Stephens & Michaels Associates, Inc. , Continuously Violates FDCPA through Harrassment, Robocalls, Failing to to Identify Themselves, etc. Internet

 By the way, the official name of the company, or the one they have registered with the court is MSW Capital, LLC. Leland M. PAVOL is one of these attourneys that do the small claims cases. The main office he works out of is on 7 stiles road in Salem Nh 03079.

Susan or whatever the hell your name is, if it has gotten to the point where they have to give u fake names and call u with spoof calling apps, then you have been dodging them for a long time.... and another thing Einstein, why the hell would u buy a recorder for the phone, when u can’t even find them with a computer? You gonna use your voice recognition software on your moms computer 

To those of you that are sooooo mad about these calls, and how they are a rip off? Well first of all this is a 100% real company, One of the head attourneys is Leland Pavol of Salem NH which is where the main office is located...7 stiles road, salem nh.....thats for the good people.....because if you really are good, and they call you and r rude for nothing, i get it ..... BUT GIVE ME A FRIGGEN BREAK.

WHY WOULD A COLLECTION AGENCY CALL U IF YOU HAD PERFECT CREDIT. AND YOU WANT TO TALK ABOUT THE LAWS, AND HOW THEY R RUDE.....WELL, MAYBE YOU SHOULDNT APPLY FOR AND USE CREDIT CARDS TO LIVE ON WHEN YOU KNOW YOU CANT PAY THEM BACK.

ALL YOU PEOPLE TYPING THESE NOVELS ABOUT HOW THESE COLLECTION AGENCIES ARE THE ONES THAT ARE THE BAD GUYS, WHEN YOUR THE SCUMBAGS THAT DONT PAY YOUR DAM BILLS. SIMPLE.....PAY YOUR f**kIN BILLS AND THE CALLS STOP.

And Lindsay you must not have ANY SKILLS to have had to work as one.

And second, Lindsay, Stephens Michaels & Associates are walking a very slippery slope because THE PHONE BILL IS REGISTERED TO MY MOTHER and that by definition would make it HER PHONE. It is for HER PRIMARY USE and not MINE and when she notifies your SCUMBAG former employer it is HER PHONE they should heed what she says. SHE HAS THE BILL TO PROVE IT. YOU DUMB a*s.

And second, you LIE. I have googled Stephens Michaels & Associates and their address does NOT come up. They have also left it OFF THEIR WEBSITE. Hmmm... I wonder why?

And of course they break FDCPA laws. I have been advised of that when I called the FTC and reported their behavior. They have continued to call my mother after being informed that they were not calling me and instead harrassing HER and I was advised that the minute they disregarded what she stated and continued to call AFTER being advised they were BREAKING THE LAW. So IDIOT you LIED AGAIN.

Apparently, nothing has to be in writing. I was informed by the FTC Agent I spoke to that if I can tape the call and it shows either me or my mom telling them not to call that is a VIOLATION of the LAW.

And I am rubbing my hands together. I have purchased a RECORDER for my mom's phone. And I will be recording EVERY SINGLE CALL these SCUMBAGS make to her because I will instruct her to SUE THEM.  They'll end up OWING more than the paltry 6 year old debt (that is passed the statute of limitations anyway so they CAN'T SUE to collect) LOLOL!! The d**n Debt is 6 years old and only a FOOL would pay it now. It would restart the CLOCK YOU d**n DUMMY and make the debt run for ANOTHER SEVEN YEARS instead of simply being removed. You debt collectors are not just SLIMY you are also DUMB AS DOORKNOBS.

So Lindsay, CRAWL BACK UNDER YOUR HOLE. You must be a MAJOR REJECT to be rejected from working as a DEBT COLLECTOR. Obviously you weren't any good if they got rid of you.