cash net or net cash fraud new york, New York

I was recently trying to get another vehicle the company ran my credit and told me I had a outstanding loan and was turned into a northern resolution outta new York this is weird cause in order to get a pay day loan I have to have a bank account which I don't I called the collection agency and the woman was very rude and gave me the run around when I mentioned contacting the federal trade commission she insisted the problem can be resolved I looked up this collection agency and it's not even in good terms with the BBB it's rating is a F after I research the cash net it had scan on the first link and every one after.