• Report: #640004

Complaint Review: Santander USA

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  • Submitted: Sun, September 12, 2010
  • Updated: Mon, September 13, 2010

  • Reported By: Harold — Memphis Tennessee U.S.A.
Santander USA
P.O. Box 660633 Dallas, Texas United States of America

Santander USA Drine Financial violated Fair Det Reporting Act Dallas, Texas

*Consumer Comment: FDCPA..

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I sent them the following letter for which they have totally ignored. i have asked a friend to file suit against them:

This letter is being sent to you in response to a notice sent to me on 6-28-2010. This is not a refusal to pay. Pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b), I am disputing your claim and requesting validation of the debt. Your records state that I owe $ 708.12

I request that your offices provide me with evidence that I have a legal obligation to pay you including proof of the debt, the name and address of the original creditor, and the original account number. Please also provide me with your license numbers and your Registered Agent to show that you are licensed to collect in my state.

I request that you cease all collection activity while you collect the aforementioned information. This includes listing the information on my credit report. If you do not comply, I will file a complaint with the Federal Trade Commission and the state Attorney General. Civil and criminal claims will be pursued.

I appreciate your anticipated cooperation in this matter.

Best Regards, 


This report was posted on Ripoff Report on 09/12/2010 11:11 PM and is a permanent record located here: http://www.ripoffreport.com/r/Santander-USA/Dallas-Texas-75299-0633/Santander-USA-Drine-Financial-violated-Fair-Det-Reporting-Act-Dallas-Texas-640004. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

FDCPA..

AUTHOR: Robert - (U.S.A.)

Drive/Stanander is an Original Creditor.   So you can not sue them for any violations of the FDCPA because that applies to 3rd Party Collection Agencies only.

Not sure why you put in the part about it is not a refusal to pay if this is not your debt.  But you didn't give any detail so it is hard to say if this is a case where you think you may be a victim of Identity Theft or you owe the money and just have a disagreement with the amount.

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