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Report: #572256

Complaint Review: Accredited Home Lenders - Home Funds Direct - San Diego California

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  • Reported By: Dawn — Port St Lucie Florida United States of America
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  • Accredited Home Lenders - Home Funds Direct 15090 Avenue of Science San Diego, California United States of America
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Accredited Home Lenders - Home Funds Direct Financed an unaffordable mortgage San Diego, California

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Home Funds Direct financed our home and put us in an unaffordable mortgage.  We did not count my husbands income due to credit issues.  When he lost his job we tried to refinance with my increased income and being told that his unemployment pay couldn't be counted.  We cannot refinance and now are in foreclosure.

They have sold our mortgage to Countrywide and Countrywide is required due to a lawsuit to payout settlements, and we get nothing but suffered similar practices of being qualified for a mortgage that we shouldn't have been qualified for.

We were also told time and time again that we could refinance at a later time and lower payments.  However we now do not qualify because of income restrictions.  Then how in the world did we qualify before.

This report was posted on Ripoff Report on 02/20/2010 08:26 AM and is a permanent record located here: https://www.ripoffreport.com/reports/accredited-home-lenders-home-funds-direct/san-diego-california-92128/accredited-home-lenders-home-funds-direct-financed-an-unaffordable-mortgage-san-diego-572256. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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Help is available

AUTHOR: nrsrchd - (United States of America)

POSTED: Saturday, February 20, 2010

If you really want to make sure you were not defrauded or illegally foreclosed on then you have a place you can go.  endlessfrauddetection dot com can provide you with all the paperwork you need to do your due diligence in fighting fraud.  Please stop by the website and see what remedy is available to you.  If the lawsuit you are speaking of is a class action then the damages you would receive would only be for the one violation that is similar to the others and does not include the other fraud that could be in your mortgage.  See these mortgages are like snowflakes, no two are alike and there for adjudicating them the same is not providing all the remedy available to the homeowner. There are violations that require the lender to return ALL money paid in and to divest themselves of their claim to the home. These violations occur more frequently than people realize.  Once you have gone through the site and are ready to fight back contact steve at endlessfrauddetection dot com and get started taking back this country one home at a time.

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