AmeriSave Mortgage Atlanta GA Rip off Atlanta Georgia

On, April 30, 2019, we, Jack and Beatrice Tullis, was contacted by a Rafael Sanchez with AmeriSave Mortgage Co poration in Atlanta GA .  We told him what we were looking for and he told us that they strive to make the process smooth and hassle free.  We explained to him that we had been discharged from a Chapter 13 and had our papers to prove it; he said no problem, I have a company that can get around that.

Well let me tell you, this has been one nightmare.  We told him that we were looking to consolidate some bills and use our home and land to be able to do this.  He then told us that we had to pay them up front a fee of $500, which we did and he told us that it would be given back at closing;  he sent us all types of forms and documents that we had to sign and return which we did.  He sent us a closing statement, and upon checking the closing statement on the accounts that we wanted to consolidate, we notice thaat he didn't have our loan on our home listed; he came back, its on there, from our credit union.  I told him that was our truck loan; Oh he came back, then you will have to pay that out of the funds you will be receiving.

Well this has been going on now for several months, extra forms documents to be sent in and returned; a appraiser came out to do the appraisal, which we never did receive a copy of, and was told "this is a unique home, and the appraiser hasn't returned the appraisal yet; he kept given us all kinds of excuses, as to why we weren't going to close on July 25, 2019; then finally he came up and told us just a few days ago, I can't get the appraisal company for FHA to approve the loan, because they are saying your home is a "tiny" home and FHA don't mortgage them.  Our home is stick built Exterior T-11 siding with a 50 year warranty,  built on a Pier- Crawl space foundation; 16 x 44; 2 x 6 rafters, 2 x 4 stud walls, with R-19 insulation thru out our home; 2 x 8 floor floor joists, 4 x 6 skids Pressure treated for all exterior wood; 5/8" subfloor;  it is not a "mobile Home".

We have been mislead, lied too by AmeriSave Mortgage, and we feel we should be given back the refund of the $500 which they coceiger us in paying.

Anyone out there looking for a loan/mortgage, stay away from AmeriSave Mortgage; they are a complete "ripoff"