Galileo Processing, Wired Plastic Galileo hidden fees Internet

i received and invitation to restore my credit with a visa ultra vx card with centennial bank and i accepted.  i have been doing my direct deposits from disability pension with this visa since a couple of years ago.  all of a sudden i started to see in the on line statement a bunch of "Finance Charges" on money athat is mine because it is not a credit card.  it is my money, so why finance charges, + monthly charges + etc. etc.  And my account is going down and down and did not know what was happening.  I decided to investigate and FDIC found out that a Galileo Corp. that I do not know who is, because my  business was with Centennial Bank.  I am requesting investigation on all the sources that I can, because this is unlawful.  All the people that are going on the same problem that I am presenting, please join us and file a complaint with Federal Trade Commission, and all authorities you can.  We need to stop these thieves.  Thanks.