Report: #1493043

Complaint Review: Capital One -

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Ripoff Report is Xcentric Ventures

Submitted: Wed, March 18, 2020
Updated: Wed, March 18, 2020
Reported By: anonymous — Fort Lauderdale Florida United States

Author Confirmed

Why?

Capital One United States

Phone:
Web: https://verified.capitalone.com/
Category: Credit Bureau

Capital One Business Credit card Policy

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I have several business cards. They all are guaranteed by my personal credit but report charges only against the business. Capital One however, reports business charges to your personal credit report on Equifax and TransUnion. I made a large business purchade on my Capital one card and saw my personal credit drop 80 points for 2 months even though I paid entire balance before due date! When I called to inquire, they lied to me and said it was Federal law. NO OTHER BUSINESS CARE I HAVE OWNED HAS EVER DONE SO! When I pushed the issue they fessed up that it was their policy. I have since cancelled the card.

BUSINESS CARD HOLDERS BEWARE, USING CAPITAL ONE BUSINESS CARD CAN RESULT IN YOUR PERSONAL CREDIT SCORE DROPPING 100 POINTS.

This report was posted on Ripoff Report on 03/18/2020 12:09 PM and is a permanent record located here: https://www.ripoffreport.com/report/capital/business-credit-card-policy-1493043. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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