• Report: #741650

Complaint Review: Relief Council

  • Submitted: Thu, June 16, 2011
  • Updated: Wed, September 28, 2011

  • Reported By: Parascheva1014 — Parkville Maryland United States of America
Relief Council
Internet United States of America

Relief Council reliefcouncil.org Mortgage Modification Scam Internet

*Consumer Comment: Qualification Relief Department/ReliefCouncil.org

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So I receive this post card in the mail that looks like it's from HUD and telling me to call so they can tell me if I can receive a loan modification from my lender under the federal program. I call.

They take my information and say they will get back to me the next day. The next day they say that I qualify and that they need to connect me to a lawyer that they will research for me. They say I'll need to pay them $3000 to perform the modification and their strategy is to review my bank documents to find illegal lending and sue my lender. They say just the threat of a suit will make my lender modify my loan. He also mentions that I will never loose my house because the law firm will put a lean on my house that if the bank forecloses they will have to pay to release the house and then I'll get that money. (Right... like I would ever let anyone put a lean on my house who I didn't really owe money too) I tell him I don't really want anyone putting a lean on my house.

So he sends me this information about the law firm he found to represent my case against my lender.

Here is the  False BBB report that he sent me.

Here is the correct BBB report that I looked up myself.

So you'll notice that the false one has a A+ rating however the correct one has an F rating.

He also sent me a retainer agreement which I'm supposed to sign (yeah right)

The immediate thing I noticed about the retainer agreement is that it doesn't say a single word about mortgage modification. All it talks about is doing research to see if I have a case against my lender. Apparently it's illegal in CA to get paid to do a mortgage modification until after the modification is complete.

I'm sure what happens here is that you pay them $3000 for a modification and are shocked to find out that you only get research and low and behold the result of the research is that you don't have a case.

Whatever guys. Don't fall for this one.

This report was posted on Ripoff Report on 06/16/2011 01:34 PM and is a permanent record located here: http://www.ripoffreport.com/r/Relief-Council/internet/Relief-Council-reliefcouncilorg-Mortgage-Modification-Scam-Internet-741650. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Qualification Relief Department/ReliefCouncil.org

AUTHOR: Kevin - (United States of America)

I, too, have received such a postcard and made the initial contact.  The woman I spoke with was seemingly sincere and immediately allied herself with me as a consumer.  She took some initial information and said she would refer it to the "Compliance Department."  She phoned within the next day or two stating that she had "received the packet back from the Compliance Department, and I have great news."  I returned the call and she made some initial quotes about lowering our mortgage rate and payment by about $500. 

She arranged another appointment by phone, at a time when my wife would be available to be with me and sitting at computer with access to internet.  It was after this phone call that things didn't quite add up and I began to do some research.  Initial queries using some of the words off of the postcard did not produce any significant hits.  However, once this women sent me an email, her email address domain was that of "ReliefCouncil.org".  Embedded in this email were various articles about "Home Affordable Modification Program (HAMP)", including one by John W. Shoen (Senior Producer msnbc.com (Click here for article).

Using the "Reliefcouncil.org" domain, I found this consumer complaint.  I will be calling them back and cancelling our phone meeting, seeing which direction it appears to be heading.  I will let the company know that I've listed them here and with BBB.  Thank you for taking the time to list the information.  I'm adding this to Facebook and Twitter.
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