Beware of Chase Credit Card holders!! Chase Bank, J.P. Morgan Chase Bank, Chase Freedom, Chase Freedom Unlimited, etc. Careless - runaround - misleading - credit card Dispute or Fraud Dept!!! Wilmington DE

Just wait, I have filed complaint against you! You'll may hear something on you and you can be found as you don't think you can. You must like this with me...lol....because you are RETARDED!!!! Even hackers can be found, if you are one of them. So long my dumbfounded friend and bonehead!!! LOL!!!

You have accused others of immaturity whereas you have resorted to abusive insults and childish name-calling. You evaded my questions due to your realization that your lawsuit is an uphill battle that can’t be won. That defines why most of your rebuttals are nothing more than personal attacks and no longer address your initial complaint.

If you actually had a court date you would proudly post the court location and docket number.

Tammy,

What is your court date? In what court will your case be heard? What is the docket number? We eagerly await the result of your case. Or, perhaps you agree that this a case of buyer's remorse and you have dropped your claim?

You good at Harassing people is what you do to people because you're sick in the head. You have no sense but your stupidity. You're a waste to human man kind. It's too bad God created you because you are a filthy (((REDACTED PER TOS))) old man who loves to harass and belittle people because that's what Devil does to people.

That's okay. You're already been complained to. You just keep up! If you are soooo nosey and want to find out bad, ask Ripoff and your Chase people because one of them know darn well I told them, and not you because you are worthless piece of crap that shouldn't exist at all.

You have no dignity for yourself or you would stop this by now or way earlier but you sooooo immature and have to find out things to get your two sense because you're soooo retarded and very ignorant man that don't know better. You like yourself too much to hate people!!

Wow! That explains you going immaturely back and forth here slandering me soooo much even to a miliary veteran. You should go into the military, they can straighten your attitude so you can respect people better and not be this immature heathen and a hypocrite.

I beleive in God and go to church but it sounds like you don't go to church nor even believe in God or you wouldn't bring up about Satan can't help me. There is definitely something wrong with your BRAIN - you have NONE!!!!!

You wasted piece of object - not good a human being would do this to another human being. Come on at it, you keep up and I keep up....LOL!!!!!!

People who type in all caps are not rational Tammy.  But then, I think we all knew that from your complaint.  God can't help you.  Neither can Satan.  And neither can I.  But I will pray for you.

You need to look in the mirror! You have serious serious issues on yourself. Look this up: https://www.gotquestions.org/Bible-hypocrisy.html

Is this you, Jim? You are a WASTED HUMAN BEING that should NOT exist but you are the DEVIL ---- LOL!!!!

Please don't use Jesus to justify your opinion.  There is a concept all theologians understand and something God gave each of us - it's called free will.  I'll make this really simple for you to understand - it means life happens. 

If Chase doesn't give you what you want, it doesn't mean God abandoned you, or that Jesus will eventually deliver a victory to you in your earthly life.  Life doesn't work that way.  It's like getting a flat tire on your way to church - does that mean God is keeping you from church?

  No.   Why?  Because Jesus doesn't care about your daily existence - only your everlasting soul.

While you're thinking about that concept, consider this:  God asks you to keep your commitments, especially your earthly ones, since you are of this world.  The fact you don't think of your debt as a commitment is probably one of the things that is preventing you from having a real relationship with God - one I can tell you think you have, but don't, since you can't keep commitments.  Now, you may have to part with some of your earthly treasures to keep your commitments, but God prefers you store your treasures in heaven, rather than on earth.

Now that we have that straightened out, keep in mind there is no one who you can report me to.  I already told you I didn't work for Chase.  No one here does.  I've never seen anyone from Chase on this site ever respond to a customer's complaint.  Why should they?  That's why there's a customer service department to actually deal with legitimate problems their customers are running into - not the issue you wrote here.

We're all still waiting for you to put your case number here.

You make people sick of you. You have nothing else better to do but keep at me or maybe other customers is not professional the way you are handling this. I have reported you!! You need to look at what you do for Chase the way you're representing them this way is not the way Chase would expect their representative.

You've got some mental problems going on here. Obviously, you don't know how to respect customers but keep backlashing at them on here is not what Chase would like their representatives to be when they are representing Chase. I feel for you, man.

I can't tell you how many times we see people here who say they make a mistake, use some sort of "sympathy" card(in this case the poor week female card), and then expect some "big evil company" to get them out of the situation. Then get upset at said company when they don't get bailed out.

Where the reality is that throughout these posts you have not shown that Chase did anything wrong. You authorized the initial charge, when you disputed it Chase attempted to determine if the charge was fraudulent. That is did you authorize it? Did you receive the services you paid for? In which in this case the answer as far as they were concerned is yes to both questions. So they legally had no choice but to deny your dispute.

Now, you dispute that the services you paid for were actually required...that is NOT a valid dispute item with the Credit Card. In this case you can do what you are claiming you did(are doing)..file a Small Claims case against them. However, when you go to court you better have that mechanic with you and willing to testify on your behalf that they performed needed services Because the mechanic you are suing will have their mechanic who stated you did the work and they will have your paperwork you signed that stated you agreed to the services. If you go into court disputing that the cost of the services were too much you will lose, as they gave you a price and you agreed to it. There are no laws that restrict what a business can charge for services

If they are aware of this report they may also bring this report. They will point out to the judge statemenes you made such as "Yes, I could have left immediately off the premise but I didn't want to be rude,"
. No judge is going to use the "didn't want to be rude" as a reason to rule in your favor.

By the way as for you being on the news.  Your dispute against the mechanic is actually nothing unique.  I would not be surprised if there were several other cases against other mechanics the same day.  Why do you think your case won't be heard until July?  There are hundreds of cases a day all with people who think that they are right and need to tell the world.  Your entire hearing will last about 5-10 minutes..to hear BOTH sides and issue the judgment.  The judge is not going to give a "bleep" about Chase.      

Yes, I can do whatever I want. You think you're better than anyone out here? You're making yourself to look that way. You're one of the most unintelligent egotistic dumbhead I have ever run across here especially you keep at a customer back and forth.  You definitely are representing your Chase credit card with disrepect and you don't any better.

I feel sorry for you, Jim. You can do better than this even act more mature for your age. You like all the verbal abuse back at you which is very sad because you have some screw loose upstairs. I can see you don't love God, but yourself. That's a coward in you.

God sees this back and forth from a rep of Chase credit card and you will get your day. Didn't your mom teach you manners? Obviously, she didn't or you wouldn't be doing this cowardly action the way you're going about this.

Jesus said when he died his last breath to his Father, 'they don't know better.' You obviously don't especially if you sound old on the phone that you should know better. Since you are not a woman yourself before you could judge people yourself, you shouldn't be saying something you don't know yourself before your BIG mouth starts to jabber for waste of breath to respectable retired military personnel that you obviously don't respect especially I can say I defended my country twice and what did you do for us? Huh - lots of laugh!!

I"m surprised that RipOff staff lets us go back and forth so they can read and see people conflict. That's why it's sad this world is mentally sick, like you Jim. You like this verbal self-abuse which is sad because you have NO dignity or self-respect that tells me what kind of sick warped mind you have.

Again, I feel really bad for you and I will PRAY for you as you should start praying to God daily/nightly and redeem yourself to God. You obviously do NOT love God the way you're carrying on here in how you treat people says of your bad character!! Is that why you haven't retired yet, you OLD man, lol??

You can't invoke the "it's none of your business" line for privacy reasons.  Courts across the country make all court-related information and its decisions public, and they post the same information online for a number of very valid reasons. 

The public, of which I am a member, has an interest in your case, therefore we wish to follow.  However, if you decide not to pursue the case, I understand.  It is a case you can't win for reasons already detailed - the law really isn't on your side.  I mean I'm not the only one here who believes that. 

However, as someone who has experienced this sort of thing before, I will tell you how this will go.  Assuming the mechanic is properly served, the mechanic will come to court and actually use you as his best witness (that's what I would do), show the contract you signed, and have a witness or 2 come and testify how your car was worked on.  You were coerced you say? 

The mechanic will say you weren't coerced and probably lie until their teeth fall out.  It's why they call Small Claims Court - Liar's Court.  Both sides begin lying right after they swear to tell the truth and continue until the administrative judge renders a verdict.  Your opinions?  The court won't care.  Chase?  They aren't even a party to this case, although the mechanic will probably bring the dispute paperwork you filed with Chase (since CC companies always provide the other party all of the paperwork), and show even Chase agreed with the mechanic.

Credit card issuers will stand behind their customers should they become victims of fraud or if a merchant fails to honor the terms of a sales agreement. High-pressure salesmanship is not considered fraud. A buyer’s dissatisfaction after the sale may be labeled as buyer’s remorse. Credit card issuers are committed to protecting the merchant as well as the consumer.

Apparently, Chase’s investigators have denied your dispute because you are suffering from a case of buyer’s remorse. A civil court judge will probably agree with their assessment.

Chase’s request for payment isn’t greed. They simply expect you to honor the payment agreement.

Your attempt to use the 'single female' sympathy card is an insult to females and therefore you owe an apology to half of the world’s population. Your veteran status is not relevant. Your claim that you didn’t leave because you didn’t want to appear rude is a phony afterthought.

Why on earth would you want my case number is none of your business!! I am for sure going to court on this business unlike you being ignorant and a hypocrite to have your last word on me. You need to grow up and be a better adult to people.

I will be filing complaint against you NOW as you should have stopped when you should have earlier!! God is watching you the way you go about treating people online here. You're pathetic!!!

If you won't post your case number, then we all know you're just a phony and a deadbeat to boot.

Chase isn't holding onto your money - your money is being held by the mechanic.  If Chase was actually holding onto your money, then you should be suing Chase, not the mechanic... Did you mean that the auto mechanic is holding my money why I'm going after them, lol??

You don't sign something you are rushed into or aren't sure about - you leave.  If you don't, then you deserved to be ripped off.  If all you care about are your manners, then don't complain about being ripped off.  You made your choice and you chose manners. I think YOU need to look in the mirror reflection of a heathen - sinner who may NOT love God but himself. When a female thinks that maybe work needs to be done when it was convinced to her and trying to prevent accident on her or other driver, that would be common sense, which I see you don't have!

What an idiot.  So instead of being rude, you decided to get ripped off to the tune of $1200.00 and then decided to try and back out of it by filing a dispute hoping the credit card company would bail you out.  Doesn't work that way.  If it is a choice between your manners and your money, you choose your money everytime. 

Oh you call yourself IDIOT, lol?? I think I did what I thought would and should have been done unknowingly it could have caused wreckage on the street to me or other driver. You don't make sense. Your 'warped' way of thinking is not normal. You need to go get COUNSELING and go to CHURCH!!!  I pray for you and people around you. Say this prayer, you need it:

"Dear God,
I know I’m a sinner, and I ask for your forgiveness.
I believe Jesus Christ is Your Son. I believe that He died
for my sin and that you raised Him to life.
I want to trust Him as my Savior and follow Him as Lord,
from this day forward. Guide my life and help me to do your will.
I pray this in the name of Jesus. Amen."

What an idiot.  So instead of being rude, you decided to get ripped off to the tune of $1200.00 and then decided to try and back out of it by filing a dispute hoping the credit card company would bail you out.  Doesn't work that way.  If it is a choice between your manners and your money, you choose your money everytime. 

You don't sign something you are rushed into or aren't sure about - you leave.  If you don't, then you deserved to be ripped off.  If all you care about are your manners, then don't complain about being ripped off.  You made your choice and you chose manners. 

Here's lesson #1:  It isn't rude if you decide you don't want to be ripped off.  It's a tough world out there.  Time not to be a poor single female citing your victimhood.  People will simply take advantage of you.

Here's lesson #2:  Don't bother with Chase, or Wells Fargo, or any VISA, MC, Discover, or AMEX, or any other credit card.  Just don't get one.  You clearly have no clue how to use them, no clue how they work, and certainly no idea about what a binding contract is.  Credit cards are more than simply paying the bill when you incur a charge.  Until you take a personal finance class and understand even these simple basics, this is going to keep happening to you.

Now, go ahead and file your lawsuit in Small Claims and when you get a case number, then come back and post the case number here for the public here at ROR to follow.  Until then, don't even bother responding or try to defend yourself.  There's nothing you did worth defending.  All you did was wrong - if you don't think so, then you wouldn't be posting on this site.  It is that simple.

I wasn't trying to back out of this payment of $1200 or less. It was the principle of what happened there when I found out after the fact that the prior mechanic I went to told me they were taking advantage of me, espeically when I told the church about this they agreed people will do that, just like your attitude tells me the same.

Yes, I could have left immediately off the premise but I didn't want to be rude, like you are here with me throughout. It is sad you're not a female yourself to know better but you use your ignorant on people without being compassionate and understanding acting as a Chase Card Representative that you are not representing very well to here on public site and to Chase Credit Card, especially how you treat a female veteran, like me.

You need to rethink what you are saying here before you open your BIG mouth to people. You need to go in the military so you know how much you need to respect people better as we serve our country for our freedom to allow you people to do what you want to do here. And this is how you treat your veterans??

Without question, you were and are trying to back out of your commitment.  After all, you said...I still have to pay the debt that I felt strongly I didn't need to do due to being coerced to buying something I didn't need.  Those were your words.  You didn't "feel" you needed to pay the debt.  So you decided to try and back out of it, using the poor single female excuse...lol.  There's no other way to interpret your statement any other way.  Don't try to weasel out of what you said - however, it must be a habit of yours.  BTW, poor single female won't work here and it won't work in court.

Now to the rest:

It doesn't matter if charge was made or not, it's the principle how USA Auto Service handled the situation when I got there and he pressured me to get the work done on my car that day.  Obviously, you have no idea how this works.  You see, the principle is whether the charge was made.  The fact you believed you were coerced or pressured is not a principle - it is an opinion.  It may be a belief you had at the time, (again, nobody cares about your opinion or your beliefs) but the step you should have taken is to leave the premises immediately and if the mechanic says you can't, that's against the law.

You people at Chase credit dispute department are sounding like crooks yourself to where you can't even wait till I get through with the court which is in Jul 2019 but no, you have to have your money - which is considered GREED!!!  Well, I guess for starters we don't work for Chase - nobody here commenting does.  Second, it has nothing to do with greed since Chase isn't holding onto your money - your money is being held by the mechanic.  If Chase was actually holding onto your money, then you should be suing Chase, not the mechanic...  Let's review:  You agreed to have the work done, you signed the contract, and you were charged.  You have all of the elements of a binding contract.  There would be no possible way Chase could resolve the dispute in your favor.  Now that you have the elements of a binding contract, your only recourse is to pursue the matter in court claiming the contract was fraudulently entered into.  Now, you may win and you may not - that's for a court to decide.

I found out before I went to get them served, the two owners have possible bankrupties and maybe felons. I didn't want people like them to do to other females or other people like they did me. If I win, the TV station will let me be interviewed of this and I will bring up Chase credit card not working with me in fair ways to believe me this really happened their after their monies  I'm sure they also hurt puppies and don't eat their Wheaties.  None of that is really the point and it seems completely obvious you clearly don't understand how credit cards work.  This is also a Small Claims Court case - unless you happen to live in a hole, nobody cares about Small Claims Court cases - certainly not a news station.

What you will learn is how the court system works.  It will be a surprise to you.  The biggest surprise you'll find I'm sure is that your feelings have nothing to do with what happened.  The court will look at the agreement you signed and decide from there.

If that's what you think I"m trying to back my way out of an agreement, that's your warped way of thinking. I was trying to justify what had happened if you were a single female going there to just simply get a smog done then ended up getting lured or coerced into getting more work done as the manager who was doing this to me to slight people to get what they wanted.

He tried to convince me well that if this car continues to run more that day, something will happen. How would you if you were in my place not knowing anything about mechanical work? Do you have knowledge on auto mechanics?  

The questions asked are:

The what date were the charges made? It doesn't matter if charge was made or not, it's the principle how USA Auto Service handled the situation when I got there and he pressured me to get the work done on my car that day. After finding out more about what they did that someway I am missing a screw to my engine/transmission mount. I was trying to justify after the fact finding out this business, USA Auto Service is a scam, just your folks are becoming to be especially giving people run around on the phone and headaches giving customers bad information most times.

What date did you initially attempt to dispute it? I initially attempt to dispute the charges for $1200 unbeknownst I was going to be taken advantage of when all I came to do was get a smog check done. I told the mechanic manager about it and said i will check the work later I didn't have time at all and I said pull the car around so I can leave.

The car was pulled around as I seatbelted myself, not looking at the door side yet, I noticed that same mechanic manager was standing at my door and he tried so hard to convince me that I need to get the car worked on. I told him again I will check later that I believe I had the same work done like 6-7 months ago by another auto place. But he insisted convincing me I should get the work done.  You people at Chase credit dispute department are sounding like crooks yourself to where you can't even wait till I get through with the court which is in Jul 2019 but no, you have to have your money - which is considered GREED!!!

How did you initially dispute it? I called up when I saw the first bill from you and the rep tried to call USA Auto to see what could be resolved as she put me on hold, then said only thing they got was an email address. I tried to email them twice to dispute it. I didn't hear nothing from them at all, then went from visiting with them in person to negotiate and never heard nothing back. Then I wrote to their Bonding Insurance to work with them and they denied of any fraud or violation of NRS. So the last thing is I went to file suit and got them served.

I found out before I went to get them served, the two owners have possible bankrupties and maybe felons. I didn't want people like them to do to other females or other people like they did me. If I win, the TV station will let me be interviewed of this and I will bring up Chase credit card not working with me in fair ways to believe me this really happened their after their monies.  

I found out more about the business is a hoax or corrupt staffs.  The time for you to at least try and make that determination is BEFORE you begin discussions, signing contracts, and providing payment.  Even if you dispute the charge, the company has your signature on something authorizing the charge. 

The fact YOU believe the company to be corrupt, or fraudulent, is irrelevant.  Whether you were coerced into agreeing or not is also irrelevant.  Your opinion on the matter is of little value.  Your signature on whatever contract you signed (if you did) and your payment is all that matters.

It isn't a matter of Chase not supporting their customers.  It really is a matter of you committing to a purchase and you now want to back out.  You can't use Chase or any other CC company to back your way out of your agreement.  Your only recourse to recovery at this point is a lawsuit, which you are pursuing.  In court, you are allowed to present your evidence that this was a fraudulent deal, or whatever you believe.  You aren't really allowed to do that with a CC company.

In the entire report we have NO idea what your issue was.

Since you say you kept sending documentation it is unlikely a true "fraud" charge done by a company you never dealt with.

Generally Credit Cards will NOT approve any sort of dispute where you made the charge and now for what ever reason want your money back.  It sounds like you are disuting a charge you made for some reason. So what is the reason for your dispute?

The what date were the charges made? What date did you initially attemp to dispute it? How did you initially dispute it?