm not being honest about my income, all you have to do is watch this video. http://www.youtube.com/watch?v=Lh7Q0T1gEXo
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#31 Consumer Comment

Facts vs Fiction

AUTHOR: KENZELLC - (United States of America)

POSTED: Thursday, January 24, 2013

The author has associated individual views with company views. The differences in the many names used is only because once you join you become and individual rep and are legally allowed to represent the company. But with so many others the only way to promote our individualities us to use unique names. My company name is POTENTIAL MCA but by no means am I saying that this is the official company name. If anyone wants to go to the official site MCA is under its parent company which is TvC-MATRIX and that is the only official website to get direct MCA info. All other sites including mines are representing the products and services of MCA. And anyone who wants to see some real info or get questions answered directly can contact me at http://www.kenzellcozart.com I welcome the opportunity to clarify all questions and if we are within 50 miles of each other I'm willing to meet face to face to answer any and all questions.

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#32 REBUTTAL Owner of company

Motor Club Of America

AUTHOR: HERO - (USA)

POSTED: Thursday, January 24, 2013

I know you are doing your research on MCA, Don't Join Motor Club Of America until you call me.

I have all the Info you need about this business.

You are going to Love Me :-)
Have a bless day  
 
My name Is Tyrell
click on my link below 
www.checkmca.com

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#33 General Comment

Oh Ernie! :D

AUTHOR: Yvonne - (United States of America)

POSTED: Thursday, January 17, 2013
Cynthia Bellezza is right and you are wrong, dear.  AAA (basic plan) tows only up to three miles back to a AAA destination.  Basic MCA tows up to 100.

Do YOUR due diligence before you cast that big ol' stone, love. :D
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#34 UPDATE Employee

MCA aka Motor Club Of America

AUTHOR: Bosslandsuccess - (United States of America)

POSTED: Wednesday, January 09, 2013
Hello , I've Started With MCA in Oct and I was Told that I would pay 40$ for a membership that is similar to AAA, and that if I refer new members the company will pay me a reward commission. Now this is voluntary the 80$ commission is a bonus to having a affiliation with something. Two days after getting my MCA membership I locked my keys in my car. I called the Road Assistance Number and they Sent LockSmith out to me in about a hour. I'm grateful for having signed up for it when I did. Also the next week I referred 3 people to the membership as well and earned 240$ which came in handy because My job had cut my hours big time and I had so many bills to pay. I understand that many people do not understand what a referral program is but a lot of programs/memberships have them.

1) It's cheaper to use word of mouth advertising to bring in more business

2) I pay 700$/month for rent at my Apartment Complex, The management says if we refer a new resident we can earn 200$ If I wanted to put my energy into referring multiple residents I could make a living but it's my choice just like with MCA.

3)I am also a member with Anytime Fitness they also have a referral program in place , for every new member you get two months free so with that in mind I could refer 6 members and get a whole year free. I hope you guys are catching on to why companies put and incentive on to members to refer members.    Just because you can make money DOES not mean it is a pyramid scheme.
And AAA has its perks and so does MCA no need to keep comparing the two like one difference makes it not worth it to be apart of the other.

I listen to reason but it has to make sense. Justin and others go out of there way to make scam claims but people have to find a way to succeed in a world that is changing. There are plenty scams out here, but paying someone for word of mouth advertising is no SCAM. MCA carries a service and pays all Associates who refer. It's Unfortunate that some people are not motivated enough to stay with a membership long enough to see results but I've been in 3 months and made 3,000 from a 240$/year membership AAA does not give you that opportunity... With out MCA I would have been Evicted because my Job decided they where over labor hours and needed to cut me down from 5 days to 1 day.. Thanks for reading this I support businesses like this that give people a chance. No one think they will get rich over night but you can make good money 80$ at a time... I have and so have many others.

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#35 Consumer Comment

Facts about MCA that can be proved

AUTHOR: KENZELLC - (United States of America)

POSTED: Monday, January 07, 2013
first iI will start with your first lie, it is very simple to contact them if you know how to read, People it is ok for someone to keep you informed but this post is bias and based on nothing but lies, You pay more for the benefits because you get more, I have used several of their services and I have not had one problem. I am not here to bash aaa either because I have both services but I will say I will not be renewing aaa because mca gives you better bang for your buck and below is the info that the author claims you can find which is right on there  official website which is http://www.tvcmatrix.com and none of the others he posted,

The other sites are from independent reps who are trying to market their own links to make money with the company. anyone wants some real facts please check your own resources and don't take his word or mines. I know after you do an unbiased search and fact finding that mine point of view will be vindicated and his wont have a leg to stand on, Also if you notice no post are in disagreement with him. Don't that seem weird, and its because he deletes them if it does not have his side, And anyone who wants to contact me for real info please feel free to do so at 609-372-3174 or kenzellcozart@yahoo.com  


This info was taken directly from the tvc only site.

You may contact us several different ways:

    Motor Club of America: You may call our toll free number 24 hours a day, 365 days a year.
    1-800-227-6459.
    TVC Pro-Driver: You may call our toll free number 24 hours a day, 365 days a year.
    1-800-288-2889.
    You may send us an e-mail at
    tvc@tvcmarketing.com
    Our fax number is 1-405-607-2500
    Our mailing address is:
    TVC Matrix
    3200 W. Wilshire Blvd
    OKC, OK 73116
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#36 UPDATE Employee

Your report is TOTALLY misinformed

AUTHOR: phillywiseguy - (United States of America)

POSTED: Monday, December 24, 2012
Its really sad that it's so easy to spread misinformation online nowadays. You are totally misinformed about MCA & TVC and direct sales for that matter. Firstly there are not a lot of aka's, TVC Marketing is a Marketing firm that acquired MCA recently, MCA has been in business since 1926. Get Weekly Paychecks is not directly affiliated it is a 3rd pard marketing system that some independent associates use to help them market. No MCA is not BBB accredited but they do have a great rating, everyone knows you have to pay for BBB accreditation, al quaeda and the kkk are both accredited. You say the product is a rip off with no proof, how this report was allows to go live is crazy to me, the product is 150k in benefits, a lot more than AAA for that matter, including unlimited yearly sign an go towing, and you also state members will be stuck with MCA. How? There's no contractual obligation and you have 72 hours to get a refund, and you can cancel at anytime.

You claim mcamotorclubofamerica.com is the official site, um wrong, that is a site run by an independent rep. Yoy make the flat out lie that it is a pyramid scheme, do you even know what a pyramid scheme is...nevermind I won't get in to that, but a pyramid scheme has NO ACTUAL PRODUCT, just people recruiting others with the person at the top making the most. MCA is a great company with a DIRECT SALES program through TVC. You claim reps target people desperate for money, um ok why not because most reps when they stumbled upon MCA where looking for a better way to make money whole being there own boss and now they're making very good money working for themselves. This isn't a get rich quick scheme you get in what you put in based on effort, there are reps making $500-$7000/week, and there are reps who have made no money but love the benefits. No one pays to be an associate you pay for MCA benefits 19.95/m so where is the risk again? And yes its commission based its DIRECT SALES, you are an IBO working for your self you receive $80/referral is my great aunt who does direct sales with Avon for much less involved in a pyramid as well? Please do your research next time before posting slander.
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#37 General Comment

@CynthiaBellezza

AUTHOR: Ernestejust - (United States of America)

POSTED: Tuesday, December 18, 2012
Where did you get the bad info on AAA? 3 miles? That's absurd, wake up from your ponzi scheme and check the Internet so that you see that AAA premiere package tows up to 100miles, and you receive up to 4. If your vehicle is that crappy where it requires unlimited tows then maybe you should take that $20 a month and put it towards a new car. $80 for a year, compared to an $240 of unnecessary fluff that a pyramid scheme (as clear as day) is attached to. Very few get rich off of such fairy tales, but if you stand for nothing you'll fall for anything.
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#38 Consumer Suggestion

GWP Monthly Fees

AUTHOR: basebliman - (United States of America)

POSTED: Saturday, December 15, 2012
I am considering signing up for the GWP program, but always check this site before I do to make sure I have all the information. So at the moment, this is a completely unbiased review. I am not surprised that GWP charges you a $20/month member fee (that it looks like you can decline if you choose). My wife sells green cleaning products through a company called Norwex which charges her a monthly fee as well. Like people have said, this is a business opportunity which does require some sort of investment even if it is relatively small (my wife has to pay $7.99/month to remain eligible to sell the products). If she has at least one "party" in a month, it pays her at least 3x that amount (and usually much more) depending on what people order. Like I said, I don't (as of yet) have any stake in GWP or MCA for that matter. I have tried other "biz ops" however and those WERE a ripoff like Pre-Paid Legal, charging people to attend a meeting AND charging them to get materials at the same meeting they paid to get into IS a ripoff. You could spend more in meeting/suppy fees in one night than a whole month worth of MCA service. So, I'm holding out hope and doing a little more research, hoping this really IS what it claims to be. I just think slamming a company that you pay a monthly fee for isn't a reason to call it a scam. I'm sure GWP has some costs to cover afterall.
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#39 UPDATE Employee

DON'T JOIN GWP, ITS NOT PART OF MCA

AUTHOR: HERO - (USA)

POSTED: Thursday, December 13, 2012

  Motor Club of America (MCA) is an 86 year-old company. It is a full service roadside service and assistance provider, available in the US and Canada. Everyone has heard of AAA, and it is a reputable company, no doubt. But AAA does not offer compensation for bringing in new clients. MCA recognized the power of the Internet and developed a marketing and compensation plan that is outstanding. There are also overrides and other benefits you will enjoy as an associate. Plus, if nothing else, you have the benefits of the plan for yourself. 

The start up cost of this unique work-at-home program is $39.90 and then $19.95 per month to continue your base membership and associate/affiliate status. BUT, you receive $80 for each new client you bring in. In the ad listing I quoted $20,000 - $40,000 as the salary. That was only because I had to put something in the square. Actually, you can make more a lot more, or you may not make the quoted salary. Some folks are making $500 - $2000 per week. But, the potential is there and how you follow up determines how much you earn. I know there a lot of scams and pie-in-sky programs out there, but this one deserves a close review. If you have any understanding of Internet marketing, you know affiliate marketing programs are available EVERYWHERE. Many companies are realizing the advantage and profit potential of using independent agents to promote their services or goods. It is a win-win for both the vendor and the affiliate. For this reason MCA has developed this marketing program in association with TVC Matrix. You call TVC directly and talk to live agents who will provide you information and details about both the service and the affiliate marketing program. Because the program is expanding so rapidly I will tell you that you may be on hold for a several minute as you move up through the queue.

When you think about all the millions of cars on the road, and the fact that every one them could break down at any time, it is easy to think that the security and peace-of-mind for this inexpensive assistance plan is well worth the money. There is a whole list of other benefits to the MCA program and you can see them all when you review the plan details. 

I urge you to review the plan and then contact me if you require further information and details.

All you have to do is go to: http://www.checkmca.com or contact me. My name is Tyrell and I will do all I can to help you understand the program and its benefits. I am in the Pacific Time Zone, but you can leave a message anytime 24/7/365 and I will be back to you as soon as possible. Also check out my youtube just click the link below
http://youtu.be/Yjz4w7DRwG0 and enjoy

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#40 General Comment

MCA is the real deal!!!

AUTHOR: Theresa - (U.S.A.)

POSTED: Tuesday, December 04, 2012
The information contained in this report is exaggerated and incorrect. 

Associates of Motor Club of America are considered Independent Representatives. If you did not make any money with MCA it is not because of the product/service. You simply didn't know what you were doing. Too many people who are "desperate for money" join online businesses with dollar signs in their eyes. They just want to make money. If people would take the time to read the information in their back office they would know that income in MCA is NOT guaranteed and your results are based on your efforts.

MCA offer similar services as AAA so I really don't understand how MCA is scam. I get access to my benefits when I need them. MCA has never declined any of my claims. AAA does not give you the ability to market their service and earn a commission so yes, I would expect MCA to cost a bit more. Also, there are a few services the MCA offers that AAA does not. Let me know when AAA sends you a $500 check for an emergency room visit.

I would not consider a rating with the BBB a sign of credibility. The BBB has given an A+ rating to HAMAS (a terrorist group). All you have to do is pay for the membership with BBB. 

Independent reps have created self replicated websites (with their own domain names) for their MCA businesses. The official name of the company is located on the website. The website mentioned in the report is NOT the official website of MCA.

MCA does not go out and post articles, classified ads, etc. on the internet. Independent Representatives are posting these items to advertise their business. It is called marketing.

The company does not require you to pay a monthly fee in order to make money with them. If you want access to the benefits you have to pay for them like everyone else but you can join MCA and promote the business WITHOUT access to the benefits for zero cost. Again, this information is available in the back office of the website (if people would just read).

The report mentions if you want to make money go get a "real job". There are 23 million Americans out of work (as of December, 2012). Please let me know how that "real job" is working out for you. 
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#41 Consumer Comment

MCA is the real deal!!!

AUTHOR: Theresa - (U.S.A.)

POSTED: Tuesday, December 04, 2012
The information contained in this report is exaggerated and incorrect. 

Associates of Motor Club of America are considered Independent Representatives. If you did not make any money with MCA it is not because of the product/service. You simply didn't know what you were doing. Too many people who are "desperate for money" join online businesses with dollar signs in their eyes. They just want to make money. If people would take the time to read the information in their back office they would know that income in MCA is NOT guaranteed and your results are based on your efforts.

MCA offer similar services as AAA so I really don't understand how MCA is scam. I get access to my benefits when I need them. MCA has never declined any of my claims. AAA does not give you the ability to market their service and earn a commission so yes, I would expect MCA to cost a bit more. Also, there are a few services the MCA offers that AAA does not. Let me know when AAA sends you a $500 check for an emergency room visit.

I would not consider a rating with the BBB a sign of credibility. The BBB has given an A+ rating to HAMAS (a terrorist group). All you have to do is pay for the membership with BBB. 

Independent reps have created self replicated websites (with their own domain names) for their MCA businesses. The official name of the company is located on the website. The website mentioned in the report is NOT the official website of MCA.

MCA does not go out and post articles, classified ads, etc. on the internet. Independent Representatives are posting these items to advertise their business. It is called marketing.

The company does not require you to pay a monthly fee in order to make money with them. If you want access to the benefits you have to pay for them like everyone else but you can join MCA and promote the business WITHOUT access to the benefits for zero cost. Again, this information is available in the back office of the website (if people would just read).

I started in MCA as a customer (May, 2012). I liked the benefits they offered so I decided to become an Associate to share this opportunity with others.

The report mentions if you want to make money go get a "real job". There are 23 million Americans out of work (as of December, 2012). Please let me know how that "real job" is working out for you. 


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#42 Consumer Comment

I have used MCA's benefits

AUTHOR: CynthiaBelleza - (United States of America)

POSTED: Tuesday, December 04, 2012
Let me start off by saying that I have not made one cent with MCA but maybe one day I will :( It is hard to push the benefits even though they are necessary I HAVE however used them as a member. Again, I have not made any money off of MCA, I am merely a consumer. When I called in after locking my keys out of my car, the representative was so friendly and professional.. I wont lie I did wait about two hours but that wasn't the fault of MCA apparently the tow company was busy. As far as more expensive than AAA, keep in mind that AAA only tows up to three miles for free with a cap on your twos whereas MCA tows for 100 miles for free and you get those benefits unlimited.. they are good to compare however MCA offers a tad more.
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#43 Consumer Comment

MCA is not a Scam.

AUTHOR: David Liciaga - (United States of America)

POSTED: Tuesday, December 04, 2012
I've read through your entire rip off report.  There are some issues with your complaint as you have confused multiple companies:

TVC Marketing is the parent company of MCA (Motor Club of America).

GWP (Get Weekly Paychecks) is a marketing system created by a 3rd party, and thus MCA cannot be held responsible for their actions, words or videos.  The same is true for 3WayCashFlow.

You are right that they are not accredited with BBB, but there are several companies that are not.  And the company itself has never promoted big bucks from a small investment.  The company has publicly released their payment schedule for affiliates.

TVC Marketing handles the complete payment process for MCA affiliates, and TVC itself has been providing legal benefits, amongst others, for the truck driving community for decades.

The is no fee to join TVC Marketing's affiliate program.  Many of the affiliates who are involved have provided misinformation, but this represents that lack of individual education and not the company's policies.  The start up costs you reference (the $40) pay for a membership to the automotive club and has no bearing on you as an affiliate.  Affiliates have always been able to sign up for free, and can continue to sign up for free.

Because your premise was built upon misinformation, the remainder of your argument is mute.

You are correct that they are not associated with the National Motor Club who has been in business for 10 years......MCA has been in business since 1926, and thus has lived out multiple recessions.  Their exponential growth as a company in recent months is due to the acquisition by TVC.

MCA is not expensive in comparison as they have benefits that AAA does not have, including (but not limited to):
-Unlimited towing (100 miles per tow)
-Unlimited lock out service (AAA only provides 1 instance)
-$25,000 Bail Bond Protection (AAA doesn't provide this)
-$54,750 Hospital Confinement Policy (AAA doesn't provide this)
-$60,000 Accidental Death Benefit (AAA doesn't provide this)
-$500 ER Injury Benefit (AAA doesn't provide this)

MCA is the furthest thing from a pyramid scheme.  In order to be a pyramid, you need to charge your associates to sell, which AAA does not.  You are correct in saying that most of the information that has been posted has been from MCA members & associates; this is because the members and associates are happy with the service.

And there is no way that you can take a single un-monitored associate and hail him as the voice of the company.

I'm sorry but your argument is based off of false information and is quite slanderous considering 90% of it is untrue.

MCA is a roadside assistance company with better benefits that AAA, which is why it costs more.  They have been in business for close to 90 years, and that is testament to their management and security.
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