REVIEW UPDATE: December 10, 2018: Cutter Financial Group remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. Cutter Financial Group is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, Cutter Financial Group has made good faith efforts to resolve all complaints reported on Ripoff Report. Based on our experience, the member business has proven to be among the top members of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business™.

Over time and since becoming a member, Cutter Financial Group has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever Cutter Financial Group remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at editor@ripoffreport.com.

Ripoff Report Verified™ REVIEW:

EDitor’s UPDATE: Positive rating and recognition has been given to Cutter Financial Group, LLC for its commitment to excellence in client service.

Ripoff Report’s discussions with Cutter Financial Group have uncovered an ongoing commitment by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any complaints or concerns. Cutter Financial Group, LLC listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services and solutions offered and the support for those services and solutions.

Cutter Financial Group's principal, Mr. Jeffrey Cutter, CPA, PFS, has informed us that his personal philosophy is that his clients are a precious resource. As a successful businessman, Mr. Cutter feels it is critical to listen to his clients and respond properly. By always putting his clients first, Mr. Cutter hopes to maintain Cutter Financial Group as a successful enterprise both now and for many years to come.

Mr. Cutter understands that historically, people may have purchased financial or insurance products and then found out how they affected their tax and investment planning later. The correct course of action is to learn the right questions to ask before you buy any financial product or plan for your future.

Mr. Cutter asks potential and current clients that if there was a missing fact or piece of information that was costing you a significant amount of money now or that would cause a significant problem or cost in your future, when would you want to find out about it? Today? 5 or 10 years from now? Never? If that fact or piece of information was a must know fact, would you agree you would want to know about it prior to making any type of financial decision, especially one that put your money at risk?

That’s what makes Mr. Jeffrey Cutter, CPA, PFS and Cutter Financial Group, LLC different from their competitors! They believe in identifying all the facts necessary to make a sound financial decision that is in your best interest before making that decision.

Cutter Financial understands that most investors don’t have a process to filter out myths and misconceptions and help them find out the must know, relevant facts to make logical decisions for their future.

Another top executive of the company told us that Mr. Cutter's personal business philosophy is based on the premise that he "strives to educate people on the must know facts and add valuable financial solutions to give our clients a peace of mind. Jeff Cutter really is amazing at providing customized clients solutions." Cutter Financial Group's mission statement says it all: "Our goal is to provide our clients the best financial solutions, value and professional excellence in the industry."



Some of the other things Ripoff Report learned in the course of its investigation: typical customer feedback reads: “Cutter Financial Group (and Mr. Jeff Cutter) truly communicated to me all aspects of sound financial solutions. Jeff Cutter and Cutter Financial Group taught me the "must know" facts that my broker never taught me in order to make sound financial decisions that were right for my family and I. Jeff Cutter helped me understand all the myths and misconceptions that my old broker could not do and never did. Jeff Cutter and Cutter Financial Group helped me find money falling through the cracks through their 3 Step Approach. Cutter Financial Group and Jeff Cutter also helped me in some advanced tax planning showing me how to spend less to Uncle Sam. Cutter Financial Group's client service program is something not seen in the financial services industry. We are very pleased with the responsiveness that Jeff and his employees show us. They are serious about meeting commitments, and deliver on all their promises."

The information provided in this report below is based on comments made by Jeffrey and Jill Cutter during an onsite inspection held by a third party verification company with no biases toward Cutter Financial Group, LLC.

Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.
A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

Cutter Financial Groups target market consumers are pre-retirees who want to plan ahead for a worry-free retirement, and people who have already retired who want to preserve their assets in order to enjoy their retirement years and leave a legacy to their families.

Their company acquires new business in a variety of ways. A number of new clients come to them through referrals from very satisfied clients. They also have many people who want to meet with Jeffrey Cutter because they enjoy reading a weekly newspaper article he writes for the local newspaper and they agree with his approach to capital preservation. In addition, they reach out to the community by offering adult education classes and sponsoring local charitable organizations. Jeffrey has also been quoted as a Financial Expert in many journals, magazines, and has appeared on several news programs providing advice and help on Financial Matters. Once a potential client meets with Jeffrey, he shows them that he has a proven track record with the investment philosophy he subscribes to, and almost always, they ask for him to help them with their financial plans.


During the onsite interview Jill Cutter was asked to describe the typical experience a client might expect to receive when working with their company:

"We are a hands on company. We work to maintain the highest standards of customer service and we always put our clients first. When someone first becomes a client of our firm, Jeffrey completes an in depth review of their current financial situation and looks for ways to reduce their income taxes and provide for future income needs. Clients are given the information they need to make informed decisions about financial strategies and are updated frequently on the status of any work being done for them. Clients are encouraged to call our office or stop by if they ever have concerns or questions.”

Mrs. Cutter was also asked to explain their process for taking care of complaints and to describe a specific situation in which a client was unhappy with the service they received: “To be honest, we have not had any complaints brought to our attention.”

Cutter Financial Group specializes in comprehensive wealth management. They are unique in their approach to investing in that they do not subscribe to the "buy and hold" philosophy. They utilize fund managers who have a proven track record of success and they are comfortable that their clients’ financial futures are secure. They focus on creating income, investment, and tax reduction plans, all of which work together to provide their clients with peace of mind. Cutter Financial Group will also work with other professionals that their clients use for estate planning, taxes, etc. This provides their clients with the best planning and service possible.

Jeffrey and Jill Cutter feel that it is very important to be a part of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program because they want to be sure that their clients, and everyone else who wants to learn more about Cutter Financial Group, LLC, will be provided with accurate, unbiased information. They feel that the claims made on Ripoff Report are not from actual clients.

Within their office, they believe that their current internal processes and procedures are thorough and effective. They have frequent staff meetings, during which they review the status of every client and regularly contact clients to confirm that their needs are being met.

In leadership roles within their company, Mr. and Mrs. Cutter have always advised their employees to address any problems they encounter swiftly and directly. They believe that it is important to work together within the company because the service they offer is used to help people make important decisions. They want to ensure that potential clients have accurate information that enables them to make informed decisions.



CUTTER FINANCIAL GROUP, LLC / Statements from the owner Jeff Cutter.

"I was either going to be a preacher or a teacher in my adult life. I began my career in the financial services industry in 1994 with KPMG Peat Marwick and quickly learned that I can be both a preacher and a teacher. I continually preach that in order to have a solid financial future we must begin with a solid foundation, a plan. Then I teach clients how to have a cohesive income, investment and tax plans built around capital preservation using low risk, low volatility financial solutions. I teach clients that they do not have to lose in order to gain and how to abandon the traditional buy and hold strategies sold by brokers effectively and efficiently. The end product is a satisfaction of giving my clients a peace of mind they deserve. I love what I do."

Cutter Financial Group’s client service team have expressed that they feel very confident doing their job. The client service manager at Cutter Financial Group stated "I have seen Jeff Cutter take personal interest helping our clients achieve a peace of mind. Jeff Cutter is continually learning and seeking the top 1% of fund managers who are consistent with Jeff's philosophy, that you do not have to lose in order to gain. His passion to uncover the myths and misconceptions and teach our clients a solid 3 step strategy is not seen in our industry. With his MS in Accounting and his MBA, combined with him being a Certified Public Accountant (CPA) and years of experience, I know that he has the best skills and clients respond. Jeff Cutter makes it easy for me to come to work everyday and focus on what is so important to him, client satisfaction. In my opinion, he truly is the top 1% of all financial advisors.”

Cutter Financial Group takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this: "Cutter Financial Group and Jeffrey Cutter provides a very positive environment to work. Opportunities for suggestions and improvements are encouraged. Jeff Cutter is truly concerned about our contribution to the company and providing growth opportunities for us. He takes the time to listen and communicate with employees and customers." Ripoff Report was pleased to learn that Cutter Financial Group’s past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.


STATED IMPROVEMENTS FROM CUTTER FINANCIAL GROUP, LLC.

Cutter Financial Group, LLC recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report’s review, Cutter Financial Group continually improves organizational processes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

In summary, after our investigation, which included discussions with Mr. Jeff Cutter, CPA, PFS, Ripoff Report is convinced that Cutter Financial Group, LLC is committed to quality financial solutions resulting in total client satisfaction.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. this program works.



AS A MATTER OF POLICY / The Report filed was found to be bogus

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.

COMMENTS FROM JEFF CUTTER ABOUT THE ONE REPORT FILED ON CUTTER FINANCIAL

What I have learned over the years is that there are two kinds of folks in the financial services industry; those that do it well and those that do not. Those that do not do it well become jealous, often envious of the ones who work under the highest of ethics and standards not often seen amongst many. Quite often when a company such as ours maintains its ethical and moral standards and becomes a trusted financial source for such outlets as Fox News, NECN, The Wall Street Journal, Kiplingers Personal Finance, Investment News, CBS and others, the folks that choose not to do it well often must seek outlets for their frustrations such as Ripoff Report. The challenge with this is anyone can post anything without verification of the truths, opinions, missing facts or misconceptions often posted by both disgruntled ex-employees and competitors. Quite frankly, that is just what we have here.

If there was a missing fact or piece of information that was costing you a significant amount of money now or that would cause a significant problem or cost in your future, when would you want to find out about it? Today? 5 or 10 years from now? Never? If that fact or piece of information was a must know fact, would you agree you would want to know about it prior to making any type of financial decision, especially one that put your money at risk?

Many times folks don’t have a process to filter out myths and misconceptions and help them find out the must know, critical facts to make logical decisions for their future. Don’t let an ex-employee of ours or a competitor make your decision for you. The reason why they are doing this modern day school yard bullying is because they choose not to work by our standards. Go to our website or call us to discuss.

We’re facing a dramatic change in America. This change will affect your future tax issues, healthcare issues, and risk exposure. Nobody thought the economy, wall street, and the housing market could falter as they have and understanding your risk exposure will be more important than ever.

The class struggle will not be between the rich and the poor, but between the informed and the uninformed. The informed retiree will survive and perhaps thrive in the new economy. The uninformed will be burdened with higher taxes, expensive healthcare options and risks that could devastate them.

This dramatic change in our country makes it of paramount importance for you to go through our no obligation 3 Step Review. It is more important than ever to discover what issues you may not be addressing that could cost you or your heirs significantly in the future.

I predict that there will be more postings by the same two types of individuals, ex – employees and competitors who fail to meet both of our ethical and standards test, because we are not going to waiver on what we do. Don’t make your decisions based on myths, misconceptions, opinions or missing facts? Call us today at 508.388.7175

NOW TO THE ORIGINAL REPORT THAT WAS FILED

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