drive now auto credit ripofffromdrivenowautocreditin kansas city north kansas city, Missouri

Could be she's been in talks with the Bureau of Indian Affairs and your house is about to be surrounded by war painted braves along with an appearance by Ed Ames to recreate his famous tomahawk throwing trick as seen on Johnny Carson. I'd be scared...real scared!

Truck Driving School is not college.

  Anyone know what she's going on about now?   I honestly couldn't decipher the meaning of that last post except that I'm going to be reported to someone, and something about being a racist.   I don't recall anyone mentioning race in this post.   But, that never stops some people.   If you act like an idiot and someone calls you on it, they must be racist! 

 

this tile is only about used car lot from drive now auto credit.
this is not about the education, or what disablity this person has,
if i see anymore rude remarks, about my self or my husband i, will report you or anyone else
calling this consumer names and little stupid, or even where my self of my husband live at!

we put this report to warn others about used cars that is from drive now auto credit
no matter what state it is located in!

my spouse and i , will report your name and state , and make a full compliant ,that their citizen
what you have said and to make sure , they , (state) . is forwarned about that you or whomever it is
that you , are racist , and have no manners, and rescept for others who or whomever is disabled

THIS IS NO JOKE , RUDNESS, AND MAKING FUN OF OTHERS IS NOT ALLOWED ON THIS PAGE!

This is a public site therefore once you post a report you are subjected to comments regardless if you like them or no.  Don't like it?? Don't file a report! I agree with good 100% percent. Sue this so called "College" you went to for failing to teach you proper grammar skills.  BTW are you related to Charles in Alabama? You both seem to have a sense of entitlement.

   I still can't get over the fact that this person claims to be in college when she writes at a 3rd or 4th grade level.  I think I'm sticking with my original guess that it's a dog grooming college.

   It certainly explains why she cannot understand the basic difference between legal and contractual insurance requirements.

I had made a few post on this topic and have done my best to provide information on state insurance vs loan insurance requirements.  If the OP want's to consider what I wrote fine if not that's OK too as it is their choice to do so.

The topic has gotten completely off track as many of the post do here.  When I post comments I try to present factual information that will help the consumer or help them understand where they may be mistaken.

The point I want to make is when these topics go into education, spelling, or lack of attack mode it benefits no one.   It might be possible that it is not a lack of education but perhaps some sort of disability that limits a persons ability to spell correctly or create better sentence structure.  It could also be the person may have come to this country (legally) and have not yet mastered english.

Just some thoughts to consider for future post. 

Debbie, I am on your side.  I think you should sue!!!!
You have been injured severely!!!  

The college you are attending has not done their job at all.  You have no spelling skills, no grammer skills, and your communication skills are 3rd grade level.  (And I am being Nice).

But this is not your fault, the College you are attending should not have admitted someone like you.

You should go back home, and find an attorney fast, and sue the College you are attending. 

As far as your car is concerned, you should also sue the department of safety for giving you a driver's licence.  I am surprised you were able to take the written test.

I have seen some dumb people in my time, but your post proves that sometimes the bottom of the barrell can be scraped, and that my dear is YOU!!!!

DUMB a*s!!!

Not the brightest crayon in the box.

you must the fool , people talk about , here in the show me state, we mean business, im a wife of a native american and i am also a red neck wife  as will, i have learned alot from my in law , in their own words, from the southern state , put your mouth and where your foot is at, and shut the blank up,
i know what i am , but what the blank are you ,
you stupid girl, , my husband and family have one word for you, mind your own business ,

If you want us to mind our "OWN BLOODY BLANK BUSINESS" then don't post on a PUBLIC web site.

if i was a bloody bimbo i would have blond hair, im irish and native american and red neck wife , and i also how to tell you off this is my last time on this thing you moron's , you think your so bloody smart, my education is my BUSINESS, AND NOT YOURS, WHERE I GO TO COLLEGE IS MY BUSINESS AND AS FOR MY HUSBAND HE HAS ONE WORD FOR ALL OF YOU, MIND YOUR OWN BLOODY BLANK BUSINESS,

That must be some type of an ethnic slur for all of the Italians out there! Well...that leaves me out!

SHALOM!

LOL this is so stinken funny! OP i think you might want to stop while your ahead your digging yourself a whole i mean hole

"ALL OF YOU ARE JUST JEALOUS THATS ALL"

Jealous of what? Your first-grade equivalent spelling abilities? Or maybe your inability to form complete sentences and use periods. Why did you put spaces before commas in your review?

You have "LIBALITY INSURCE" on your "VECHIAL" and you live in "MISSUORI". Stupid bimbo.

I had to say something.  All of use "idiotis" are JEALOUS!! What what did you say?? OH that is what you get for living in Misery aka Missouri - the show me state.  Just shows what kind of an idiot you really are.  Oh BTW - regardless if the car is new or used you need to carry Full Coverage!! I did and still do. "idioti"

OK!

LETS GET THIS START HERE, I DO NOT GIVE A BLOODY D**N WHAT STATE ANYONE LIVES AT
AS TO THE COLLEGE THAT IS NOT OF YOUR D**N BUSINESS!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I KNOW MISSOURI LAW, AND I HAVE TALK TO MY INSURANCE I HAVE FULLLLLLLLLLLLLLLLLLLL
LIBALITY INSURCE ON IT, AND THE FREAKING TITLE
AND AS TO MY HUSBAND UNLESS YOU KNOW , ABOUT THE VETERAN'S IM A NAVY WIFE OF A VETERAN
SO GO AND BLANK YOUR SELF OFFF

ALL OF YOU ARE JUST JEALOUS THATS ALL
    
GROW UP
idotis

I and others tried to explian the difference between law requirements and loan requirements for insurance but that did not go well.  But I thought I would ask and also try to educate again.

I know when it comes to vehicle titles some states do things a bit differently.  Here in wisconsin when you purchase a vehicle you will get the title even if there is a loan against it.  However if you look on the title it will list the lien holder.  So actually holding the title in your hand doesn't mean you own it free and clear. 

In your original post you stated  "i , have been on time paying our payment, they have  decide to tell us ,if we do not have the cash to pay our payment they will repo it"  You also stated "we will never go back to that car lot at all when we get this car paid"   So it seems there is still a balance owed on the vehicle. 

I would suggest again that you purchase full coverage insurance on your own.  If not the lender will probably purchase it which will increase your monthly payment.   You also need to continue to make your monthly payment whether the vehicle runs or not. 

I think this is about all the help I can give on this one. 

"ONE WE LIVE IN MISSOURI I HAVE A FAMILY MEMEBER WHO SAID THE SAME d**n THING THE LAW SAID, IF HAVE A USED CAR AND THEY!!!!!!!!!!!!!!!!!!!!!
WANT YOU TO GET FULL COVERAGE YOU DO NOT HAVE TO IDOT,"

   Given that you have not picked up on the difference between the level of insurance required by the law vs. the level of insurance required in a loan contract, I think it's safe to assume that this "college" you attend is one of those glorified trade schools that have started to call themselves colleges these days.  I saw one the other day that offered a "degree" in pet grooming in only 6 easy months of "study".  Hahaha!

   I'm sure no one here is going to convince you that every auto loan contract requires that you maintain full coverage insurance (even on a 10 yr. old car).    I have no doubt that if your husband is as ignorant about these issues as you are, that this will bite you in the a*s the next time you buy a car.  

"YOU LIVE IN FLORIDA , AND NOT MISSSOURI"
"I KNOW MORE ABOUT MY OWN STATE THEN YOU THINK"

I know how to spell your home state. Even Mississippi doesn't have the letter s three times in a row.
"flordia" No debbie, that's Florida. "MISSUORI" Wrong again debbie.

The law probably does not require full coverage but it is a requirement of the finance company on a title loan. You posted that you have the title so apparently you do not have a title loan. I don't see any replies in which it was stated that full coverage is required by law. You need to learn to read or you'll be in college for another 30 years.

What college do you attend?

Because based on your posts I think they need to take a serious look at their admissions policy.

If you really are in college or a college graduate then get your money back. They failed! Whether or not your husband is a Veteran has nothing to do with any of this.

TO ALL OF YOU READ MY TITLE,

LET ME INFOR ALL OF YOU THAT MY SPOUSE AND I HAVE THE TITLE FOR OUR CAR WITH US, WE GOT IT WHEN WE BOUGHT THE CAR, NOT THE DEALER, NAME CHANGE ON IT WILL BE DONE, SO , NOW I HAVE THE LAST WORD, WE HAVE THE CAR TITLEEEEEEEEEEEE, IN OUR HOME THE DEALER DOES NOT HAVE IT AT ALL, THEY GAVE IT TO US.

THIS IS TO INFORM, ALL THE PEOPLE WHOW READ THIS,
STATE OF MISSOURI LAW ,SAYS VECHIAL OWNERS AND DRIVERS HASSSSSSSSSSSSS TO HAVE
A LIBILITY INSURANCE THAT INCLUDES, INJUREY, ACCIDENT AND ETC, TO START GETTING THIS STRIGHT
I JUST READ MY MO LAW ON CAR INSURANCE SO FOR THOSE OF YOU WHO THINK THAT I HAVE NO IDEA WHAT THE BLANK I AM TALKING WILL GUESS WHAT , I KNOW MORE ABOUT MY OWN STATE THEN YOU THINK EVERY STATE HAS THEIR OWN LAW ABOUT IT,
SO GET OFF MY BACK AND START LOOKING AT OTHER PEOPLE WHO HAS SOMTHING ELSE TO SAY

ONE WE LIVE IN MISSOURI I HAVE A FAMILY MEMEBER WHO SAID THE SAME d**n THING THE LAW SAID, IF HAVE A USED CAR AND THEY!!!!!!!!!!!!!!!!!!!!!
WANT YOU TO GET FULL COVERAGE YOU DO NOT HAVE TO IDOT,
IM IN COLLEGE NOT SOME GRADE SCHOOL I  AM 47 AND MARRIED TO A VETERAN, WE HAVE THE FREAKING LAW ON OUR SIAD, YOU LIVE IN FLORIDA , AND NOT MISSSOURI

IF YOU DO NOT UNDERSTAND WHAT  I JUST SAID THAT IS YOUR OWN FAULT,

I KNOW WHAT THE LAW HERE IN MISSOURI SAID, SO STOP ACTING LIKE YOU KNOW WHAT THE HELL YOU ARE SAYING ,

States have minimum requirements for vehicle insurance.  Liabilty is the least that is required.   So you are not in violation of any laws in regards to insurance requirements. This is about as far as the law being on your side goes.

What you fail to understand is that a lender will require full coverage as long as the vehicle is not paid off and they hold the title.  The vehicle still belongs to the lender until the loan is paid in full.

Read your loan documents and I'm sure you'll find where it states that full coverage must be maintained.   Once again, if you do not get full coverage the lender will most likely force place it on the vehicle and your monthly payment will increase.


If you fail to make the loan payment or carry the proper insurance per the loan documents the lender will force place the insurance on the vehicle and/or start the repo process.

Does anybody actually expect the complainant to understand anything you are very clearly explaining since they haven't a clue about grade school sentence structure and punctuation???

to the cusmer and the author for those subject,s we have libilty , we asked the police here in our state ,he said and told me and my spouse we the citzen of mo only need libility and the car insurance that we have agreed , the dealer just wants more money and that they know all about the dealer, so we have the law on our side, so you and the author need to look at what state and the law says du.

decide to tell us ,if we do not have the cash to pay our payment they will repo it or call the tenant company that is paying for our car to get it fixed and have the money to be sent to them,
- They are correct.  It doesn't matter if the car is being repaired or not.  You are still responsible for making your payments.  This is what you made a LEGAL agreement to when you got the car loan.  Until the car is paid off you do not own the car, the finance company holds the title.  So if you don't pay it they can come and pick it up.  It doesn't matter if it is in the front of your house or the mechanic.

they will also force the customer to by a full coverage, even tho it is not a 2011 automobile or not, we have this one when we had to go to the police dept and file a accident report that all we need is a libility coverage,
- The police either told you wrong(less likely) or you just heard what you wanted to hear(more likely).  In just about every state I am aware of the minimum required coverage by LAW is liability, and most likely they were speaking from this angle.  However, when you finance a car ALL finance companies require you to maintain full coverage.  Yes it does protect them, but it also protects you.  Because if the car is in an accident and "totalled" you still owe the balance of the loan, whether or not you have the car or it is now scrap metal.  Liability only wouldn't cover you in this case, where with full coverage you would be covered.  However, even in this case if the insurance doesn't cover the full loan balance you will still owe the difference.

If you think other lenders will let you get away with liability only..think again.  Once they find out you don't have full coverage they will put what is known as "forced placed" insurance on your vehicle.  The cost of this insurance is so high that it could easily double your payments, and if you don't pay this they will then again come and repossess your car.

When you financed the vehicle you are bound to the terms of the contract.  It doesn't matter if the car is running or not. If you fail to make the payment they can and do have the right to repo the vehicle.

Full coverage is required by all of the lenders I know when a vehicle is financed.  Full coverage is required to protect the lenders collateral which is the vehicle.  With just liability coverage if you were to total the vehicle how do you think the lender is guaranteed to get their money back. 
Another thing to consider is even with full coverage is if the vehicle is totaled and the insurance payment is not enough to cover the balance of your loan you will be responsible for the difference.

If you do not have full coverage they will most likely do what is called Forced Placed insurance.  This is where they pay for the insurance on the vehicle which would be added to your monthly payment. 

Forced place insurance is very expensive so I would suggest you purchase insurance on your own.

You are not exempt from paying the car note while it's being repaired. Why would you think that you are? You are not exempt from carrying full insurance coverage just because it's not a 2011. The finance company needs to be assured that the car will be paid for if it is stolen or destroyed in an accident.