Bank Of Oklahoma OVERDRAFT FEES & LACK OF LOYALTY TO CUSTOMERS Internet, Oklahoma

I cannot believe the laws allows banks to charge such expensive overdraft fees !!!  BOK charges $28.95 per item returned.  I have always had issues with this bank because they send through the largest items first in order to obtain more fees for smaller items that do not clear.  It is not unusual to have a $500 transaction several days after 10 smaller transactions - you do the math ! 

My most recent episode began when a dept collector froze my account.  The bank did not contact me, so I unknowingly continued to write checks!  Once I found out what was going on, I called HR and stopped my direct deposit.  My next step was to call the bank.  BOK told me it was a garnishment for a dept and since the total amount to be drafted was not available, the freeze would immediately be lifted.  OK, that would have been a good time to tell me the over-draft protection was no longer in effect since I no longer had direct deposit !  Hence more over-drafts !!

In the midst of the "s****.>