Scoresense I didn't even know I had an account until the bank called and asked if I had made the transaction! Internet

I recieved a call from my bank to ask if I had made some unusual transactions on my debit card.  One of the charges was to scoresense and they asked if I had made any recent credit checks.  Of course i had not, which lead to my account being froze right as I was leaving for a vacation.  When I returned from my vacation I called scoresense to find out I had an account that was over a year old from a single inquiry I had made that was suppose to have been free and they had been tagging me monthly for 29.95 ever since that time.    They said they could see I had never accessed the account to view my credit.....LOL I said yes because I didn't even know I had it!  What a rip off